ClubSwan Crypto Review – How Good Is This Concierge Service & Crypto Card?
Felix Küster
They say crypto will make a whole new bandwagon of millionaires. They will be rich, sovereign, free-thinking individuals with high demands. Guys from the ClubSwan figured that out very early and launched a high-end service to cater to these individuals. Even though their crypto card is most known in the broader crypto space, ClubSwan offers many more interesting services. But let’s start from the beginning.
Among other things, Club Swan also offers a physical card. Three versions of them to be precise. Users will receive a different card and benefits based on the tier they find themselves in. With them you can spend FIAT currencies and crypto all around the world and online.
Club Swan is a subscription-based lifestyle manager and crypto service provider with concierge service. It offers cards, travel discounts, and even the ability to buy or sell crypto assets nd digital assets, 24/7 concierge services, global shopping services, discounted travel and supports crypto wallets.
ClubSwan is a subscription-based lifestyle manager and crypto service provider with concierge service that offers a physical debit card. It supports FIAT currencies and cryptocurrencies and comes in three versions.
Features and benefits of ClubSwan:
- Offers concierge services, global shopping services, discounted travel, and supports crypto wallets
- Supports several cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Basic Attention Token, Bitcoin Cash, EOS Token, Paxos Standard, Tether, and USD Coin
- Has four membership tiers, ranging from Starter, Premier, VIP, to Chairman
- Has an affiliate program accessible only to members and cardholders
- Provides the mechanism for a user to receive, send and spend gift cards from various major brands from a single window
- Has a virtual assistant to do various tasks for you, such as arranging your travel, doing personal shopping, and arranging to have you attend VIP events
- The ClubSwan card is a regulated electronic money product in the UK
What makes ClubSwan different from other crypto cards:
- ClubSwan as an entity is a membership club, and most of the other cards are issued by exchanges and payment processors
- ClubSwan’s debit card is a tool for expressing yourself through art
- ClubSwan has received positive reviews on Trustpilot and users have praised its instant liquidity and travel assistance
The platform works all around the world and aims to integrate crypto with the lifestyle niche.
What you'll learn 👉
Membership tiers
Club Swan offers the following four membership tiers:
Starter
Joining fee: $129
Monthly subscription: $35.00
- First month Free
- Multi-Currency Account
- $500,000 Account limit
- USD, EUR, GBP Accounts
- Club Swan Card
- $15,000 p/d Club Swan card load limit
- $1,500 maximum ATM withdrawal per day
- 3% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 3.00% bank transfer fee
- 3.00% Traditional currency exchange fee
- 24/7 Concierge Team
- Up to 40% off travel
- Cash rewards in multiple fiat currencies
Premier
$499Joining fee
Monthly subscription: $65.00
- First month Free
- Multi-Currency Account
- $1,000,000 Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Club Swan Card
- Unlimited card load limit
- $15,000 p/d Club Swan card load limit
- 2% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 2.00% bank transfer fee
- 2.00% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- Up to 40% off travel
- Cash rewards
VIP
$1,195Joining fee
Monthly subscription: $95.00
- First month Free
- Multi-Currency Account
- $2,000,000 Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Free expedited DHL card delivery
- $15,000 p/d Club Swan card load limit
- $1,500 maximum ATM withdrawal per day
- 1% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 1.00% bank transfer fee
- 1.00% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- Up to 40% off travel
- Cash rewards
Chairman
Joining fee: $2,495
Monthly subscription: $125.00
First month Free
- Multi-Currency Account
- Unlimited Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Limited edition Stainless steel card
- Free expedited DHL card delivery
- $15,000 p/d Club Swan card load limit
- $1,500 maximum ATM withdrawal per day
- 0.5% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 0.5% bank transfer fee
- 0.5% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- up to 40% off travel
- Dedicated phone hotline support
- Higher levels of Cash Rewards
ClubSwan Crypto Card
Among other things, ClubSwan also offers crypto debit card. Three versions of payment cards, to be precise. Users will receive different cards and benefits based on the tier they find themselves in. With them, you can spend FIAT and crypto all around the world and online.
All of them are powered by none other than Mastercard, the most widely accepted card, so it’s accepted by all major payment networks globally.
Supported Crypto
The Club Swan card supports Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Basic Attention Token (BAT), Bitcoin Cash (BCH), EOS Token (EOS), Paxos Standard (PAX), Tether (USDT), and USD Coin (USDC).
Supported FIAT
Club Swan supports five traditional currency accounts: USD, GBP, EUR, CNY, and JPY.
Spending Limits
Club Swan is aiming at a very exclusive niche. That’s crystal clear by looking at the subscription fees they charge. And because it’s designed for very wealthy individuals, the Starter version starts at a 500 thousand deposit limit, and the Chairman version a shocking 2 million.
Fees
As we’ve already seen, Club Swan is not an affordable option. Their subscription prices are astronomical and out of reach for the Average Joe. But are there other fees?
Unfortunately, yes. You would expect additional charges to be low or none with such deluxe cards, but that’s not the case. The Insurance starts at $129, way above the competition. But it gets worse, the withdrawal fee is 2%. So customers are getting milked dry.
Fortunately, there’s no commission on spending or loading. But that does not justify the horrible fee structure. For more details, check out the chart below, spoiler; it doesn’t get better.
| Starter | Premier | VIP | Chairman | |
| Inbound Account Funding Fee | 0.50% | Waived | Waived | Waived |
| Expedite Payment Fee | 2.00% | 1.50% | 0.50% | NA |
| Foreign Currency Exchange Fee | 2% | |||
| Outbound Payment Fee | 3.00% | 2.00% | 1.00% | 0.50% |
| Outbound Foreign Currency Payment Fee, in addition to Outbound Payment Fee | 3.00% | 2.00% | 1.00% | 0.50% |
| Wallet to Wallet (W2W) Transfer Fee | 3.00% | 2.00% | 1.00% | 0.50% |
| Transfer Currency to Another Club Swan Account | 0.20% | 0% | 0% | 0% |
| Support | Chat/Email | Chat/Email | Chat/Email | Hot Line / Chat/Email |
| Account Investigation Fee | $55.00 | |||
| Administrative Fee | $55.00 | |||
| 14-day Cancellation Fee | $55.00 | |||
| Card Account Limit | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 |
| Card Replacement Fee | $60.00 | $60.00 | $100.00 | $250.00 |
| ATM Fee | 2.00% | |||
| ATM daily withdrawal limit | €1,500/£1,500/$1,500 | |||
| ATM Card Balance Inquiry Fee | €1.00/£1.00/$1.00 | |||
| Dispute Transaction / Chargeback Fee | $40.00 | $40.00 | $40.00 | $40.00 |
| Reactivation Fee | $60.00 | $100.00 | $150.00 | $275.00 |
| Remittance Fee | 2.75% | $5.00 | $5.00 | $5.00 |
Cashback
Like most competitors, The Club Swan Cards offer cashback for your purchases. So a percentage of what you paid goes back into your account, a sort of instant reward for your spending. Club Swan claims rewards go from 2% to 20%, depending on the item. The problem is they don’t provide any more information. The lack of clarity is a major red flag, particularly when it comes to money.
Other perks of ClubSwan membership:
24/7 customer support
Get ready for a shock. Support is only available via chat and email for lower tier options other than Chairman, which also has a hotline available.
Lifestyle and travel benefits
ClubSwan aims to integrate its financial and lifestyle management services. The company claims to set up, plan and manage almost any activity the clients need, saving both time and money. Among these are:
- Personal shopping
- VIP dining
- Luxury product procurement
- Event access
- Multi-language assistance
- Private parties
- 24/7 concierge team
- 40% travel discounts
- Exotic car rentals
- Corporate Group Travel Specialist
- Private yacht and aviation, and
- Black Car Airport Transfer
Security
Security is a must when it comes to financial services. Club Swan will ask for proof of address and identity before you are given a PIN. In case of theft or loss of your credentials, they will be at your disposal in preventing security breaches. Of course not with a hotline, as that’s only available for Chairman clients.
The 3D security protocol also protects transactions.
Financial Service Benefit
With the Club Swan debit card, users can make payments all around the world and online. In addition, a 24/7 Global support team is available in multiple languages via live chat if you bump into any problems.
Quick Crypto Liquidation
When paying for something in FIAT with your crypto, it will have to be liquidated. Although this comes with a fee, more details are available in the fee structure section.
To Conclude
I suspect these kinds of services will start popping out more and more in the crypto world. As we mentioned in the beginning, bitcoin and crypto is in the process of creating a whole new cohort of people with high demands and deep pockets. If you invested early or earned a lot of bitcoins via trading or some other way, the high price of the membership is a peanut for you.
Perks are definitely outweighing the price and having a personal concierge and 24/7 support for you anywhere in the world is definitely a nice touch and something a millionaire would want to have.
Other crypto cards worth checking out as well include: Blockfi Card, Binance Card, Coinbase Card, Crypto.com Card, Gemini Card, Crypterium Card, SpectroCoin Card, AdvCash Card and many more.
any alternatives?
Scam
Card never worked in my country and they never made a refund