How to Buy Bitcoin with Discover Card? Where To Buy Crypto With Discover?


Discover is one of the most popular credit cards in the United States. If you want to buy Bitcoin with it, you might find yourself confused by the lack of exchanges accepting Discover payments and the fact that some of them are allowing Discover purchases only in certain countries.

People with Discover Cards are known to hang out in online forums and ask other people about their experiences trying to buy crypto on exchanges.

The official stance of the company, with 44 million users worldwide, is that it is not interested in the crypto market involvement.

Discover doesn’t want to be a part of the growing decentralized money market.

However, there is always a workaround for these types of problems, and we will take a look at it in this article.

In this post, we’ll take a look at where and how to buy Bitcoin with a Discover card from anywhere in the world.

How to buy Bitcoin with a Discover card?

Buying crypto with Discover cards isn’t always easy because most major exchanges don’t accept Discover. But there are some options out there that do.

The most known platforms where you can buy crypto with Discover cards are P2P marketplaces. We will mention two top options below. After that, we will explain to you how to use Discover to buy Bitcoin indirectly, with a step or two added to the whole process.

Kucoin P2P

Kucoin P2P is a rapidly growing marketplace that is gaining popularity among crypto users even though KuCoin is yet to put more emphasis on promoting and improving it.

KuCoin’s P2P marketplace allows users to purchase and sell cryptos, including BTC, ETH, LTC, and more. Just like other P2P exchanges, KuCoin P2P also accepts a wide variety of payment methods. Using fiat currencies like USD, EUR, GBP CAD, IDR, AUD, etc., customers can acquire crypto on the platform from other users. There are a bunch of payment options to choose from, including PayPal and Payoneer, as well as bank transfer and other options.

It works just like other P2P markets where the buyer places an order on the KuCoin P2P platform, and the seller’s crypto gets frozen temporarily by KuCoin. The buyer needs to send the fiat currencies to the seller’s chosen payment method, and once done, the crypto held will be released to the buyer’s KuCoin Main Account.

In order to use Kucoin P2P marketplace, you need to bind a phone number and do a KYC process.


LocalBitcoins is a trusted peer-to-peer market where buyers and sellers can buy and sell Bitcoin. It has over 1 million registered members worldwide and is one of the most popular ways to exchange crypto. 

Buying Bitcoin with Discover is very easy on LocalBitcoins

Create a free and safe bitcoin wallet when you sign up with LocalBitcoins. Filter the search box with the amount of BTC you wish to buy and set Discover as the payment method. Choose a high-volume trader with a strong reputation. To proceed with the transaction, click the Buy button and review the terms and conditions. Send the seller a message and submit your request to start negotiating a trade. 


Paxful is a peer-to-peer online marketplace where anyone can sell or buy cryptos. Paxful makes buying bitcoin simple and safe. 

Number of scammers on Paxful is rampant so you might want to avoid it or be extremely careful when picking out the vendor to work with.

It’s easy to get your own Bitcoin wallet by creating and verifying a Paxful account. To put it simply, the service will facilitate the purchase of Bitcoins from users who are already registered on it.

You can use this account to make purchases using Discover as your payment method and set your purchase price. Just do a search on Paxful for deals that fit your criteria. Please read the terms and conditions thoroughly. Put in the Bitcoin price you’re willing to pay. To initiate the buy, start a live chat with the vendor.

Workaround: use your card to buy iTunes or Amazon gift card, then trade it on Localbitcoins

You can buy a gift card from Amazon, iTunes, or anywhere else using a Discover credit card. For example, buy a gift card through your Amazon account, and pay for it with a Discover card.

Then proceed on Paxful or Localbitcoins and buy crypto with a gift card chosen as a payment method.

Check this guide on buying crypto with gift cards by clicking here.

Bitcoin ATMs

There are three distinct types of Bitcoin ATMs: those that only convert BTC to fiat currency, those that also allow you to buy and sell other cryptos, and those that do both.

Some of them accept Discover cards as a method of payment. But please note that ATMs are expensive as hell.

The current range of Bitcoin ATM fees is between 9 and 12% of the transaction value. One or more forms of identification may be required if you use a Bitcoin ATM.

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CaptainAltcoin's writers and guest post authors may or may not have a vested interest in any of the mentioned projects and businesses. None of the content on CaptainAltcoin is investment advice nor is it a replacement for advice from a certified financial planner. The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of

Petar Jovanović

Petar Jovanović

I am Petar and I come from a small country in South-Eastern Europe called Serbia. I am a big-time crypto enthusiast and I am proud to be a part of the project. My job with Captainaltcoin is the content editor and content writer position. Feel free to shoot me a message on Facebook if you would like to get in touch and talk about the emerging crypto world. Stay safe!

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