Before we dive into to predicting the Ripple future and XRP price forecast, let’s quickly sum up what awaits you in this article:
First, we take a look at year behind us. Then we cover our own XRP price predictions and market XRP forecasts. We will also dip our toes into the far future of XRP and give our Ripple price predictions for 2021, 2025 and 2030.
We will also answer some of the most common questions about XRP price targets and how high it can go, like will XRP hit $10 or will XRP reach $100 and similar. We also give our opinion if Ripple is a good investment at all.
So, let’s get down to business and start the thankless task of predicting Ripple future.
Ripple’s XRP Market Data
|Asset Type||Cross-border payment coin|
|Curr. Supply / Total Supply||43,285,660,917 XRP / 99,991,237,614 XRP|
|ROI since launch||3,704.92%|
|All-Time High / All-Time Low||$3.84 / $0.002802|
This year the company Ripple and its crypto currency XRP had a lot going on: The violent crash in 2018 brought worry lines on the forehead of followers and investors. From more than three dollars per coin at all time high, it went down to below 0.30 USD by December of 2018 and stayed there for the whole 2019. What is the forecast for XRP for 2020?
XRP price prediction: short-term
The whole crypto world is on a verge of a complete breakdown. Bitcoin has fallen 75% from its all-time high amid broader market declines caused by raging inflation and US Fed rate hikes. When add the most recent melt-downs of huge industry players (FTX, Celsius, Luna etc) into the equation, the horizont is murky and there will be more blood on the streets of the crypto town. Investors are selling risky assets and moving into more stable markets. Crypto is still perceived as a very risky play and hence the sell off. Our algo still sees a some green in 2023, especially in the second part of the year. This is reflected in our 2023 predictions. Right now, Bitcoin needs to find a bottom before we can move in the opposite direction and reverse the trend. Once Bitcoin settles in the new price range, altcoins will start to do the same - we have witnessed this scenario dozens of times in the distant and more recent history. Our price prediction model is bearish for the next 90 days with a hint of a bull market at the turn of the quarters from Q1 to Q2. We expect whales and other bigger players in the market to finish filling their bags around that time which will cause a typical and sudden crypto spike. CaptainAltcoin team created a price prediction model with a multi-faceted approach to crypto that takes into account both technical analysis and fundamental assessment of each project. Fundamentals that we evaluate are team, tokenomics, use case, community, marketing efforts, liquidity and exchange availability, hype & speculative potential and some other proprietary factors developed in our crypto lab.
Below is a tabular overview of how will XRP develop in the short-term (for the next 90 days), according to our prediction model:
XRP Community in decay
According to a recent article by Decrypt, XRP community is in a serious deflation in the last two years.
- Over 63% of Ripple’s Telegram community members have left over the past two years.
- The price of XRP is currently down 95% since its all-time high in January 2018.
- Previously, unhappy XRP holders even threatened to fork the token unless Ripple stops dumping it.
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Realistic XRP Price Prediction in 2022
High inflation and extremely unsafe macro situation reflected heavily on Bitcoin price in 2022. When we take the internal crypto troubles with big players like FTX, Celsius, Voyager, Luna going down, 2023 is not looking too good for the bulls. We will probably see a lot of boring sideways price action with a tendency to slip lower with each minor market tremor.
CaptainAltcoin’s prediction model takes market sentiment into an account and reacts accordingly. Below is a month-by-month breakdown of the last months of 2022 and 2023:
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XRP Price Prediction 2025
Our prediction model sees XRP reaching $ 1.51 in 2025.
What will XRP be worth in 5 years?
The price of XRP in 5 years could lie around $ 0.9714, according to CaptainAltcoin’s prediction model.
Ripple Price Prediction 2030 – 2040
What XRP will be worth in 2030?
Our forecasting model sees XRP reaching $3.78 in 2030.
What XRP will be worth in 2040?
Our forecasting model sees XRP reaching $7.55 in 2040.
Will XRP replace / surpass / overtake Bitcoin?
No, XRP will not replace or overtake BTC.
Can XRP reach $10?
Yes, it is possible that XRP can reach $10 but only in a distanced future, after 2030.
Can XRP reach $100?
No, our prediction model sees no possibility for XRP to reach $100 in the short or mid-term period.
Can XRP reach $1000?
No, our prediction model sees no possibility for XRP to reach $1000 in the short or mid-term period.
Is XRP worth buying?
We are advocates of moderately risky investing – invest most of your crypto portfolio in BTC (50%); 35% in a basket of big cap coins and the rest in small projects with huge upside. So, in this context, XRP is worth buying.
Is XRP a good investment?
XRP is, just like all other cryptocurrencies, a risky investment. It does have higher probability of going up than down because of the good use case, well-designed tokenomics, active community and a solid team behind it.
How much will XRP be worth?
For the short-term future, it could reach $0.2930. In the long-term (8-10 years), it could jump to $3.78 or even higher.
Why will XRP succeed and go up in price?
XRP has a good use case, well-designed tokenomics, active community and a solid team behind it. All of these are a prerequisite for success and that is why our prediction model sees XRP rising up to $3.78 in 2030.
Why will XRP fail and drop in price?
Crypto projects fail for various reasons. Some of the most common ones are: team goes rogue and abandons the project, regulators declare it illegal and press exchanges to delist it, lack of media attention, more successful competitors, lack of well designed marketing strategy, losing community support, potential vulnerability in the protocol, failing to achieve anticipated minimum developement activity on the protocol, failing to attract new developers to build on their platform.
How high will XRP go?
Our forecasting model sees XRP price exploding and reaching $7.55 in a distant future.
What is the short-term prediction for XRP?
XRP will reach $0.2930 in the next 90 days, which is a 42.4% change over the current price which hovers around $0.5087.
Can XRP make you a millionaire?
Yes, if you buy large enough sum of it. Do not expect to invest $100 and become a XRP millionaire. But 100x price explosions are a common sight in crypto, so a $10k investment in XRP could make you a millionaire.
XRP Price Prediction Today - What will be the price of XRP tomorrow?
XRP will hover around $0.5149 tomorrow.
When to sell and exit XRP?
That depends on your trading profile. If you believe in XRP and think it has a bright future, holding the coin for at least a couple of years is a good idea. Taking profits on good investments is an even better idea. So if you are sitting on 100-200% or even more gains on your XRP, cashing out a portion of the funds is not a bad move.
Could XRP crash and go to zero?
XRP almost certainly will not collapse and crash. People are usually worried that the coin might go to zero if the price of their investment is lagging or going down. That is a natural osciallation in any trading market, prices soar and dip all the time.
What will be the price of XRP in 10 years?
XRP price in 10 years will hover between $3.78 and $7.55.
XRP Price Prediction 2023 - What will XRP be worth in 2023?
XRP will reach $0.7073 in 2023, which is a 39.04% change over the current price.
XRP Price Prediction 2024 - What will XRP be worth in 2024?
XRP will reach $0.9993 in 2024, which is a 96.44% change over the current price.
XRP Price Prediction 2026 - What will XRP be worth in 2026?
XRP will reach $1.62 in 2026, which is a 219.1% change over the current price.
XRP Price Prediction 2027 - What will XRP be worth in 2027?
XRP will reach $2.08 in 2027, which is a 308.2% change over the current price.
XRP Price Prediction 2028 - What will XRP be worth in 2028?
XRP will reach $2.53 in 2028, which is a 397.3% change over the current price.
XRP Price Prediction 2029 - What will XRP be worth in 2029?
XRP will reach $2.98 in 2029, which is a 486.4% change over the current price.
XRP Price Prediction 2050 - What will XRP be worth in 2050?
XRP will reach $11.70 in 2050, which is a 2199.52% change over the current price.
Long-term future of XRP
As for XRP long term future prediction: it is one of the trickier to assess. The Ripple company seems to have a good business model (selling XRP tokens to finance brand building and partnership acquisition) and its future appears to be very bright from this standpoint.
However, XRP tokens are highly disputed in the whole story. What is XRP connection to Ripple? It is a multifaceted answer and depends heavily on who you ask. Ripple works hard on distancing itself from the XRP token, even though it is and has been its mother lode since its inception.
The use case for XRP is viable, however, it is easily replicable by other major institutions like JP Morgan and co. So, there is a big vector attack on that end.
There is also the velocity problem for XRP tokens which, in essence, tells us that even if there are a lot of XRP transactions and half of the world starts to use XRP for value transfer – there is no clear path for value increase of individual XRP tokens. Read more about it here.
All of this means one thing: XRP has speculative value right now and it will have it for the foreseeable future. However, real value that is not bought by marketing gimmicks of its parent company will be very hard to accrue.
XRP short-term future is a goldmine for speculators – but dangerous play for risk-averse investors. The latter ones are better off if they invest in bitcoin.
Quick interruption …
If you are still on the fence if you should buy XRP or not, here is a full guide on buying XRP. And below is a quick overview of best places you can buy Ripple tokens.
Once you buy your XRP, you will want to store it on a safe, un-hackable place and you need a good wallet for that. Here is a full guide on best XRP wallets and below is a quick overview.
Ripple Price Prediction 2025 – How much will Ripple Be in 3 years?
As per diverse online forecast websites, the price of 1 Ripple (XRP) will be around $4.52 in 5 years, right before we see the year 2025.
Read our updated guide on best XRP wallets.
I would actually be immensely surprised to see XRP in its current shape and form be live and kicking in 2025.
Ripple Price Prediction 2030
Again, shady and low reputation online sites predict ripple price in 2030, and tell us that XRP might reach $17.0576. Just to remind you – 2030 is 10 years away – do you really think that some algo or a human being can predict anything that much into the future?
I thought so.
Can you mine XRP?
No, XRP ledger has a special consensus algo that keeps it live and transparent – read more about it here.
How do you buy XRP tokens?
You can click here to read how to buy XRP.
How high can Ripple go?
Depends who you ask. There are some ridicolous predictions based on “math” that XRP will reach $589. Theoretically, it can go as high as any other asset, digital or traditional. However, if we are to keep it real, in ideal case XRP could reach its former all time high of $3.40.
Can XRP reach $10?
According to many analysts, crypto will grow to $3 trillion market cap, meaning more than 10x from its current size. If the market share of individual coins remain in same proportion as it is right now – that would mean XRP will be $3. In order for XRP to reach $10, it would either need to outpace the rest of the market or the crypto market would need to grow to $10 trillion, which is unlikely in the forseeable future.
How much XRP do you need to become millionaire?
Based on the current prices, you would need 333k XRP in order to have $1 million. Should XRP grow in value, the amount of tokens you would need would go down. Having 100k XRPs is a good number for an aspiring millionaire.
Frequently Asked Questions
A: Simple answer – extremely unlikely. Getting to $10 is a pipedream, $100 is as likely as Sun coming out on the west.
A: Most likely below $3. Very unlikely to be above $3.
A: Crypto is a rollercoaster – going up and down in strong, sharp, sudden moves. XRP is part of that crazy ride so that is why it is going down. Or up, depends when do you join the circus.
A: There is a theory called Lindy effect. The Lindy effect is a theory that the future life expectancy of some non-perishable things like a technology or an idea is proportional to their current age, so that every additional period of survival implies a longer remaining life expectancy. Considering crypto and XRP survived yet another year, the outlook for the future is better with every day and XRP is likely to recover but I would argue that reaching the ATH is out of realm of possibility in the next 5 years.
A: Anyone that claims this is delusional and should be under constant medical monitoring. The only way Ripple can reach $1000 is if you batch 5000 tokens together and sell them for $1000.
No, it can’t. Mostly because it doesn’t aim to be the next bitcoin as it has a completely different goal in mind – XRP is stricltly focused on international payments while BTC aims to be digital gold and universal store of value.
Anything is possible and dependent on how much XRP you hold. If you hold hundreds thousands of XRP, then it can definitely make you a multi-millionaire.
Ripple’s ODL network does seem to have significant efficiency advantages over an old technology like Swift. However, in order for Ripple to replace Swift, superior tech is not the only condition that is required. Other factors, like politics and lobbying, play even more significant role in these types of decisions and changes.
Provided you did your research and are convinced XRP is a good investment, it is always a good idea to use the investing technique dubbed as dollar cost averaging. That means, you should spread out your investment over broad time period so you minimize your exposure to market volatility and bad timing.
What does the final forecast look like – is Ripple price prediction something to take seriously? You definitely should not invest your money based on something your read on the internet. Basically, no one can say exactly where the coin is going. However, it seems that there are many more positive opinions than negative ones.
Voices that appear from time to time claiming XRP will go to $20 or even $500 should be ignored. That seems to be a pipe dream and illusion manifestation by the predictors. Even reaching the current all time high is probably out of question for XRP in the next 12 months.
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CaptainAltcoin's writers and guest post authors may or may not have a vested interest in any of the mentioned projects and businesses. None of the content on CaptainAltcoin is investment advice nor is it a replacement for advice from a certified financial planner. The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of CaptainAltcoin.com
this is all very well and we’ve heard the story before about Ripple being focused on money transfers.
Even if we were to accept the idea that in some cases XRP might be used as a sort of exchange token to go from one currency to another, I cannot see why the notional value of the XRP token would logically be any higher than what it is today…
1 – in this scenario the tokens are not “consumed” as such so there is no impact on the supply quantity which in any case is large at 100 billion tokens. A shrinking supply might otherwise have justified a higher value…
2 – What’s in it for the banks who are currently raking vast amounts of money in transfer fees, have they suddenly morphed into philantropic organizations? I don’t think so.
3 – currently the transaction fee is very small, but of course if the value of XRP was to increase substantially then the fee would also rise… Which brings me to the fact that volatility generally would make XRP unsuitable for currency exchanges therefore it has to be stable if that’s going to be its role, even if transaction times are short. Imagine XRP spiking/crashing while a transfer is on its way then what?
All in all I fail to understand how XRP could have any more value, in fact all would indicate a lower value would benefit its main users – the banks…
I am definitely no expert, so I would be happy to hear technical opinions that prove me wrong, cheers.
There is a liquidity crisis right now as you may know the Fed is pumping billions of dollars into the Repo market. This is simply unsustainable. Banks have trillions of dollars sitting dormant in nostro vostro accounts to make settlement for payments. Think about the money that could be made by banks if they could invest that capital. Of course the banks do not want this new system, but they will have to adopt to survive. The future is digital money. XRP settles in 5 seconds. The volatility is actually less using XRP than the current system which takes days. XRP needs a higher price to send higher value payments. A small ammount of XRP is burned with every transaction making it deflationary. I do not know of any other digital asset that can do what XRP does. It also has ties with central banks. Anything is possible and we are just speculators.
Noob – Trying hard to understand the nuances:
Item 2) I thought cost to banks for transfers is reduced so that saves them money. They choose to pass that savings on to customers.
Item 3) could that xrp transaction fee be further reduced as the price of xrp rises substantially? So that some fiat value is established? Or some “stable” fiat tethered crypto value like USDC ? Or is only a crypto value acceptable?
1) Of course tokens will be bought up and acquired, not only by retail investors (as they are now) but also major financial institutions for reasons of scarcity trading. It’s a simple case of supply and demand, people will buy up the coins, creating scarcity, therefore increasing the price. Institutions will likely also follow this practice knowing full well if the coin is adopted en mass then financial institutions world wide will have no choice but to buy the coin at the market value at that point in time in order to execute there day to day transactions. Knowingly or not.
2) the banks who actually make money off the transfers you talk of are only less than 1% of all the banks on the planet, as well as financial tech companies like SWIFT. The majority of banks will actually welcome this new way of cheap and ultimately instant monetary transfer.
3) The current chargeable rate for money transfer (using XRP) is literally that small that it makes little difference in comparative competitiveness into the current market leader in this field, SWIFT. It quite simply is a lot cheaper, quicker and more efficient than any other traditional money transfer system . The current rate charged (for XRP) does not necessarily mean it is set in stone either, however Ripple would need to confirm this.
Volatility is not an issue with XRP settlements at all, especially in a high volume market. This is because transactions only take a few seconds and would only be vulnerable for a few seconds, in which time, trading xrp for US dollar would be like farting in the wind with regards to fluctuations. It would make little difference at all in price.
Hope this clarifies a few things…
crypto is dead.
That crypto is dead comment is actually the opposite. You are dead and crypto is born.
We see that this has ended up being a terrible take.
wOW TALK ABOUT BEING WAY OFF!! LOL
If I were the writer, I would be ashamed now. Ripple is steadily moving towards to USD 2 and will probably close the year 2021 around USD 5.