Ripple’s XRP Price Prediction 2020 | 2025 | 2030: Future Forecast for XRP Price

Before we dive into to predicting the Ripple future and XRP price forecast, let’s quickly sum up what awaits you in this article:

First, we take a look at year behind us. Then we cover our own XRP price predictions and market XRP forecasts. We will also dip our toes into the far future of XRP and give our Ripple price predictions for 2021, 2025 and 2030.

We will also answer some of the most common questions about XRP price targets and how high it can go, like will XRP hit $10 or will XRP reach $100 and similar. We also give our opinion if Ripple is a good investment at all.

So, let’s get down to business and start the thankless task of predicting Ripple future.

Ripple’s XRP Market Data

Project nameXRP
Asset TypeCross-border payment coin
Curr. Supply / Total Supply43,285,660,917 XRP / 99,991,237,614 XRP
ROI since launch3,704.92%
All-Time High / All-Time Low$3.84 / $0.002802
Official Websitehttps://www.ripple.com/xrp/
Our price prediction for 2020Between $0.20-$0.40

XRP Intro

This year the company Ripple and its crypto currency XRP had a lot going on: The violent crash in 2018 brought worry lines on the forehead of followers and investors. From more than three dollars per coin at all time high, it went down to below 0.30 USD by December of 2018 and stayed there for the whole 2019. What is the forecast for XRP for 2020?

Let’s see.


XRP price prediction 2020

This Ripple price prediction wouldn’t be complete without a short forecast on the current year.

With the latest development in the world and the impending worldwide economic crash, bitcoin failed to decouple itself from traditional markets and lost 40% in one day.

The rest of the market slumped in an even harsher fashion, losing 50%+ in one day. Since this is a black swan event, an unpredictable event that is beyond what is normally expected of a situation and has potentially severe consequences, there is no one who can legitimately claim that he or his algorithm can predict short-term price developments for anything, let alone cryptocurrencies.

Many experts agree that it will get worse before it gets better, both in terms of human health and economic situation.

We can only speak in very general terms and make a forecast that cryptocurrencies will probably drop below even the 2018 lows (many of the altcoins will most probably dip to unprecedented depths and record new all time lows).

Once this tough situation passes, a crazy bull run is what we all hope for and probability for such development is pretty high.

As for XRP, it will most certainly lose even more value against BTC while struggling to reach even the $0.30 levels that it floated around at the beginning of this year. Bouncing up and down in the $0.10-$0.25 channel is the most likely development for XRP in 2020.

XRP Community in decay

According to a recent article by Decrypt, XRP community is in a serious deflation in the last two years.

  • Over 63% of Ripple’s Telegram community members have left over the past two years.
  • The price of XRP is currently down 95% since its all-time high in January 2018.
  • Previously, unhappy XRP holders even threatened to fork the token unless Ripple stops dumping it.

Realistic XRP Price in 2020

Anything between $0.15 and $0.50 is fairly realistic price prediction ripple can get. The $1 is the ceiling for XRP that could be reached should the whole market embark on another crazy bull run. To narrow it down a bit – $0.25 to $0.50 is probably the most likely zone for XRP for the upcoming months and potentially years.

The XRP prediction for the 2023 – 2025 – 2030

As for XRP long term future prediction: it is one of the trickier to assess. The Ripple company seems to have a good business model (selling XRP tokens to finance brand building and partnership acquisition) and its future appears to be very bright from this standpoint.

However, XRP tokens are highly disputed in the whole story. What is XRP connection to Ripple? It is a multifaceted answer and depends heavily on who you ask. Ripple works hard on distancing itself from the XRP token, even though it is and has been its mother lode since its inception.

The use case for XRP is viable, however, it is easily replicable by other major institutions like JP Morgan and co. So, there is a big vector attack on that end.

There is also the velocity problem for XRP tokens which, in essence, tells us that even if there are a lot of XRP transactions and half of the world starts to use XRP for value transfer – there is no clear path for value increase of individual XRP tokens. Read more about it here.

All of this means one thing: XRP has speculative value right now and it will have it for the forseeable future. However, real value that is not bought by marketing gimmicks of its parent company will be very hard to accrue.

XRP short term future is a goldmine for speculators – but dangerous play for risk averse investors. The later ones are better off if they invest in bitcoin.

Quick interruption …

If you are still on the fence if you should buy XRP or not, here is a full guide on buying XRP. And below is a quick overview of best places you can buy Ripple tokens.

Once you buy your XRP, you will want to store it on a safe, un-hackable place and you need a good wallet for that. Here is a full guide on best XRP wallets and below is a quick overview.

Market XRP price prediction 2020

There are numerous sites that have predicted potential future price targets. The truth is: No one can really know. You can only get close to a goal by good arguments and numbers.

Ripple Price Prediction By Each Year by CoinGape

YearCurrent PricePotential HighPotential Low
2019$0.2350$1.0$0.22
2020$0.2350$3.0$1.5
2021$0.2350$5.0$2.5
2022$0.2350$10$5.0
2023-2024$0.2350$15$10
  • Walletinvestor – XRP price in December 2020 is expected to be at $0.19, pretty much around the same level like now.
  • Cryptoground – a much more positive forecast from Cryptoground as they see the price rise of around 50% to $0.31.
  • InvestingHaven – One of the rapidly growing cryptocurrency websites, InvestingHaven considers that the downtrend in 2020 was nothing but “traction in adoption.” The website expects “a bullish outcome before end 2020.”
  • Oracle Times is a small media publication focused on cryptocurrency industry. In their article about price prediction, ripple token got an eyebrow raising mention: a ludicrous idea that XRP might surge as much as 2000%, and they mentioned it could be possible only if Ripple becomes the best choice for cross-border payments by financial institutions. The cross border transactions account for around $9.8 trillion.

Ripple Price Prediction 2021

By 2021, we should see if cryptocurrencies have some future or not. The fate of the whole industry will depend on bitcoin. If bitcoin penetrates the traditional finance markets, some of the altcoins might slip through the cracks into it alongside the king.

Putting a precise number out is really not serious but some have done it – $2 for one XRP in 2021 is often quotes a reality.

Ripple Price Prediction 2025 – How much will Ripple Be in 5 years?

As per diverse online forecast websites, the price of 1 Ripple (XRP) will be around $4.52 in 5 years, right before we see the year 2025.

Read our updated guide on best XRP wallets.

I would actually be immensely surprised to see XRP in its current shape and form be live and kicking in 2025.

Ripple Price Prediction 2030

Again, shady and low reputation online sites predict ripple price in 2030, and tell us that XRP might reach $17.0576. Just to remind you – 2030 is 10 years away – do you really think that some algo or a human being can predict anything that much into the future?

I thought so.

Can you mine XRP?

No, XRP ledger has a special consensus algo that keeps it live and transparent – read more about it here.

How do you buy XRP tokens?

You can click here to read how to buy XRP.

How high can Ripple go?

Depends who you ask. There are some ridicolous predictions based on “math” that XRP will reach $589. Theoretically, it can go as high as any other asset, digital or traditional. However, if we are to keep it real, in ideal case XRP could reach its former all time high of $3.40.

Can XRP reach $10?

According to many analysts, crypto will grow to $3 trillion market cap, meaning more than 10x from its current size. If the market share of individual coins remain in same proportion as it is right now – that would mean XRP will be $3. In order for XRP to reach $10, it would either need to outpace the rest of the market or the crypto market would need to grow to $10 trillion, which is unlikely in the forseeable future.

How much XRP do you need to become millionaire?

Based on the current prices, you would need 333k XRP in order to have $1 million. Should XRP grow in value, the amount of tokens you would need would go down. Having 100k XRPs is a good number for an aspiring millionaire.

Frequently Asked Questions

Q: Will XRP reach 100 USD?

A: Simple answer – extremely unlikely. Getting to $10 is a pipedream, $100 is as likely as Sun coming out on the west.

Q: How much will XRP be worth in 2020?

A: Most likely below $1. Very unlikely to be above $1.

Q: Why is XRP going down?

A: Crypto is a rollercoaster – going up and down in strong, sharp, sudden moves. XRP is part of that crazy ride so that is why it is going down. Or up, depends when do you join the circus.

Q: Will XRP recover?

A: There is a theory called Lindy effect. The Lindy effect is a theory that the future life expectancy of some non-perishable things like a technology or an idea is proportional to their current age, so that every additional period of survival implies a longer remaining life expectancy. Considering crypto and XRP survived yet another year, the outlook for the future is better with every day and XRP is likely to recover but I would argue that reaching the ATH is out of realm of possibility in the next 5 years.

Q: Can Ripple reach $1000?

A: Anyone that claims this is delusional and should be under constant medical monitoring. The only way Ripple can reach $1000 is if you batch 5000 tokens together and sell them for $1000.

Q: Can Ripple be the next Bitcoin?

No, it can’t. Mostly because it doesn’t aim to be the next bitcoin as it has a completely different goal in mind – XRP is stricltly focused on international payments while BTC aims to be digital gold and universal store of value.

Q: Can Ripple make you a millionaire?

Anything is possible and dependent on how much XRP you hold. If you hold hundreds thousands of XRP, then it can definitely make you a multi-millionaire.

Q: Can Ripple replace Swift?

Ripple’s ODL network does seem to have significant efficiency advantages over an old technology like Swift. However, in order for Ripple to replace Swift, superior tech is not the only condition that is required. Other factors, like politics and lobbying, play even more significant role in these types of decisions and changes.

Q: When should I buy Ripple?

Provided you did your research and are convinced XRP is a good investment, it is always a good idea to use the investing technique dubbed as dollar cost averaging. That means, you should spread out your investment over broad time period so you minimize your exposure to market volatility and bad timing.

Final words

What does the final forecast look like – is Ripple price prediction something to take seriously? You definitely should not invest your money based on something your read on the internet. Basically, no one can say exactly where the coin is going. However, it seems that there are many more positive opinions than negative ones.

Voices that appear from time to time claiming XRP will go to $20 or even $500 should be ignored. That seems to be a pipe dream and illusion manifestation by the predictors. Even reaching the current all time high is probably out of question for XRP in the next 12 months.

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CaptainAltcoin's writers and guest post authors may or may not have a vested interest in any of the mentioned projects and businesses. None of the content on CaptainAltcoin is investment advice nor is it a replacement for advice from a certified financial planner. The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of CaptainAltcoin.com

Torsten Hartmann has been an editor in the CaptainAltcoin team since August 2017. He holds a degree in politics and economics. He gained professional experience as a PR for a local political party before moving to journalism. Since 2017, he has pivoted his career towards blockchain technology, with principal interest in applications of blockchain technology in politics, business and society.

6 Comments
  1. this is all very well and we’ve heard the story before about Ripple being focused on money transfers.
    Even if we were to accept the idea that in some cases XRP might be used as a sort of exchange token to go from one currency to another, I cannot see why the notional value of the XRP token would logically be any higher than what it is today…
    1 – in this scenario the tokens are not “consumed” as such so there is no impact on the supply quantity which in any case is large at 100 billion tokens. A shrinking supply might otherwise have justified a higher value…
    2 – What’s in it for the banks who are currently raking vast amounts of money in transfer fees, have they suddenly morphed into philantropic organizations? I don’t think so.
    3 – currently the transaction fee is very small, but of course if the value of XRP was to increase substantially then the fee would also rise… Which brings me to the fact that volatility generally would make XRP unsuitable for currency exchanges therefore it has to be stable if that’s going to be its role, even if transaction times are short. Imagine XRP spiking/crashing while a transfer is on its way then what?

    All in all I fail to understand how XRP could have any more value, in fact all would indicate a lower value would benefit its main users – the banks…
    I am definitely no expert, so I would be happy to hear technical opinions that prove me wrong, cheers.

    • There is a liquidity crisis right now as you may know the Fed is pumping billions of dollars into the Repo market. This is simply unsustainable. Banks have trillions of dollars sitting dormant in nostro vostro accounts to make settlement for payments. Think about the money that could be made by banks if they could invest that capital. Of course the banks do not want this new system, but they will have to adopt to survive. The future is digital money. XRP settles in 5 seconds. The volatility is actually less using XRP than the current system which takes days. XRP needs a higher price to send higher value payments. A small ammount of XRP is burned with every transaction making it deflationary. I do not know of any other digital asset that can do what XRP does. It also has ties with central banks. Anything is possible and we are just speculators.

  2. Noob – Trying hard to understand the nuances:
    Item 2) I thought cost to banks for transfers is reduced so that saves them money. They choose to pass that savings on to customers.

    Item 3) could that xrp transaction fee be further reduced as the price of xrp rises substantially? So that some fiat value is established? Or some “stable” fiat tethered crypto value like USDC ? Or is only a crypto value acceptable?

  3. For Chris:

    1) Of course tokens will be bought up and acquired, not only by retail investors (as they are now) but also major financial institutions for reasons of scarcity trading. It’s a simple case of supply and demand, people will buy up the coins, creating scarcity, therefore increasing the price. Institutions will likely also follow this practice knowing full well if the coin is adopted en mass then financial institutions world wide will have no choice but to buy the coin at the market value at that point in time in order to execute there day to day transactions. Knowingly or not.
    2) the banks who actually make money off the transfers you talk of are only less than 1% of all the banks on the planet, as well as financial tech companies like SWIFT. The majority of banks will actually welcome this new way of cheap and ultimately instant monetary transfer.
    3) The current chargeable rate for money transfer (using XRP) is literally that small that it makes little difference in comparative competitiveness into the current market leader in this field, SWIFT. It quite simply is a lot cheaper, quicker and more efficient than any other traditional money transfer system . The current rate charged (for XRP) does not necessarily mean it is set in stone either, however Ripple would need to confirm this.
    Volatility is not an issue with XRP settlements at all, especially in a high volume market. This is because transactions only take a few seconds and would only be vulnerable for a few seconds, in which time, trading xrp for US dollar would be like farting in the wind with regards to fluctuations. It would make little difference at all in price.

    Hope this clarifies a few things…

    Cheers.

  4. crypto is dead.

  5. That crypto is dead comment is actually the opposite. You are dead and crypto is born.

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