Before we dive into to predicting the Ripple future and XRP price forecast, let’s quickly sum up what awaits you in this article:
First, we take a look at year behind us. Then we cover our own XRP price predictions and market XRP forecasts. We will also dip our toes into the far future of XRP and give our Ripple price predictions for 2024 and beyond.
We will also answer some of the most common questions about XRP price targets and how high it can go, like will XRP hit $10 or will XRP reach $100 and similar. We also give our opinion if Ripple is a good investment at all.
So, let’s get down to business and start the thankless task of predicting Ripple future.
Our XRP price forecast suggests the token price will be around $1.29 in the next 90 days.
👉 Ripple Price Prediction 2025
We predict the Ripple price to hover around $6.40 in 2025 based on our analysis.
👉 Ripple Price Prediction 2026
In 2026, we expect the Ripple price to be approximately $6.69 according to our price prediction model.
👉 Ripple Price Prediction 2027
Our XRP prediction indicates the token price will be in the vicinity of $8.61 in 2027.
👉 Ripple Price Prediction 2028
For 2028, we forecast the XRP price to be around $10.53 given current trends.
👉 Ripple Price Prediction 2029
Looking ahead to 2029, we estimate the Ripple price will settle around $12.45.
👉 Ripple Price Prediction 2030
Our XRP price prediction suggests a token price of about $13.76 by 2030 based on projected growth.
What you'll learn 👉
Ripple’s XRP Market Data
| Project name | XRP |
| Asset Type | Cross-border payment coin |
| Curr. Supply / Total Supply | 53,285,660,917 XRP / 99,991,237,614 XRP |
| All-Time High / All-Time Low | $3.84 / $0.002802 |
| Official Website | https://www.ripple.com/xrp/ |
XRP Intro
First of all, Ripple operates as a payment settlement system and currency exchange network, tailored to streamline cross-border financial transactions for banks and financial institutions. The native cryptocurrency token of this network is XRP, utilized for cost-effective, instantaneous, and trustless cross-border fund transfers. Its primary function is to serve as a bridge currency, providing financial institutions with a more economical means to exchange both crypto and fiat currencies. XRP’s versatility allows it to function as a currency, security, commodity, lending tool, or utility token.
When contemplating XRP as an investment, it’s crucial to recognize that no investment, especially in cryptocurrencies, comes with an absolute guarantee of safety or profitability. Factors to weigh include XRP’s yet-to-be-established mainstream adoption, as well as ongoing testing by interested financial institutions in Ripple and its technology. It’s worth noting that Ripple’s centralized nature renders it more susceptible to censorship compared to other cryptocurrencies.
In practical applications, banks employ Ripple for settling cross-border and remittance payments, facilitating the exchange between fiat and digital currencies. While any currency or asset can be utilized on the Ripple Network without necessarily relying on XRP, XRP steps in to provide liquidity when needed, acting as a conduit between two currencies. Ripple’s products make use of XRP to ensure swift liquidity. Additionally, xRapid, another offering from Ripple, leverages XRP as a “bridge asset” for businesses and financial institutions seeking to facilitate transfers between different fiat currencies.
Ripple stands as a robust payment settlement system and currency exchange network, with XRP serving as its native cryptocurrency token. XRP’s role as a bridge currency provides financial institutions with a more cost-effective avenue for exchanging both crypto and fiat currencies. It’s essential to approach XRP investment with the understanding that no guarantees of suitability or profitability can be made, considering factors such as its ongoing journey toward mainstream adoption and ongoing testing by interested financial institutions.
XRP price prediction: short-term
Following the landmark approvals of Bitcoin ETFs in early 2024, there has been a surge in interest from both retail and institutional investors. This could be a game-change for crypto. With the regulatory landscape beginning to stabilize and provide clearer guidelines, the cryptocurrency market is poised for a transformative finish of the year. At least this is what crypto traders hope for. Bitcoin ETF approvals were done in early January, setting a positive tone for the market. Now, attention is turning towards post-halving rallies, with the BTC halving and ETH ETFs now well behind us. Ripple was also fined to pay $125 million to SEC based on the most recent ruling decision. This is considered as another victory for XRP. Bitcoin has almost tripled in price since last summer, with the upcoming US elections expected to further boost Bitcoin, Ethereum, and the broader crypto market. Bitcoin is trading around $95-100k now after hitting an all time high of around $107k in mid-December. Ethereum also had its own ETFs approved by SEC. The ETH price is currently around $3,300 and still has not broken its ATH from the 2021 bull run. Investors are hopeful this will happen soon. The majority of investors, traders, and crypto influencers are hopeful that the peak of the bull run will happen in mid-2025, bolstered by the recent ETF approvals, historical post-halving rallies and typical 4-year cycles. Some of the hottest sectors last year were memes, RWA and AI projects.
Below is a tabular overview of how will XRP develop in the short-term (for the next 90 days), according to our prediction model:
Read also:
- 9 Best Ripple (XRP) Wallets (iOS, Android, Hardware, Desktop)
- Best Exchanges to Buy Ripple (XRP) in USA
- Why can’t you mine XRP? Is Ripple’s consensus model better than PoW?
Ripple vs SEC
In December 2020, the U.S. Securities and Exchange Commission (SEC) filed a lawsuit against Ripple Labs, the company behind the XRP token, alleging that Ripple and its executives had raised over $1.3 billion through an unregistered securities offering. The SEC claimed that XRP should be classified as a security and that Ripple had violated securities laws by selling it without proper registration. This lawsuit sent shockwaves through the cryptocurrency industry, with major exchanges like Coinbase delisting XRP and causing its price to plummet.
Ripple contested the SEC’s allegations, arguing that XRP should not be considered a security. They pointed out that the SEC had given a pass to other cryptocurrencies like Ethereum, raising questions about regulatory consistency. Ripple maintained that XRP was a digital currency, similar to Bitcoin, and its sales did not meet the criteria of the Howey Test, which is used to determine whether an asset is a security.
The lawsuit saw numerous legal maneuvers and significant developments. In July 2023, Judge Analisa Torres ruled that XRP was not a security when sold to the public on exchanges, but it was considered a security when sold to institutional investors. This partial victory for Ripple resulted in a significant price surge for XRP and was seen as a landmark decision that could influence future regulatory approaches to cryptocurrencies.
In August of 2024, judge ruled that XRP is not a security, ending the prolonged lawsuit with the SEC. Ripple will pay $125 million in civil penalties. This decision not only concludes the legal battle but also positively impacted XRP’s price, which surged over 20%, reaching above $0.6. This outcome may pave the way for greater regulatory clarity and potential growth in the cryptocurrency market.
Realistic XRP Price Prediction 2025
The cryptocurrency market has shown promising signs for gains in the first few months of 2024, with Bitcoin leading the charge. BTC has first seen an impressive gain, hit new ATH of around $73k in March, but then retraced during the summer. However, the BTC price again had a strong rally in late 2024 and hit an all time high of over $107k in December. Total market capitalization is currently at around $3.25 trillion (it was around $1 trillion in June 2023).
Bitcoin halving happened in April and historical data tells us the BTC price starts to rally 6-12 months after the halving, so we are in that period now. Ethereum ETFs are now also a done deal.
However, the growing interest in various cryptocurrency sectors, such as meme coins, real-world asset (RWA) coins, and AI crypto coins, has also contributed to the bull run, showcasing the market’s evolving nature and its ability to adapt to new trends and technologies.
All in all, the whole crypto community is preparing for the next leg up in this bull run.
CaptainAltcoin’s prediction model takes market sentiment into an account and reacts accordingly. Below is a month-by-month breakdown for the next 12 months:
Essential tools you need to succeed in crypto
Wallets
Hardware wallets are the safest! Pick one of the three:
✔️Ledger Nano X
✔️Trezor
✔️CoolWallet Pro.
Tax Calculators
Don’t get in trouble with the government let these magic tools do all the heavy-lifting when it comes to your crypto taxes:
✔️Koinly
✔️Cointracking
✔️ZenLedger.
Trading Tools
A good charting tool is a must if you want to try yourself out as a day-trader. ✔️Tradingview is best known but
✔️Bitsgap
✔️Coinrule
✔️Cryptohopper
are also excellent plus they allow automated trading.
XRP Price Prediction 2025
Our prediction model sees XRP reaching $6.40 in 2025.
What will XRP be worth in 5 years?
The price of XRP in 5 years could lie around $3.88, according to CaptainAltcoin’s prediction model.
Ripple Price Prediction 2030 – 2040
What XRP will be worth in 2030?
Our forecasting model sees XRP reaching $16.00 in 2030.
What XRP will be worth in 2040?
Our forecasting model sees XRP reaching $31.99 in 2040.
Will XRP replace / surpass / overtake Bitcoin?
No, XRP will not replace or overtake BTC.
Can XRP reach $10?
Yes, it is possible that XRP can reach $10 but only in a distanced future, after 2030.
Can XRP reach $100?
No, our prediction model sees no possibility for XRP to reach $100 in the short or mid-term period.
Can XRP reach $1000?
No, our prediction model sees no possibility for XRP to reach $1000 in the short or mid-term period.
Is XRP worth buying?
We are advocates of moderately risky investing – invest most of your crypto portfolio in BTC (50%); 35% in a basket of big cap coins and the rest in small projects with huge upside. So, in this context, XRP is worth buying.
Is XRP a good investment?
XRP is, just like all other cryptocurrencies, a risky investment. It does have higher probability of going up than down because of the good use case, well-designed tokenomics, active community and a solid team behind it.
How much will XRP be worth?
For the short-term future, it could reach $1.29. In the long-term (8-10 years), it could jump to $16.00 or even higher.
Why will XRP succeed and go up in price?
XRP has a good use case, well-designed tokenomics, active community and a solid team behind it. All of these are a prerequisite for success and that is why our prediction model sees XRP rising up to $16.00 in 2030.
Why will XRP fail and drop in price?
Crypto projects fail for various reasons. Some of the most common ones are: team goes rogue and abandons the project, regulators declare it illegal and press exchanges to delist it, lack of media attention, more successful competitors, lack of well designed marketing strategy, losing community support, potential vulnerability in the protocol, failing to achieve anticipated minimum developement activity on the protocol, failing to attract new developers to build on their platform.
How high will XRP go?
Our forecasting model sees XRP price exploding and reaching $31.99 in a distant future.
What is the short-term prediction for XRP?
XRP will reach $1.29 in the next 90 days, which is a 41.2% change over the current price which hovers around $2.20.
Can XRP make you a millionaire?
Yes, if you buy large enough sum of it. Do not expect to invest $100 and become a XRP millionaire. But 100x price explosions are a common sight in crypto, so a $10k investment in XRP could make you a millionaire.
XRP Price Prediction Today - What will be the price of XRP tomorrow?
XRP will hover around $2.22 tomorrow.
When to sell and exit XRP?
That depends on your trading profile. If you believe in XRP and think it has a bright future, holding the coin for at least a couple of years is a good idea. Taking profits on good investments is an even better idea. So if you are sitting on 100-200% or even more gains on your XRP, cashing out a portion of the funds is not a bad move.
Could XRP crash and go to zero?
XRP almost certainly will not collapse and crash. People are usually worried that the coin might go to zero if the price of their investment is lagging or going down. That is a natural osciallation in any trading market, prices soar and dip all the time.
What will be the price of XRP in 10 years?
XRP price in 10 years will hover between $16.00 and $31.99.
XRP Price Prediction 2023 - What will XRP be worth in 2023?
XRP will reach $2.73 in 2023, which is a 24.11% change over the current price.
XRP Price Prediction 2024 - What will XRP be worth in 2024?
XRP will reach $4.02 in 2024, which is a 82.71% change over the current price.
XRP Price Prediction 2026 - What will XRP be worth in 2026?
XRP will reach $6.69 in 2026, which is a 204.27% change over the current price.
XRP Price Prediction 2027 - What will XRP be worth in 2027?
XRP will reach $8.61 in 2027, which is a 291.57% change over the current price.
XRP Price Prediction 2028 - What will XRP be worth in 2028?
XRP will reach $10.53 in 2028, which is a 378.87% change over the current price.
XRP Price Prediction 2029 - What will XRP be worth in 2029?
XRP will reach $12.45 in 2029, which is a 466.17% change over the current price.
XRP Price Prediction 2050 - What will XRP be worth in 2050?
XRP will reach $49.45 in 2050, which is a 2148.7% change over the current price.
Long-term future of XRP – is XRP dead ?
As for XRP long term future prediction: it is one of the trickier to assess. The Ripple company seems to have a good business model (selling XRP tokens to finance brand building and partnership acquisition) and its future appears to be very bright from this standpoint.
However, XRP tokens are highly disputed in the whole story. What is XRP connection to Ripple? It is a multifaceted answer and depends heavily on who you ask. Ripple works hard on distancing itself from the XRP token, even though it is and has been its mother lode since its inception.
The use case for XRP is viable, however, it is easily replicable by other major institutions like JP Morgan and co. So, there is a big vector attack on that end.
There is also the velocity problem for XRP tokens which, in essence, tells us that even if there are a lot of XRP transactions and half of the world starts to use XRP for value transfer – there is no clear path for value increase of individual XRP tokens. Read more about it here.
All of this means one thing: XRP has speculative value right now and it will have it for the foreseeable future. However, real value that is not bought by marketing gimmicks of its parent company will be very hard to accrue.
XRP short-term future is a goldmine for speculators – but dangerous play for risk-averse investors. The latter ones are better off if they invest in bitcoin.
Quick interruption …
If you are still on the fence if you should buy XRP or not, here is a full guide on buying XRP. And below is a quick overview of best places you can buy Ripple tokens.
Once you buy your XRP, you will want to store it on a safe, un-hackable place and you need a good wallet for that. Here is a full guide on best XRP wallets and below is a quick overview.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.
Ripple Price Prediction 2027 – How much will Ripple Be in 2 years?
As per diverse online forecast websites, the price of 1 Ripple (XRP) will be around $4.52 in 2 years, right before we see the year 2026.
Read our updated guide on best XRP wallets.
I would actually be immensely surprised to see XRP in its current shape and form be live and kicking in 2025.
Ripple Price Prediction 2030
Again, shady and low reputation online sites predict ripple price in 2030, and tell us that XRP might reach $17.0576. Just to remind you – 2030 is 7 years away – do you really think that some algo or a human being can predict anything that much into the future?
I thought so.
How high can Ripple go?
Depends who you ask. There are some ridicolous predictions based on “math” that XRP will reach $589. Theoretically, it can go as high as any other asset, digital or traditional. However, if we are to keep it real, in ideal case XRP could reach its former all time high of $3.40.
Can XRP reach $10?
According to many analysts, crypto will grow to $3 trillion market cap, meaning more than 10x from its current size. If the market share of individual coins remain in same proportion as it is right now – that would mean XRP will be $3. In order for XRP to reach $10, it would either need to outpace the rest of the market or the crypto market would need to grow to $10 trillion, which is unlikely in the forseeable future.
How much XRP do you need to become millionaire?
Based on the current prices, you would need 333k XRP in order to have $1 million. Should XRP grow in value, the amount of tokens you would need would go down. Having 100k XRPs is a good number for an aspiring millionaire.
Final words
These diverse expert predictions offer a range of perspectives on the potential trajectory of XRP’s value in the coming years. While there is notable variation in their projections, it’s clear that XRP’s price is subject to a multitude of factors, including market dynamics, technological advancements, and regulatory developments. Investors should approach these forecasts with caution, recognizing the inherent uncertainty that surrounds cryptocurrency markets.
It is crucial to conduct thorough research and consider a variety of factors before making any investment decisions. Ultimately, the future of XRP remains an intriguing topic, and only time will reveal the true path it will take in the dynamic landscape of digital currencies.
Read also:
- Pepe Price Prediction
- Tezos Price Prediction
- Zilliqa Price Prediction
- Sia Coin (SC) Price Prediction
- Future Forecast for RDD
- Orion Protocol Price Prediction
- Kava.io Price Prediction
- Telos Price Prediction
- Telcoin Price Prediction
- Terra (LUNA) Price Prediction
this is all very well and we’ve heard the story before about Ripple being focused on money transfers.
Even if we were to accept the idea that in some cases XRP might be used as a sort of exchange token to go from one currency to another, I cannot see why the notional value of the XRP token would logically be any higher than what it is today…
1 – in this scenario the tokens are not “consumed” as such so there is no impact on the supply quantity which in any case is large at 100 billion tokens. A shrinking supply might otherwise have justified a higher value…
2 – What’s in it for the banks who are currently raking vast amounts of money in transfer fees, have they suddenly morphed into philantropic organizations? I don’t think so.
3 – currently the transaction fee is very small, but of course if the value of XRP was to increase substantially then the fee would also rise… Which brings me to the fact that volatility generally would make XRP unsuitable for currency exchanges therefore it has to be stable if that’s going to be its role, even if transaction times are short. Imagine XRP spiking/crashing while a transfer is on its way then what?
All in all I fail to understand how XRP could have any more value, in fact all would indicate a lower value would benefit its main users – the banks…
I am definitely no expert, so I would be happy to hear technical opinions that prove me wrong, cheers.
There is a liquidity crisis right now as you may know the Fed is pumping billions of dollars into the Repo market. This is simply unsustainable. Banks have trillions of dollars sitting dormant in nostro vostro accounts to make settlement for payments. Think about the money that could be made by banks if they could invest that capital. Of course the banks do not want this new system, but they will have to adopt to survive. The future is digital money. XRP settles in 5 seconds. The volatility is actually less using XRP than the current system which takes days. XRP needs a higher price to send higher value payments. A small ammount of XRP is burned with every transaction making it deflationary. I do not know of any other digital asset that can do what XRP does. It also has ties with central banks. Anything is possible and we are just speculators.
Noob – Trying hard to understand the nuances:
Item 2) I thought cost to banks for transfers is reduced so that saves them money. They choose to pass that savings on to customers.
Item 3) could that xrp transaction fee be further reduced as the price of xrp rises substantially? So that some fiat value is established? Or some “stable” fiat tethered crypto value like USDC ? Or is only a crypto value acceptable?
For Chris:
1) Of course tokens will be bought up and acquired, not only by retail investors (as they are now) but also major financial institutions for reasons of scarcity trading. It’s a simple case of supply and demand, people will buy up the coins, creating scarcity, therefore increasing the price. Institutions will likely also follow this practice knowing full well if the coin is adopted en mass then financial institutions world wide will have no choice but to buy the coin at the market value at that point in time in order to execute there day to day transactions. Knowingly or not.
2) the banks who actually make money off the transfers you talk of are only less than 1% of all the banks on the planet, as well as financial tech companies like SWIFT. The majority of banks will actually welcome this new way of cheap and ultimately instant monetary transfer.
3) The current chargeable rate for money transfer (using XRP) is literally that small that it makes little difference in comparative competitiveness into the current market leader in this field, SWIFT. It quite simply is a lot cheaper, quicker and more efficient than any other traditional money transfer system . The current rate charged (for XRP) does not necessarily mean it is set in stone either, however Ripple would need to confirm this.
Volatility is not an issue with XRP settlements at all, especially in a high volume market. This is because transactions only take a few seconds and would only be vulnerable for a few seconds, in which time, trading xrp for US dollar would be like farting in the wind with regards to fluctuations. It would make little difference at all in price.
Hope this clarifies a few things…
Cheers.
crypto is dead.
That crypto is dead comment is actually the opposite. You are dead and crypto is born.
We see that this has ended up being a terrible take.
wOW TALK ABOUT BEING WAY OFF!! LOL
If I were the writer, I would be ashamed now. Ripple is steadily moving towards to USD 2 and will probably close the year 2021 around USD 5.