Best Crypto Exchanges That Accept USD


To convert your fiat currency, such as the US dollar, into digital currency, for example, Bitcoin, you will need to go through a crypto exchange. However, not all exchanges support USD, so we made a list of those that do.

We’ll show you how to buy cryptos with US dollars and other fiat currencies using the finest fiat-to-crypto exchange platforms. 

Best for Beginners: eToro

eToro makes it so simple to buy cryptos using USD. Simply open an account, confirm your identity, deposit money (in USD only), and then choose from among the more than 30 well-known cryptos accessible. It is perfect for new traders because spreads are already incorporated into the fee structure. There are also no hidden fees.

You can see the fees upfront, so you know exactly what you’re spending. Because eToro is a well-known company that follows strict criteria, you can rest assured that your money is safe

Regulated and Secure Exchange: Kraken Crypto Exchange

Kraken was founded by Jesse Powell, a veteran Wall Street trader. He sought to create a better financial system in which people could trade digital currencies without fear of fraud or theft. Kraken sprang to prominence in 2013 as one of the world’s largest crypto exchanges.

Kraken offers a wide range of services. These include OTC, futures contracts, spot trading, and margin trading. The exchange allows traders to purchase and sell cryptos in exchange for euros, US dollars, Canadian dollars, Australian dollars, British pounds, Japanese yen, and Swiss francs.

Additionally, Kraken offers a mobile app that lets you manage your account and make trades while on the go. You can even use the app to deposit funds into your account.

Today, Kraken continues to grow and expand its services. It now focuses more on diverse crypto offerings like staking, soft staking, DeFi access, security and improving customer education. 

Offers Most Small cap coins: KuCoin

Kucoin is a crypto exchange situated in Seychelles that was founded in September 2017 and allows you to trade digital currencies such as Bitcoin, Ethereum, Litecoin, Ripple, Dash, and many others. Users can purchase crypto with any of the 50 fiat currencies available, including EUR, USD, GBP, RUB, CNY, AUD, JPY, and others. It accepts over 70 different payment options.

In addition to trading, Kucoin also offers margin trading, futures contracts, and leverage trading. Withdrawals are processed within 2-3 hours.

Their customer service team is very helpful and friendly. Their site offers tutorials, guides, articles, news, market data, and social media channels. They also offer a mobile app for Android and iOS devices. 

Best for Low Fees: Binance US 

For people living in the United States, there is a crypto exchange called Binance.US. It was developed by Binance and BAM Trading Services on Users, a business registered with the U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN). California is where it has its main office.

In contrast to the main Binance platform, which has more than 100 cryptos available, Binance.US allows users to purchase, sell, and trade more than 60 well-known cryptos, such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Cardano (ADA). Users in Hawaii, Idaho, New York, Texas, and Vermont cannot access it.

This is how you buy crypto in Hawaii and this is where you can do it if you live in the NYC.

This exchange offers some of the lowest trading fees available and discounts for high-volume traders.

Users can access the Binance.US platform via an online dashboard or the exchange’s mobile apps, available for iOS and Android. 

Runner up for Beginners: Coinbase 

Coinbase is one of the most popular crypto exchanges today. If you want to buy, sell, or hold multiple cryptos, it might just be worth checking out. Coinbase offers a wide variety of features, including buying, selling, storing, and converting currencies.

The exchange allows customers to buy, trade, and store Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Stellar Lumens, EOS, Dash, Monero, Zcash, Dogecoin, and 100+ other cryptos.

If you don’t feel comfortable transacting online, Coinbase also has an app available for iOS and Android devices. This makes it easy to check balances, send and receive payments, and view transaction history.

In addition to being able to purchase crypto with fiat currency, users can link their bank accounts, debit cards, and Paypal directly to their Coinbase wallets. Once linked, users can easily transfer funds from their bank accounts to their Coinbase wallet. 

Best for various assets: Uphold

One of the earliest exchanges to provide trading in digital currency and other securities is Uphold Exchange, which has been operating since 2015. You can trade anything to anything on Uphold as it features other assets, such as precious metals, in addition to stocks and cryptos.

There are features that Uphold offers that other exchanges do not. One of its most useful features is the rapid, cost-free conversion of fiat money into bitcoin. For the same service, other exchanges would often charge a fee.

The exchange supports 37 national currencies, more than 200 cryptos, and 50 U.S. stocks.

The encryption system used by Uphold Exchange complies with banking regulations and protects customers. Penetration testing and audits are regularly carried out by security specialists.

Is there a fee to deposit USD into a crypto exchange?

In most cases, you won’t pay anything extra for sending USD to exchange since the process is generally free. But there are certain fees associated with each method of depositing money into a crypto exchange account.

Some banks and credit card companies charge a small fee to initiate a wire transfer. If you use a debit card, you may also be charged a transaction fee. And if you use another type of payment processor like PayPal, Stripe, etc., you may be charged a different fee.

The best way to find out what fees apply to your particular situation is to check with your bank or financial institution about their policies. They will probably provide information about fees associated with deposits. 

What fees are charged when I convert my USD into crypto?

Before registering, you should research the pricing structures of each exchange.

Depending on whether you are a maker or taker, the majority of crypto exchanges charge between 0% and 1.5% for each deal. This means that if you set aside $1,000 to invest in cryptos, the charge you’ll pay for that transaction could range in price from $0 to $15 on average.

How do I convert my crypto back into USD?

Most major exchanges offer conversion rates, allowing you to easily convert your coins into USD. For example, Coinbase allows you to instantly convert cryptos to USD.

Once you’ve converted your coins, you’ll find them listed under “Convert & Withdraw“. You can see the current exchange rate and choose whether you’d like to send money to an email address or bank account. Once you’re ready, just click “Send Money” enter your payment information, and wait for your funds to arrive. 

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Philipp Traugott
Philipp Traugott

Phil Traugott is a staff writer at CaptainAltcoin. As a trained marketing specialist for copywriting and creative campaigns, he has been advising top companies on the following topics: online marketing, SEO and software branding for more than 10 years. The topic of crypto currencies is becoming increasingly important for companies and investors and he found it very alluring and fitting for his skillset which prompted him to pivot his career towards blockchain and cryptocurrencies.

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