We live in modern times, where time is a crucial factor for the realization of every task. As with most things we do, we want it to be done safely and in the fastest way possible. We are witnessing daily innovations and improvements in almost every sphere of our lives. How then can such a trend bypass one of the currently most popular markets of our time?
The answer is, it can’t. The cryptocurrency market is growing and developing unstoppably, at such a pace that even people whose primary job is to monitor and study the cryptocurrency market cannot follow all the events related to them, which are happening more and more every day.
The originator of this story of ours is, of course, Bitcoin. Digital gold, decentralized money, digital currency are just some of the many names from probably one of the greatest things that have happened in our century.
What you'll learn 👉
Short intro
Every day, more and more people want a piece of this magical internet money. But how to get to it? There are many ways to do this.
Cryptocurrency exchanges are the most common places where you can buy Bitcoin and other cryptocurrencies. Where you can buy it and the method to buy it depends on several factors.
First, from the location where you live. Not all cryptocurrency exchanges are allowed to operate in every country.
Second, not all exchanges support all methods of payment.
Third, the limit – the amount of Bitcoin or other cryptocurrencies you can buy, sell and withdraw also depends on the specific regulations of the exchange you want to use.
Through this article, we will show you the best and most popular crypto exchanges (in the USA and outside the USA) and how you can get to your Bitcoin in the fastest, and at the same time, easy and secure way.
What is the easiest and fastest way to buy bitcoin & crypto?
Let’s dive in and find out how you can buy Bitcoin and other crypto assets in the easiest and fastest way. In this segment, we will go through several crypto exchanges, divided into exchanges in the US and exchanges that operate outside the US.
After this, you will be able to decide which exchange office best suits your needs, so you will be able to buy your Bitcoin easily and quickly.
Important note: our suggestion is that you do not store your Bitcoin and other cryptocurrencies on a cryptocurrency exchange. When you have completed your purchase, transfer your funds to your wallet. If you don’t know which wallet to use, here are some of the best wallet options for you.
Fastest way to buy bitcoin in the US
In the table, you can see a brief overview of crypto exchanges operating in the US, which we will explain in more detail in the text below.
| Exchange | Available Crypto Assets | Fees | Review |
| Coinbase | 60+ | 3.99% | Coinbase review |
| Kraken | 80+ | 3.75% + €0.25 | Kraken review |
| Gate.io | 800+ | 0.2% | Gate.io review |
| Cex.io | 30+ | 2.99% | Cex.io review |
| Crypto.com | 130+ | 2.99% | Coming soon |
| Cash app | Only Bitcoin | 3% | Coming soon |
It’s important to note that fees may vary based on your country or purchase size. Also, the list of available coins may vary due to your country, as well as changes to the list of available coins at cryptocurrency exchange (adding and removing coins).
Coinbase with debit card
If you are a US resident, one of the best cryptocurrencies exchanges you can use is Coinbase. It is a company based in San Francisco, California, and is considered the best and the safest crypto exchange in the US.
Coinbase is the largest US crypto trading platform with a trading volume of over 450+ billion in total and with more than 68 million verified users. It allows its users to buy up to 7500 USD per week of Bitcoin via debit card in the US, EU, UK, Australia, Singapore, and Canada.
You can use Visa and MasterCard debit cards to make purchases on Coinbase. They charge a flat 3.99% fee on all purchases via debit card. This is one of the lowest fees for US and European users.
Here is a quick step-by-step guide on how to buy Bitcoin via debit card on Coinbase:
- First, you need to create an account on Coinbase. You can create an account here
- Complete KYC process (Know Your Customer)
- After that, in “Payment Methods” – select “Link a New Account” – “Debit Card”
- Provide your card information
- They will make two small transactions
- Go to your debit card online banking and find those two transactions
- And finally, under the payment page on your Coinbase account, enter those amounts. In this way, you will verify your card
Now you can go to “buy/sell” and buy Bitcoin by selecting your debit card on the payment methods.
Kraken with debit card
Another San Francisco-based exchange. Kraken is one of the biggest US crypto exchanges, where with various currencies, you can buy Bitcoin and many other altcoins. Kraken is available to all residents of the US, except those living in New York and Washington.
Kraken has an average trading volume of over 1+ billion in a day, with more than 4 million verified users. It allows its users to buy up to 7500 € of Bitcoin via debit card within a time-based seven-day rolling period in the US (except NY and WA), EU, UK, and Asia.
Opening an account with Kraken is as simple as with Coinbase. You need to enter the required personal information and verify your account (there are 3 layers of verification Starter, Intermediate, and Pro).
After that, you can instantly purchase a wide range of cryptocurrencies via your debit card.
Gate.io with credit card
Gate.io is a company based in Virginia, United States, and is ranked in the top 10 centralized exchanges.
It is a US based crypto trading platform with a trading volume of over 1+ billion in a day, with more than 3 million verified users. It allows its users to make an instant purchase via credit card.
Residents of WA and NY (US), Cuba, Iran, Syria, Venezuela, North Korea, Sudan, and Crimea are not supported.
There is a flat 0.2% fee on Gate.io that applies to all on-platform trading. The fees charged are in the lower ranges of similar platforms. You can use Visa and MasterCard credit cards to make purchases on Gate.io.
The registration process is quite simple, pretty much the regular procedure in the crypto exchange industry. After tapping the “Sign up” button on the sign-up screen, you will be asked to enter your basic information, passwords, and captcha code.
After completing your account verification, on the home page, go to “Buy Crypto” – Credit Card. Enter your card details, and buy some bitcoin in no time.
Cex.io with debit card
Cex.io is a company based in London, England, and is ranked in the top 50 centralized exchanges. Transactions on this exchange are based on Fill-or-Kill orders (known as FOK). Fill-or-Kill orders are executed instantly, so whatever you “agreed” to pay, that’s exactly what will happen.
It is the UK-based crypto trading platform with a trading volume of over 150+ million in a day, with more than 4 million verified users. Cex.io allows its users to make instant purchases via debit and credit card.
Here you can see a list of countries where card payments aren’t available. Cex.io supports the following fiat currencies: Great Britain Pound (GBP), United States Dollar (USD), Euro (EUR), and Russian Ruble (RUB).
The registration process on this exchange is pretty much the same as in other exchanges mentioned above. Click on the “Register” button on the home page, and on the sign-up screen, you will be asked to choose between an Individual account or a Business account.
After you choose your option, enter your basic information and passwords. There are 4 types of verification – Basic, Verified, Verified Plus, and Corporate.
After completing your account verification, on the Cex.io home page, go to “Product” – Instant Buy. It’s called Instant buy, so there is no need to comment on that.
Crypto.com with debit card
Crypto.com is a company based in Hong Kong and is ranked in the top 20 centralized exchanges.
It is a crypto trading platform with a trading volume of over 4+ billion in a day, with more than 10 million verified users. It allows its users to make instant purchases via debit and credit card. Crypto.com supports payment for 20+ fiat currencies.
The registration process, again, is very similar to other exchanges mentioned above. Click on the “Sign Up” button on the Crypto.com Exchange, and follow the next step:
- Follow the on-screen instructions and enter the necessary information.
- Click on the confirmation link sent to your email address.
- Click on the Continue button. In that email, you will find the OTP (one-time-password). Enter that OTP on the Exchange website.
- Create your own password for Crypto.com and click Submit.
- The last step is to verify your phone number. Finish that, and you’re done!
After completing your account verification, on the Crypto.com home page, click the “Trade,” then Buy and select Bitcoin or some other crypto you want to purchase. Enter your debit card information, and puff, you’re done.
Cash app
Cash App is a peer-2-peer payment application created by Square, Inc. and based in the US. Their mobile app is available for Android and iOS. It has more than 40 million users.
Buying Bitcoin with a Cash App is very easy. Here is what you have to do if you want to buy Bitcoin using this app:
- Download Cash App from Google Play or the Apple App Store. Enter your phone number or email address to sign up.
- Add a debit card to your account.
- Provide your first and last name.
- Select your username.
- Enter details of your address.
- Then, you need to confirm some personal information (birth date, social security number…)
- Once the verification is finished, add funds to your Cash App account.
- Go to the “Investing” section, and choose Bitcoin.
- Tap on “Buy” and purchase Bitcoin.
Read also:
- Cheapest Way to Buy Bitcoin – Best Places To Buy Cheap Crypto
- Best Exchanges to Trade Crypto With No Fees & Zero Commission
- Best Crypto Copytrading Platforms & Apps
- Best Cryptocurrency Day Trading Sites & Platforms
Fastest way to buy bitcoin outside of US
In the table, you can see a brief overview of crypto exchanges operating outside of the US, which we will explain in more detail in the text below.
| Exchange | Available Crypto Assets | Fees | Review |
| Binance | 50+ | 4.5% | Binance review |
| Coinmama | 10 | 5% | Coinmama review |
| Kucoin | 250+ | 3%-12% | Kucoin review |
| Localbitcoins | Only Bitcoin | 1% | Localbitcoins review |
| Paxful | Only Bitcoin | 0% | Paxful review |
| Gate.io | 800+ | 0.2% | Gate.io review |
Binance with debit card
Binance is the #1 ranked cryptocurrencies exchange in the world. It is a company based on the small European island of Malta. And if it’s the largest crypto exchange in the world, Binance is banned in the US and UK.
They are the world’s largest crypto trading platform with a daily trading volume of $60-$90 billion per day and more than 13 million verified users. They charge a 4.5% fee on purchases via debit card. This is considered one of the lowest fees. You can use Visa and MasterCard debit cards to make purchases on Binance.
When you register and verify your account, go to “Buy Crypto” and click on “Credit/Debit Card” on the home screen. Enter the amount you one to buy and press Continue. Depending on the verification level of your account also depends on the amount of Bitcoin you can buy.
Coinmama
Coinmama is a cryptocurrency exchange where you can buy Bitcoin and 9 other major currencies via credit/card, or bank wire, with availability to almost anywhere in the world.
With more than 2,5+ million verified users, Coinmama allows its users to make an instant purchase via debit and credit card.
To use this exchange, you need to sign up first. Like other mentioned exchanges, the sign-up process is pretty straightforward – go to their home page and click on register. Once you fill out the form, click next and finish the process.
Once approved, you can buy Bitcoin for up to 15.000 USD via your credit/debit card. They charge a 5% fee on purchases via credit/debit card.
Kucoin
KuCoin is a Hong Kong-based crypto exchange with a daily trading volume of $2 billion per day.
More than 8+ million verified users put Kucoin in the top 10 cryptocurrency exchanges in the world. They allow their users to make instant purchases via debit and credit card.
After you finish registering your account, go to “Buy Crypto” on the home screen and click on “Credit/Debit Card.” Enter the amount you one to buy and press Continue. Depending on the verification level of your account also depends on the amount of Bitcoin you can buy.
Localbitcoins
LocalBitcoins is a Finland-based cryptocurrency exchange. It is the largest peer-to-peer service. That means that LocalBitcoins users worldwide can buy or sell Bitcoin for their local currency. It is one of the earliest Bitcoin exchanges in the industry.
LocalBitcoins operates in 248 countries, and it is especially popular in the United States, England, and China. Sellers/buyers on the exchange accept a variety of payment methods:
· Webmoney
· Western Union
· Wire transfer
· PayPal
· cash (person to person)
· cash by mail
Signing up takes about 30 seconds.
Paxful
Basically is very similar to LocalBitcoins. With Paxful, anyone in the world can trade fiat for Bitcoin or vice versa. The only exception is New York.
Paxful helps buyers and sellers easily connect and exchange Bitcoin, with more than 300 payment methods available.
Of the 300 different payment methods, we will mention:
· PayPal
· E-wallet balances
· Gift cards
· Credit or debit cards
· Cash deposits
· Bank transfers
· Money transfer services like MoneyGram and Western Union
Setting up an account is a very straightforward process. It can be done in two ways:
– by filling the registration form available on their website directly, or
– automatically providing a non-registered e-mail in their database during the checkout in a purchasing process.
Gate.io
As we mentioned above in the text, Gate.io is a great exchange where you can buy Bitcoin.
It is in a top 10 cryptocurrencies exchange, with small fees, and in addition to Bitcoin, over 800 other cryptocurrencies are available. Gate.io is easy to use, has a
Good reputation, backed by strong security.
FAQs
Is it safe to buy Bitcoin with debit card?
Using your debit card to buy Bitcoin is perfectly safe. As long as you are using a trusted crypto exchange. Remember, using a debit card can be convenient and easy. Still, at the same time, it is more expensive than other ways of buying Bitcoin.
Can I buy Bitcoin with credit card instantly?
Yes, you can. When you buy Bitcoin with a credit card, there is no need to choose between speed, convenience, and security. With this method of payment, you get it all. More about this topic can be read here.
Where is the best place to buy bitcoins instantly
Probably the best and very fast way to buy bitcoin is probably to use a Bitcoin ATM. If there is a bitcoin ATM in your neighborhood, the process of purchasing and converting cash to BTC is quite fast.
What is the fastest app to buy bitcoin
According to many users of cryptocurrencies, Coinbase is the best place where you can buy bitcoin. As mentioned above, there are several ways you can buy Bitcoin. Each is specific, and if one way is easier for someone, for someone else, it will be a harder way.
Where can I buy bitcoin and withdraw immediately
On Coinbase, you can buy and withdraw almost immediately. However, a request isn’t quite instant, and it can take a few minutes to process. Keep in mind that in some rare cases, processing can take up to 24 hours.
Can I buy less than 1 bitcoin
Of course, you can! 1 BTC is made of 100.000.000 sats. This means that Bitcoin is divisible to 0.00000001 BTC, so it’s possible for you to buy even a tiny fraction of a bitcoin.
