Stellar Lumens (XLM) Price Prediction 2021 | 2025 | 2030 – Future Forecast For XLM Price

Before we dive into to predicting the Stellar future and XLM price forecast, let’s quickly sum up what awaits you in this article:

First, we take a look at what is Stellar- all about – in a quick rundown. Then we cover our own XLM price predictions and market XLM forecasts. We will also dip our toes into the far future of XLM and give our Stellar price predictions for 2021, 2025 and 2030.

We will also answer some of the most common questions about XLM price targets and how high it can go, like will XLM hit $10 or will XLM reach $100 and similar. We also give our opinion if Stellar is a good investment at all, why could it succeed or fail.

So, let’s get down to business and start the thankless task of predicting Stellar future.

XLM Price Prediction – Intro

Stellar Lumens is a cryptocurrency platform that focuses on remittance and cross-border payments.

Stellar is aiming to be an open financial system that gives people of all income levels access to low-cost financial services. These services include, but are not limited to:

  • Remittances
  • Micropayments
  • Mobile Branches
  • Mobile Money

In addition to these services, one very powerful feature of the network is their Distributed Exchange. Users can liquidate/exchange their funds for other cryptocurrencies or fiat currencies using the platform’s exchange anchors.

Read our updated guide on best XLM wallets.

Captain Altcoin’s Stellar Lumens Price Prediction for 2021

It is quite clear that cryptocurrency price predictions should be taken with a grain of salt, but there are factors to look out for that will almost certainly have a bearing on the future price of the wider cryptocurrency market. This includes:

  • The level and nature of regulations imposed in dominating cryptocurrency markets
  • The level of cryptocurrency adoption in the coming year and beyond
  • The level of growth in the cryptocurrency futures market
  • The utility of tokens and the ability of the underlying technology to solve real-world problems

All crypto fans and holders have been enjoying the last couple of months of 2020 and the start of 2021. Bitcoin smashed all resistance levels and kept setting new all time highs. 

All altcoins followed suit and their value in dollars skyrocketed. Additionally, there were a couple of short but very profitable altcoins bull seasons that saw new and old altcoins surging, bursting through old all-time high records and setting new milestones.

Stellar was one of those altcoins that is still to have its five minutes of fame where it outperformes bitcoin and the rest of the market by a lot. 

Is that price surge going to happen and can Stellar reach new all time highs in 2021 is the question on mind of every current and potential XLM holder.

Odds are that bitcoin is not yet done with rampaging the bears, which consequently means that altcoins are set to see more bull runs in 2021. 

Should this be the case (we firmly believe that), Stellar`s current all time high is destined to be broken.

If you would have bet on the right coins this year you could easily have 10xed your capital…

You could even have made as much as 100x which means you could have turned $100 into as much as 10k.
Experts believe this will happen again in 2021, the only question is which coin do you bet on?
My friend and cryptocurrency expert Dirk is personally betting on 3 under-the-radar cryptocurrencies for huge ROI in 2021..
Click here to learn what these coins are (watch till the end of the presentation).

Stellar is bound to succeed, especially if we consider Stellar’s fundamentals: the project has seen huge improvements on technological front, community growth was explosive, liquidity is abundant, real-world adoption (outside of crypto circles) is nearing, there were no major setbacks (no code deficiencies and exploitations, no conceptual flaws in its design, no team disputes or divisions etc).

The only dilemma is when will Stellar shine in full form – will it be in 2021 or will investors need to be armed with more patience. First part of 2021 has left a lot to be desired for holders but earlier Stellar success from 2017-18 offered us a glimpse into Stellar’s ability to create shockwaves through the crypto world and beyond.

Stellar Lumens Price Prediction: short-term

Next 30 days
Next 60 days
Next 90 days
$ 0.36
$ 0.36
$ 0.39
$ 0.38
$ 0.38
$ 0.38
$ 0.40
$ 0.37
$ 0.41
$ 0.39
$ 0.40
$ 0.38
$ 0.40
$ 0.40
$ 0.39
$ 0.40
$ 0.39
$ 0.41
$ 0.42
$ 0.40
$ 0.43
$ 0.43
$ 0.43
$ 0.44
$ 0.42
$ 0.44
$ 0.45
$ 0.41
$ 0.44
$ 0.45
$ 0.46
$ 0.42
$ 0.46
$ 0.46
$ 0.44
$ 0.44
$ 0.46
$ 0.45
$ 0.43
$ 0.45
$ 0.43
$ 0.44
$ 0.47
$ 0.48
$ 0.45
$ 0.45
$ 0.48
$ 0.46
$ 0.46
$ 0.45
$ 0.49
$ 0.47
$ 0.47
$ 0.46
$ 0.46
$ 0.46
$ 0.51
$ 0.48
$ 0.49
$ 0.50
$ 0.50
$ 0.51
$ 0.49
$ 0.50
$ 0.49
$ 0.49
$ 0.53
$ 0.50
$ 0.51
$ 0.52
$ 0.52
$ 0.53
$ 0.55
$ 0.51
$ 0.52
$ 0.53
$ 0.55
$ 0.55
$ 0.53
$ 0.53
$ 0.55
$ 0.57
$ 0.56
$ 0.53
$ 0.54
$ 0.55
$ 0.53
$ 0.58
$ 0.56
$ 0.54

Stellar Lumens Price Prediction 2022

2022 Jan
$ 0.39
2022 Feb
$ 0.42
2022 Mar
$ 0.46
2022 Apr
$ 0.53
2022 May
$ 0.58
2022 Jun
$ 0.58
2022 Jul
$ 0.64
2022 Aug
$ 0.67
2022 Sep
$ 0.72
2022 Oct
$ 0.83
2022 Nov
$ 0.80
2022 Dec
$ 0.89

Stellar Lumens Price Prediction 2025 – 2030 – 2040

Since we expect Stellar to be among the rare coins that will survive long enough to see 2025 and beyond, we expect its 2025 price to be:

$ 1.78

Stellar Lumens price in 2030 and beyond will be at least 2-5x of that price.

Majority of altcoins will fail

The majority of projects will fail — some startups are created just to gather funds and disappear, some would not handle the competition, but most are just ideas that look good on paper, but in reality, are useless for the market. 

Vitalik Buterin, co-founder of Ethereum said:

“There are some good ideas, there are a lot of very bad ideas, and there are a lot of very, very bad ideas, and quite a few scams as well”

Stellar Price Prediction 2021

As a result, over 95% of successful ICOs and cryptocurrency projects will fail and their investors will lose money. The other 5% of projects will become the new Apple, Google or Alibaba in the cryptoindustry. Will XLM be among those 5%?

Hard to tell but probability for that is better than with most other altcoins but still far from being a wrap.

XLM is pinning most of their hopes on their partnership with IBM which is one of the highlights of project’s history to date. On the other side, the niche XLM is competing in is fiercely crowded with other top-notch crypto projects, most notably XRP. Since the race is considered by many to be a winner takes all, XLM is dancing on a razor thin edge in an effort to capture the global market of payments and value transfers.

Why will Stellar succeed?

Why will Stellar XLM increase its price in the future? Well, most of articles on Stellar price prediction mention the IBM partnership – all their hopes are attached to IBM partnership. IBM’s blockchain division has settled on using Stellar XLM as a cryptocurrency of choice for their payments infrastructure.
IBM has partnered with many private and central banks in Asia and the IBM/Stellar partnership is competing with Ripple and looking to replace SWIFT.
Stellar is also upping their game in Middle East, focusing on Sharia compliance in order to win this muslim densely populated area. Moreover, Stellar Foundation is one of the wealthiest organizations in crypto which could and should translate into accelerated development of Stellar ecosystem.

There are also numerous technological features that put Stellar into a pole position to take over the baton from XRP and record an actual real world utility and adoption. Here are some of the features worth highlighting:


Stellar makes it very easy to create, send and trade digital representations of all forms of money and convert between them on a single network, this will eventually be the way to convert money and all kinds of assets currency, stocks, gold, and so forth.

Public and non-profit

If you think Central Banks are going to issue their CBDC’s where the foundation taking care of the network is for profit, think again. Here again Stellar aim for the stars and hits. I’d count many of the for profit initiatives as unlikely to get any CBCD’s released on them.

Extremely cheap, fast transfer costs and scale

With bitcoin transactions costing an arm and a leg, Stellar shines like starlight yet again.

Even if xlm is to go up to 15USD which I think it will over the next 4-5 years. Given it gets 5-6 CBDC’s on the network in that time. The transaction cost will still be close to nothing. And with price surging we have a solution to ‘spam’ on the networks. It already handles millions of transactions/operations each day.

The Massive CDBC’ Market & Metcalfes law

Several countries are starting to move into or seriously consider CBDC’s, and this will make the network extremely valuable over time. Not valuable because it’s valuable, but valuable because it is extremely useful to people. Usefulness comes first and then value, and value and price are not the same. This is very easy to forget in todays crypto market.

Energy Efficiency

In the world many people and governments are concerned with energy usage, and since Stellar is not a proof of work network, it is much, much more energy efficient. This matters and is likely to matter even more in the future

Why will Stellar – XLM fail?

An objective article on Stellar future and Stellar lumens price prediction should analyze all possible scenarios – not only the positive ones. There are reasons Stellar could fail and go down as well. IBM can stop the partnership because of a self owned solution. Lack of media attention in comparison to their competition, lack of well designed marketing strategy, losing community support, potential vulnerability in protocol, failing to achieve anticipated minimum developement activity on the protocol, failing to attract new developers to use their platform.
Also, big total supply in combination with high yearly inflation (of around 39%) is a significant impediment for the token price increase.

crypto trading prices

Read our updated review of exchange here.

Can Stellar reach $1, $10 or $100?

Well, since it already was almost on that level, seeing its all time high reaching $0.93 during the 2017 crypto mania, clawing back up to that level is certainly possible.

Reaching $10 is a stretch, not to speak about $100 or more as that looks more like a fantasy than a realistic possibility. If XLM were to reach $10, that would mean an ascent of 90x – reaching well over $200 billion in market cap (we need to take its yearly inflation into account when calculating future market cap as it is not a simple multiplication of current cap with 90).

XLM reaching $100 is ludicrous.

Is Stellar dead?

No, as you can easily conclude from this Stellar Lumens price prediction article. Also, judging by the team activity on social media, github, their own website – Stellar is far from a dead project.

Their communities on Reddit and Telegram are also active, although with notably lower engagement levels compared to 2017. Coin is also still listed on all major exchanges which indicates that XLM is far from a dead project.

All of this summed up means one thing: XLM might live through couple of orchestrated and, for a regular trader, completely unpredictable pumps but the majority of time will be murky sideways trading with small volume and no significant interest from the market. 

Price will heavily depend on what BTC will do and since many analysts think BTC will not be making big moves in this year, it is hard to expect XLM will do them either. The price will probably stagnate and record slow-moving depreciation or appreciation depending on the team activity, potential technological breakthrough or high-level partnership.


Is Stellar Lumen good investment?

Stellar is, just like all other cryptocurrencies, a risky investment. It does have higher probability of going up than down because of the deep pockets of Stellar Foundation and their tight connections with IBM.

Is Stellar worth buying?

We are advocates of moderately risky investing – invest most of your crypto portfolio in BTC (50%); 35% in a basket of big cap coins (like XLM) and the rest in small projects with huge upside. So, in this context, XLM is worth buying.

Is Stellar an ERC20 token?

No, Stellar has its own blockchain and is not connected to Ethereum.

Can Stellar make you a millionaire?

Yes, it can – if you own millions of XLM tokens. Right now, you would need around 12 million XLM tokens to be a millionaire. Even if it goes 10x, you would still need millions of tokens to be a millionaire in terms of USD.

How much will Stellar Lumens be worth?

For the short-term future, it is pretty safe bet that it won’t cross above $1. At $1 per XLM, the market cap of XLM would be just under $18 billion dollars which is pretty unrealistic from today’s perspective.

Can Stellar Lumens be mined?

No, Stellar is not a PoW coin.

Can stellar lumens reach $100?

That is highly unlikely as it would mean a price increase of 1500x over the current levels. Assuming the BTC/XLM ratio stays the same, it would mean bitcoin is at $12.5 million per coin. It is out of realm of rational prediction.

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CaptainAltcoin's writers and guest post authors may or may not have a vested interest in any of the mentioned projects and businesses. None of the content on CaptainAltcoin is investment advice nor is it a replacement for advice from a certified financial planner. The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of


Torsten Hartmann

Torsten Hartmann has been an editor in the CaptainAltcoin team since August 2017. He holds a degree in politics and economics. He gained professional experience as a PR for a local political party before moving to journalism. Since 2017, he has pivoted his career towards blockchain technology, with principal interest in applications of blockchain technology in politics, business and society.

  1. Boooo! Quite negative ideas here.95%? I say go your own way with crypto. Nobody knows. But don’t underestimate the power of tokenisation. Disruptive storms are coming swiftly…

    • Lls talk that talk

      The article is negative, if you know about the energy its a new time and xlm will hit 100 in less than 4 yrs

      come back for it

      • you know very well that is not possible for stellar to hit 100 in 4 yrs time let be real stellar is not up to a $

  2. wow thats a great article! so much research done, thank you!

  3. Reply
    Anthony L. Lombardo December 6, 2019 at 19:23

    American mainstream financial institutions will only wake up and smell the coffee, after it has well laid plans to swindle the middle class. I believe the essence of Cryptocurrency, decentralised control, continues to elude the power crazed ego maniacs in my beloved U.S.A. Truly crypto’s “E Pluribus Unum” will be as lasting as is to control. Stellar Lumens are presently the cutting edge financial connectivity the working world is being offered.

    • Yet, there were analysts saying similar things about bitcoin years ago and now look. Those who listened to the nay sayers missed out. So many times the market has made “market analysts” look like fools. The bottom line is: do your own research and don’t rely on the assessment of market analysts.

    • Look at what stellar is doing right now. I’m starting to realize a lot of you that write these articles don’t know as much as you like to make us believe. Glad I bought some when I did.

      • You are probably not too experienced with cryptocurrency market. Sudden pumps and subsequent dumps are to crypto what apple pie is to America – a trademark. Nobody can predict when will that happen but we know it will happen at least once a year.

  4. Writer while doing his research is terrible. Stellar lumens is easy , fast and both a coin with fabulous partnerships and also a platform to trade other crypto. Instead of just looking at what it’s worth how about looking at how stoudt it is and if it’s actually more usable and playable then other crypto. Stellar for whatever reason hasn’t caught on but yet but it work $4 by end of 21 and. $10 by end of 22.

  5. The value of something can only be predicted by the hype given. If people believe stellar is worth more than 100 then they will buy it at 100+ the reasons given here are baseless. A piece of garbage labeled “art” can sell for millions because people will pay not because its special or has a good financial backing.

  6. Whelp, we’re sitting at $107.13 so . . .there’s that :0

    • Stellar is not a good investment it only increases to $0.30 why other coin that was created after him is doing well stellar is bad everyday you guys only take from people and better the life of your family what about others

  7. Reply
    Magnexto the cryptkeeper May 12, 2021 at 02:37


  8. Reply
    Douglas C Griswold May 28, 2021 at 20:11

    I am a new trader, and this article has helped me. Thank all of you for your input.

  9. why we keep dreaming when stellar dont care how many yrs since 2014 up still now it still haven rich $1 is just a scam other coin are doing well with little gain and motivation to their traders

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