The long legal battle between Ripple and the U.S. Securities and Exchange Commission has finally come to a close. Both sides have filed to withdraw their appeals, ending a dispute that stretched on for nearly five years. This decision marks a significant turning point for Ripple, clearing one of its biggest hurdles since 2020 and providing long-awaited regulatory clarity in the United States.
Within hours of the announcement, XRP surged 12% in less than half a day, reaching a monthly high of $3.37. The price has since stayed near that level, but the sharp move shows the boost in market confidence. With the legal uncertainty now gone, attention has shifted to one big question, how far could XRP climb by the end of 2025?
TheCryptoBasic explored this by consulting two well-known AI models, Google’s Gemini and xAI’s Grok. Both gave different projections, depending on adoption speed, market sentiment, and overall economic conditions.
What you'll learn 👉
Gemini’s Three Scenarios for XRP
Google Gemini provided three possible paths for XRP’s price over the next year and a half. In its most optimistic view, Gemini sees XRP rising to between $5.50 and $10 by December 2025. This outlook assumes the lawsuit’s end will trigger a fresh wave of institutional adoption, with major banks, payment processors, and investment funds expanding their use of Ripple Payments.
The model also factored in the possibility of an SEC-approved XRP ETF, which could attract traditional investors. Gemini suggests that in this scenario, XRP might first consolidate between $3 and $4 before breaking past its all-time high and entering a strong rally.
In its base case, Gemini places XRP between $4.00 and $5.00. This assumes adoption continues but at a slower pace. Financial institutions may take their time integrating Ripple’s technology, and while the market remains positive, it may not see the same euphoric price spikes from previous cycles.
The bearish case from Gemini puts XRP between $2.50 and $3.50 by December 2025. This would happen if the current rally becomes a classic “buy the rumor, sell the news” scenario. In that event, the market may have already priced in the lawsuit’s resolution, slowing adoption and leaving XRP vulnerable to a broader crypto market correction.
However, for the third scenario, the bearish view from Gemini lands XRP between $2.50 and $3.50 by December 2025. This happens if the current rally turns into a classic “buy the rumor, sell the news” event. In this case, the market may have already priced in the lawsuit’s… pic.twitter.com/gYm58YVPly
— TheCryptoBasic (@thecryptobasic) August 8, 2025
Grok’s Bullish Outlook and Extreme Scenarios
TheCryptoBasic also reviewed projections from Grok, xAI’s AI chatbot, which took a more bullish stance. Grok expects XRP to reach between $5.80 and $6.80 by the end of 2025, representing a 50% to 70% increase from current prices. This prediction assumes steady growth driven by Ripple’s expanding partnerships with banks, adoption of its RLUSD stablecoin, and the potential approval of an XRP ETF.
Grok also acknowledged possible extremes on both ends. In a strong bull market, with several ETFs approved and major new partnerships in place, XRP could push past $7.00 and even reach $8.00. On the other hand, if the market turns bearish or ETF applications are rejected, Grok sees XRP trading between $3.50 and $4.50.
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Analyst Sentiment and Market Confidence
Not all analysts believe the market has already priced in the end of the lawsuit. Media personality Zach Rector, for instance, argues that the resolution still has room to drive significant gains. He points to the boost in confidence and the potential for accelerated institutional adoption now that Ripple operates with full regulatory clarity in the U.S.
For XRP holders, the next 16 months could prove decisive. With the legal battle now in the rearview, the price will likely depend on how quickly institutions adopt Ripple’s solutions, whether ETFs gain approval, and the overall state of the crypto market heading into 2025’s close.
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