XRP keeps trending lower and his printed the infamous death cross—when the 50-day moving average crosses the 200-day moving average. This marks the beginning of a long-term downtrend for XRP, which will erode the already low confidence.
Still, belief in the original cross-border thesis hasn’t died. It just has new participants. The same holders who want crypto to modernize global capital corridors are increasingly calling Digitap ($TAP) the leading crypto presale to buy in Q4 and beyond. Quickly joining the ranks of best cryptos to buy now, Digitap offers the world’s first omni-bank.
This is a consumer-first surface with multi-rail architecture under the hood, and a token that directly captures platform value. This cycle value comes from adoption, and XRP holders are quickly rotating into $TAP. Here’s why.
What you'll learn 👉
XRP Prints Death Cross
XRP’s story has always been brilliant. Faster and cheaper global settlement is an enormous prize to win in an industry that processes trillions of dollars of volume annually. The problem is that Ripple has had more than a decade to fulfill this dream and has achieved little outside of a bloated valuation.
The failed breakout at $3 was the early warning sign, and now XRP has printed a succession of lower highs and doesn’t even rank among the best altcoins to buy for the cross-border trade in 2025.
As stablecoins scale and specialized payment rails arrive, XRP’s original institutional-first route to adoption looks slow and poorly thought out. The current price reflects that reality—bearish structure. Still, the original thesis survives while the vehicle changes. And the gravitational pull toward the Digitap crypto presale grows by the week for XRP holders.
Why Digitap Fits the Moment: Best Altcoin to Buy in 2025?
Digitap is blurring the line between fiat and crypto with a single, bank-grade interface that treats money as one pool of liquidity. As the world’s first true omni-bank, Digitap presents a single account and dashboard for deposits, swaps, transfers, payroll, remittances, card spending, and more—while a multi-rail architecture determines how value moves with every transaction.
Underneath the user interface, Digitap can swap between legacy rails SWIFT, SEPA, ACH, and Faster Payments or public blockchains based on cost, speed, and FX at the time when the user sends the transaction. All this complexity is abstracted away, and all users experience is their money moving borderless in real time.
This unique architecture and ability to disrupt multiple trillion-dollar industries is why $TAP ranks among the best cryptos to buy now—especially in a utility-led market. And this is not a future promise; the app is downloadable today on iOS and Android, and thousands of users are already spending crypto using Digitap Visa cards.
Distribution Always Wins
Adoption is won via distribution. Getting the app into users’ hands during the presale stage was a genius move, and the integration of Apple Pay and Google Pay perfectly syncs with the Gen Z digital-first approach to finance.
The revitalization of the privacy narrative has been an unexpected boon for Digitap, pushing the presale past $1.5 million in record time thanks to the non-KYC card option.
XRP never solved at the consumer edge. Ripple went institution-first and waited for banks to change their behavior—but it never happened. Digitap went distribution-first and met consumers where they already pay. It’s a different playbook—and in 2025’s market, it’s the one that is winning.
The $TAP Flywheel
The strongest distinction from XRP lies in token design. $TAP is wired for direct value capture with a capped supply of 2 billion and 50% of platform profits used for buybacks, burns, and reward stakers. Every time a new user signs up and makes a cross-border payment, part of that goes toward burning $TAP.
This aggressive deflationary flywheel is why traders cite $TAP among the best cryptos to buy now because it works. HYPE has been one of 2025’s success stories. Why? It linked the token with cash flow instead of solely governance.
$TAP is priced at $0.0268 in the present phase and scheduled to step to $0.0297 in the next phase—more than a 10% increase for anyone buying today. And by the time this crypto presale finishes, $TAP will list at $0.14, highlighting the massive advantage early buyers have.
XRP vs. $TAP: Same Thesis, Different Execution
Both assets aim to solve the same problem: make money better. XRP sought institutional approval, while Digitap starts at the front door and lets institutions join later.
That difference matters in this cycle. Markets are paying for distribution, user adoption, and token models that capture value. Against that scoring system, Digitap’s omni-bank stands leagues ahead of XRP, and that’s why many XRP veterans now describe $TAP as one of the best cryptos to buy now within the 2025 crypto presale class.
Discover how Digitap is unifying cash and crypto by checking out their project here:
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