Experts Explain XRP Price Path to Triple Digits and the “Perfect Storm” That Could Take It There
The XRP community loves to dream big, and the latest talk making the rounds is whether Ripple’s XRP price could ever actually hit triple digits.
Sounds wild, right? But according to some analysts, it might not be as far-fetched as it sounds, and it all comes down to liquidity dynamics and a handful of powerful catalysts lining up at the same time.
What you'll learn 👉
Why Liquidity Multipliers Matter
On a recent podcast with Paul Barron, crypto commentator Zach Rector laid out his case. He said XRP has a unique feature: liquidity multipliers.
Using data from Coinglass, he pointed out that during XRP November run, relatively tiny inflows, just tens of millions of dollars, ended up boosting the market cap by tens of billions. In some cases, the multiplier effect hit 50x or even 900x.
That’s why, in Rector’s view, XRP price doesn’t need trillions of dollars to push toward $100. Instead, $100–300 billion in inflows could be enough to make that leap. It’s a direct counter to critics who argue that XRP would need a market cap of around $6 trillion to get there.
Of course, the big question is where those inflows would come from. Rector believes XRP ETFs could play a massive role. He thinks the first year alone could bring $10–20 billion in inflows, way more than JPMorgan’s cautious $4–8 billion estimate.
Some, like Canary Capital’s Steven McClurg, even suggest $5 billion could flow in during just the first month.
With that kind of demand, Rector sees a realistic base case of $20–30 for XRP price by 2026, with ETFs paving the way for much bigger gains down the road.
Experts Explain #XRP Path to Triple Digits and the Perfect Storm That Could Take It There. #Ripple 🧵🧵🧵 pic.twitter.com/RBpi7wfZUo
— TheCryptoBasic (@thecryptobasic) September 3, 2025
The “Perfect Storm” Setup
Paul Barron added his own take, saying XRP could benefit from what he calls a “perfect storm.” Think about it: ETF inflows, a U.S. market structure bill, and Ripple finally securing a banking license. Put all that together, and suddenly a run past $50, and even toward $100 doesn’t sound so crazy.
Even if the hype cooled off after such a run, Barron argued XRP price could still settle at a much higher level than today, maybe keeping a $30–40 floor.
Another factor Rector highlighted is the shift happening with traditional financial advisors. For years they were cautious, but now people like Ric Edelman are recommending clients allocate 10–40% of their portfolios to crypto.
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If retirement funds follow suit, we’re talking about trillions of dollars in potential inflows. Rector estimates $8–12 trillion could eventually make its way into crypto, and XRP is well-positioned to scoop up a chunk of it.
Playing the Long Game
Rector made it clear he’s all-in on XRP, sharing that over 90% of his own portfolio is in the token. He doesn’t see it as a short-term trade, more like a reserve asset he’s holding for the long haul.
Still, he warned XRP holders not to get carried away. “The day that XRP price goes to 50 bucks, don’t run and tell your wife that your net worth is now 10, 20 million,” he joked. “Because in short order, that could be cut in half again.”
In other words, the road to triple digits might be possible, but it won’t be smooth. For XRP believers, though, the promise of that “perfect storm” is enough to keep the faith alive.
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