The battle for dominance is heating up between XRP and the emerging payments player, Digitap ($TAP). A new on-chain model suggests that Digitap’s rapid growth momentum at an early stage could place the project ahead of Ripple, potentially overtaking its $150 billion market cap.
$TAP is already witnessing faster adoption and higher inflows compared to XRP during its early phase. The project has seen a significant rise in presale metrics following the rollout of its Visa-backed cards. Due to its Visa partnership and growing retail demand, on-chain analysts suggest that the payment-utility power dynamic may soon shift from Ripple to Digitap.
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XRP Price Struggles to Hold Key Support Levels
After facing a downturn in the first half of 2025, the XRP price surged to a 52-week high of $3.66. With this bull run, investors had hoped for a new all-time high, but a rejection sent the price crashing to the $2.70 support level.
Image Courtesy: TradingView
XRP was holding well above this key support, but the recent market crash has brought it down to the next significant support near $2.30. Disheartened by the poor performance, Ripple traders have moved capital to smaller utility altcoins that are outperforming the market.
As a result of lower trading activity and uncertainty, the XRP price has been stuck in the $2.30-$2.70 range. A move above this range could spark significant upward momentum for a rally, while a drop below may lead to further corrections.
XRP Price Prediction: Analysts Split on XRP’s Next Move
Egrag Crypto, a renowned technical analyst, suggests in his recent XRP price prediction that a breakout above $2.65 can potentially lead to new cycle highs. According to the analyst, “the next major target sits around $2.57” and “That’s why the $2.55–$2.65 zone is now a key MACRO resistance area”.
Image Courtesy: X (Formerly Twitter)
He adds, “A 3-day close above $2.65 would be the ultimate GO-GO signal”, confirming a strong bullish breakout and potential new cycle highs. Lastly, Egrag cautions traders that “we must not lose $2.31 on any timeframe to maintain bullish continuation.”
Meanwhile, analyst Ali Martinez predicts that the XRP price is on the verge of a significant downward move. In a post on X, he noted that “The TD Sequential has been remarkably accurate at spotting $XRP trend reversals over the past three months,” and that ”It now flashes a sell signal!
In another post, Ali claimed that “$XRP looks like it wants to revisit $2!”, expecting a 19% decline from the current price of $2.48.
The uncertainty is rising with top crypto analysts on X giving mixed signals, and many investors are shifting funds to Digitap for more stable returns with $TAP’s fixed presale price increments.
Digitap’s Omni-Banking Model: Redefining the Future of PayFi
Digitap is the world’s first-ever omni-bank, quickly positioning itself as a market leader by connecting blockchain technology with the traditional financial system.
It is not just another finance-focused utility token; rather, a Visa-backed project that is shaping the future of trading by integrating advanced DeFi and TradFi features into the Digitap Global Money App.
The Digitap App is now available as a web app and for iOS and Android downloads. Users who create their account right now can get their first Digitap card for free.
These no-KYC cards are the most captivating product that brought the project into the spotlight. Powered by Visa, the Digitap card enables users to make instant crypto-to-fiat payments anywhere in the world.
Digitap Presale: Why Traders Are Turning Toward $TAP
Digitap’s presale went live a few weeks ago and has already reached round two, having surpassed the $1.3 million milestone. It is currently offering $TAP at $0.0268, allowing investors to get in at a low price before the token listing at $0.14.
One of the key advantages for presale investors, beyond the discounted entry price, is the opportunity to stake tokens. Holders can lock their tokens in the staking pool and earn a fixed annual yield of 124%. Digitap also dedicates 50% of all platform profits to burning $TAP and rewarding stakers.
Can $TAP Flip XRP’s Market Cap In 2026?
The on-chain prediction model predicts that $TAP could overtake XRP by the end of Q1 2026, based on the rate of growth in presale inflow volume, number of users & active wallets, and $TAP’s deflationary nature.
With increasing adoption and exponentially rising user activity boosting the ecosystem growth, the native token $TAP is also expected to grow exponentially. As on-chain metrics forecast Digitap to surpass XRP, early investors could potentially be positioned for a substantial return in the months ahead.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
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