The search for the best cryptos to buy in 2025 is still underway, and investors are asking which projects have the strongest potential for the final quarter. Early-stage projects with clear use cases will likely stand out.
Digitap ($TAP), for instance, is on a quest to break into the $20T payments market with its integration of Google Pay, Apple, and Visa. Earlier this year, Visa entered a $100M bid to replace Mastercard, demonstrating the competition in this lucrative space.
Below are four of the best cryptos to buy in 2025, based on metrics including price action, staking APY, and core functionality.
What you'll learn 👉
1. Digitap ($TAP): World’s First Omni-Bank
Digitap is unlike anything else in the market. It has already launched a live app on iOS and Android, combining fiat banking and cryptocurrency in one seamless experience. Users can open offshore accounts, receive multi-currency IBANs, and spend money globally through unlimited cards that integrate with Apple Pay, Google Pay, and Visa.
Source: DigiTap Presale Homepage
Its presale has already raised more than $100,000, and momentum is growing. The $TAP token is capped at two billion, with half of all platform profits used to buy back and burn tokens. This creates a deflationary model that rewards long-term holders. It presently retails at 0.0125 USDT, though this will rise to 0.0159 USD in the next round.
Early staking offers up to 124 percent APR during presale, dropping to sustainable levels post-launch. Unlike inflationary competitors, rewards come from a fixed pool. Digitap is solving real problems in cross-border payments, remittances, and privacy, making it one of the best cryptos to buy in 2025.
2. Ethereum (ETH): Smart Contract Leader
Ethereum remains the foundation of decentralized finance, hosting thousands of dApps, NFTs, and protocols. With the rollout of Ethereum 2.0, the network has transitioned to proof-of-stake, improving scalability and reducing energy use. L2 solutions like Arbitrum and Optimism continue to reduce gas fees and speed up transactions.
Source: Coinmarketcap
Despite competition, Ethereum retains the largest developer community in blockchain. For investors, it offers stability and relevance in a market full of short-lived trends. While it may not deliver the explosive gains of smaller tokens, Ethereum’s central role in Web3 keeps it firmly in the “best cryptos to invest in” conversation.
3. Solana (SOL): Speed and Throughput
Solana made headlines for its ultra-fast transaction speeds and low costs, with the capacity to process more than 50,000 transactions per second. This performance has attracted developers and major projects in DeFi, NFTs, and gaming.
It boasts a huge ecosystem and bounced back from a huge defeat in 2022 with the FTX fiasco. This was an impressive comeback when most predicted the project to go under, and its price sank below $20 – it now trades above $240.
Solana has also faced network outages and reliability concerns, which cooled investor enthusiasm. It caters to low-utility meme projects, which increase network activity. Like Ethereum, it may also be somewhat overpriced, meaning investors could be buying at the top.
4. XRP (XRP): Cross-Border Settlements
XRP continues to focus on solving cross-border settlement, making international money movement faster and cheaper for banks, businesses, and individuals. It is designed to allow institutions to transfer funds globally in seconds at low cost. This positioning gives XRP continued relevance, even as it faces regulatory battles with the SEC.
Investors see XRP as a “utility coin” rather than a purely speculative asset. While its price action has often been stagnant, a favorable regulatory outcome could reignite momentum. The project also benefits from a strong community and established partnerships.
For those looking at long-term adoption in banking and remittances, XRP is still worth considering, currently trading above the $3 mark.
Digitap Stealing the Show
The best cryptos to buy in 2025 will combine proven technology, strong adoption, and clear utility. Ethereum offers stability as the backbone of decentralized applications. Solana provides speed and innovation. XRP remains focused on financial institutions and cross-border payments.
Yet Digitap stands out as the most exciting newcomer. As the world’s first omni-bank, with Visa and Apple Pay integration, offshore accounts, and a deflationary token model, it offers both real-world usability and compelling tokenomics.
For investors asking what is the best crypto to invest in right now, Digitap deserves to be at the top of the list – especially with Apple Pay & Visa driving further adoption.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
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