A recent video from Cheeky Crypto, a YouTube channel with 188,000 subscribers, breaks down a question that’s on a lot of minds: how much XRP would it take to hit $1 million by 2030? With Ripple’s ongoing legal fight and expanding partnerships around the world, XRP has been gaining attention again. The video digs into various price predictions, some pretty bold, and lays out what kind of investment could get you to seven figures.
The video starts by exploring three major forecasts. First up is Changelly, which believes the XRP price could hit $20.22 by the end of 2030. If they’re right, you’d need around 49,455 XRP to reach that million-dollar goal, an investment of roughly $105,000 at today’s prices.
Then there’s Telegaon, which throws out a much more bullish call. They suggest XRP might hit $482. At that price, you’d only need about 2,080 XRP, or around $44,000 right now.
The video also covers a ChatGPT-based model, estimating XRP price could land between $25 and $50, depending on total market cap growth. If XRP reaches $50, you’d need 20,000 tokens, costing about $42,600 today.
What you'll learn 👉
Timing Really Does Change Everything
Here’s where it gets interesting. Back in November 2024, the price of XRP was trading at just $0.50. Buying in then would’ve meant you only needed about $10,000 to grab that million-dollar bag, talk about timing.
For those who can’t throw in $40k–$100k all at once, the video recommends dollar-cost averaging (DCA). Buying smaller amounts regularly can help you build your position over time, especially during dips.
Ripple’s Legal Fight and Global Moves
The video doesn’t ignore the elephant in the room: Ripple’s legal battle with the SEC. A win could fast-track adoption in the U.S., especially among banks.
Ripple’s also been making moves abroad, partnering with banks like CM Commercial in Thailand and Santander in Spain. Plus, they’re involved in several CBDC trials. All of this supports XRP’s long-term utility in cross-border payments.
Read Also: Is It Too Late to Buy HBAR? Hedera Price Prediction
While XRP might be the “star striker,” the video reminds viewers not to go all-in on one token. A smart portfolio includes other heavyweights like Bitcoin, Ethereum, and Cardano, plus maybe a few promising AI-focused projects.
The takeaway? XRP could play a big role in future wealth-building, but consistency, timing, and diversification matter just as much. If you’re aiming for that $1 million mark, there’s more than one way to build your path, one XRP at a time.
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