It’s been a long and frustrating ride for XRP holders. For more than three years, the lawsuit between Ripple and the SEC weighed heavily on XRP’s performance, while other altcoins had room to run. But now, it finally looks like the cloud has lifted.
In March 2025, the SEC officially dropped its appeal, and Ripple agreed to a $50 million settlement. Most of the legal mess is behind them, but the case isn’t fully closed just yet. Ripple still needs to finish paying the fine before everything is officially wrapped up.
So here’s the big question — can XRP climb back to a top 3 position in the crypto rankings? And what would the price look like if it does?
What you'll learn 👉
XRP Price and Market Cap Right Now
Today, the XRP price is trading around $2.18, with a market cap of about $127.9 billion. It’s currently the number 4 crypto by market cap, just behind Tether (USDT), which holds the number 3 spot with a $147 billion market cap.
That means XRP needs to add around $19 billion in market value to overtake USDT. Based on its current circulating supply, that would push the price to about $2.50.
What the Chart Tells Us
Looking at the chart, XRP had a big breakout in late 2024. It went from under 60 cents to above $2 in just weeks. Since then, it has been holding those gains, moving sideways but staying strong.
Right now, it’s sitting just above the 200-day moving average, which is around $2.05. That’s a healthy sign for bulls. Price action has been consolidating just below $2.20, with several support bounces in recent weeks.
The RSI is near 47, which means XRP isn’t overbought or oversold. It’s in neutral territory and ready to move if a new wave of demand shows up.
The key resistance is in the $2.40 to $2.50 zone. That’s where the next big test will happen.
Read also: Here’s Shiba Inu’s Price If SHIB Reaches Dogecoin’s Market Cap
What Happens When the Case Is Officially Closed?
Once Ripple finishes paying the fine and the case is 100 percent done, the narrative shifts. XRP will no longer be “the token in a lawsuit.” It becomes the first major crypto to beat the SEC.
That matters a lot.
Institutional investors who were sitting on the sidelines might finally enter. U.S.-based exchanges that delisted XRP could re-list it. Confidence grows. Liquidity grows. And momentum could return quickly. Keep in mind though that the market needs to do its thing as well.
If that happens, XRP has a real shot at pushing past $2.50, taking back the number 3 spot. From there, if the bull market is still running, it could even aim for the $3.00 to $3.50 range. That would match or slightly beat its all-time high from 2018.
XRP is finally out of the courtroom and back in the market spotlight. It’s already close to flipping USDT in market cap. And if the final settlement steps wrap up smoothly, we could see XRP push toward $2.50 and beyond in the coming weeks or months.
After years of uncertainty, XRP is one of the few major cryptos with a fresh story and real upside.
And this time, the path is a lot clearer than before.
Read also: Want to Be a Top XRP Holder? Here’s How Many Ripple Tokens You Need
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