Stellar (XLM) has been flying under the radar for many investors, often overshadowed by the likes of XRP and Ethereum. But according to a recent video by the NCashOfficial – Daily Crypto & Finance News YouTube channel, the upside potential for Stellar price this cycle is still very strong.
The analyst compares XLM to XDC and XRP, noting that while XRP gets most of the spotlight, XLM is building quietly and steadily. He calls these three tokens the “triple X threat” and believes holding all of them could be a smart move for long-term portfolios.
What you'll learn 👉
Market Potential and XLM Price Forecast
At the time of the video, Stellar had a market cap of $8.67 billion, with a fully diluted value of about $13.9 billion. The analyst believes XLM could reach a 10x move, which would put the price near $3. That would translate to a total market cap of $86 billion and a fully diluted value of around $139 billion.
For context, he compares this to the past bull market peaks:
- Ethereum crossed $335 billion
- XRP hit $150 billion
- BNB reached $100 billion
- Even Dogecoin topped $90 billion
His conclusion is that Stellar’s potential return — between 5x and 10x — puts it in what he calls the “sweet spot” for investors looking for meaningful upside without chasing extreme risk.
Real World Asset Growth and DeFi on Stellar
One of the strongest cases for Stellar right now is its position in the RWA (Real World Asset) tokenization space. The network currently holds around $466 million in tokenized RWAs with over 2,000 holders. The Stellar Development Foundation has made it clear they want to 10x that figure in 2025, but the analyst stresses they need to act fast.
Stellar is currently ranked second in the RWA tokenization race, but other blockchains are catching up. Still, the foundation’s continued focus on DeFi, stablecoins, and tokenization gives Stellar a solid foundation to grow.
Recent Stellar DeFi stats support this view:
- Over 147 million transactions in Q1 2025
- More than 471 million operations
- Nearly 2,200 days of continuous network uptime
The Stellar DeFi ecosystem includes projects like Aquarius, which drives DEX liquidity, and Blend, which is sparking wallet activity. Swap volume has been growing fast, with over $50 million in weekly swaps and rising engagement across the board.
Stellar Meridian 2025 and the PYUSD Partnership
A big moment ahead for Stellar will be its Meridian 2025 event on September 17–18. The theme this year is “The Blueprint,” and the event is expected to feature big announcements around DeFi, stablecoins, and cross-border payments. The speaker mentions it will include sessions, roadmap updates, and insights from ecosystem players across the network.
But perhaps the biggest update is the announcement that PayPal USD (PYUSD) is coming to the Stellar network. Pending regulatory approval from NYDFS, PYUSD will run on Stellar, using its fast settlement speed and low-cost structure. It will target real-world payments, especially in underserved areas, and serve users in over 170 countries.
The goal is to bring stable digital money to small businesses, microfinance programs, and borderless remittances. If it launches successfully, it could significantly boost the value and activity on the Stellar network.
Final Thoughts and XLM Price Prediction
The analyst is confident in Stellar’s future. He believes that XLM will become a top 10 crypto project in the next market cycle, especially if the PayPal partnership goes live and the RWA expansion picks up steam.
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His price prediction for 2025 puts XLM between $1.50 and $2.50, depending on how the market evolves and whether Stellar can capitalize on its current momentum. Given the network’s active development and growing ecosystem, that forecast is looking more realistic with each passing month.
For now, XLM may still be overlooked, but the pieces are coming together for a strong breakout this cycle.
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