Something is happening in the world of Ripple and crypto, X(Formerly Twitter) is buzzing about it. A thread from Stellar Rippler is connecting a series of events that, at first glance, seem unrelated.
Ripple filing for a banking license, old Bitcoin wallets from 2011 suddenly becoming active, and the Fed preparing to switch to ISO 20022 messaging.
But the way it’s all lining up, especially around July 4 and July 14, has some people wondering, are we watching the beginning of a financial system reboot?
The thread doesn’t just report events, it suggests a pattern. One that connects Ripple’s latest moves with symbolic dates, key figures, and a shift that might already be underway behind the scenes.
What you'll learn 👉
Ripple Goes for a Bank License – As a Long-Lost Co-Founder Reappears
According to the thread, Ripple filed two major documents within just 24 hours: one to become a U.S. bank and another to get a Federal Reserve master account. That’s a big shift, from fintech disruptor to full-blown infrastructure player.
What really got people talking was the timing. Just days before those filings, Arthur Britto, XRP elusive co-founder appeared in public for the first time in over a decade.
He’s been mostly silent since Ripple’s early days. The last time most people heard about him, he was saying “XRP will be used for everything.” Now he’s back, and Ripple’s trying to plug directly into the U.S. financial system.
(1/🧵) Ripple and ISO20022 token holders… something strange is happening🚨
— Stellar Rippler🚀 (@StellarNews007) July 4, 2025
Ghosts are waking up. Timelines are syncing. The flip is about to switch.
This isn’t just news, it’s a signal.
Read this thread before they bury it. 👇🧵 pic.twitter.com/DTAPhwGENP
The thread also floats the idea that Ripple and the SEC might be planning to drop their appeals quietly, with no public announcement. It hints this was always the plan, and that many in the XRP community had already seen the signs.
Bitcoin Ghost Wallets Wake Up, and a New Identity Token Drops
On July 4, eight dormant Bitcoin wallets from 2011 suddenly became active. That’s over a decade of silence until now.
The thread doesn’t say who’s behind the wallets but suggests it could be someone close to Ripple’s early team. That same day, a new project called DNAOnChain launched its presale.
The thread connects this to a bigger web of blockchain identity ventures like Sam Altman’s Worldcoin, Elon Musk’s RNA work with Tesla, and Peter Thiel’s early DNA-focused experiments. July 4 wasn’t chosen randomly, it’s being framed as a new kind of “digital independence day.”
Is Ripple’s RLUSD the Trojan Horse for a New Dollar?
The thread then turns to politics. It says Donald Trump is preparing to sign what he’s calling “One Big Beautiful Bill” that could change how U.S. debt and currency work.
The theory? That this bill could introduce an asset-backed form of digital currency, and that Ripple’s RLUSD stablecoin is already set up to be part of it.
Ripple’s XRPL has already been used to tokenize U.S. Treasuries, and RLUSD is positioned as a stablecoin with real-world use cases. The idea is that this could quietly become the backbone of a new financial system, hidden in plain sight.
ISO 20022 Upgrade for Fedwire Adds to Speculation
To top it off, Fedwire is officially making the switch to ISO 20022 messaging on July 14. Ripple’s infrastructure is already ISO 20022-ready, and the timing again feels suspiciously perfect.
The thread even calls out a “green light” image used in the official Fed post, and interprets it as a subtle go signal for the next phase of Ripple’s role in payments.
When you piece it all together, Ripple’s filings, old Bitcoin wallets waking up, identity tokens launching, stablecoin speculation, and payment rail upgrades, it starts to sound less like a coincidence and more like a plan.
Whether that plan is real or just great storytelling, crypto Twitter isn’t looking away. And according to Stellar Rippler, the full story is still being decoded, in a private Telegram group.
Read Also: Ripple (XRP) or Stellar (XLM): Which Crypto Will Lead the Future of Digital Payments?
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