Many wonder how high Ripple (XRP) price can go and if a number as high as $100 is possible, looking at its current price of just around $2. This is exactly what was covered in a recent video by the Cheeky Crypto YouTube channel.
The analyst started by addressing a common skepticism: can XRP really hit $100? While many might roll their eyes at such a figure, he said the market needs to zoom out and look at the fundamentals behind Ripple’s growing role in global finance. XRP is not just another crypto asset with hype but a utility token at the center of Ripple’s real-world financial solutions. Ripple is tackling issues like cross-border payments, outdated financial rails, and inefficient liquidity models.
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XRP Use Cases Are Bigger Than People Think
The video focused a lot on Ripple’s core value proposition. Ripple isn’t trying to disrupt banks or fiat currency but is working directly with banks and governments to improve how money moves globally. The flagship tool is On-Demand Liquidity (ODL), which uses XRP as a bridge currency for fast and affordable cross-border transactions. The global remittance market is valued at more than $700 billion annually, and traditional systems like SWIFT are slow and expensive. Ripple’s system is cheaper, faster, and more transparent.
The analyst noted that if even a small share of this enormous market moves to XRP-backed solutions, it would create serious demand for the token. And demand is the key word here. XRP’s total supply is capped at 100 billion. With large institutions and financial networks needing XRP for liquidity in real-time transactions, the upward pressure on price could be strong.
Ripple, CBDCs, and Institutional Adoption
Ripple isn’t only engaging with private banks. The video also highlighted Ripple’s partnerships with governments, especially around CBDCs – Central Bank Digital Currencies. Projects like those in Bhutan and Palau are already building CBDC prototypes using Ripple’s ledger. They’ve also launched a dedicated CBDC platform, which could help central banks issue digital currency using XRP technology.
If central banks begin using Ripple’s infrastructure at scale, it could bring trillions in value and transactional flow onto the XRP Ledger. That level of volume would naturally increase the token’s utility and value, the analyst explained.
He also reminded viewers that price is not just about hype but about supply and demand. With XRP’s supply fixed and use cases growing, the mechanics for a higher price target are there.
Regulation Still Holds the Key
However, he admitted that XRP isn’t going to hit $100 overnight. There are still obstacles, the biggest being regulation. Ripple is still in its long-standing legal fight with the SEC. But the analyst believes the case is moving toward a resolution, and that resolution could bring long-awaited clarity on whether XRP is a security. Once that is settled, institutional money could begin flowing in.
According to him, many financial institutions are still watching from the sidelines, waiting for the green light. Once regulatory uncertainty is cleared, there could be a massive inflow of adoption and investment.
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In conclusion, the analyst said that when all these pieces are combined, Ripple’s existing financial partnerships, its real-world utility, CBDC integration, and upcoming regulatory clarity, then $100 XRP becomes a lot less far-fetched. It won’t happen in a day, but it’s a realistic long-term projection for those who understand Ripple’s larger mission.
That was the key message from the Cheeky Crypto team: XRP is not just another altcoin. It’s a utility-based token with serious potential. And if everything lines up, $100 XRP might not be so crazy after all.
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