Pro-Ripple lawyer Bill Morgan, who has been positively vocal about XRP for years now, posted a viral tweet a few hours ago; he was not kind to SEC.
In his tweet, Morgan pointed out something important about Ripple’s XRP Ledger. Ripple has always said their system can settle payments across borders “in seconds, not days.” This was one of their main selling points.
Morgan noticed that during the entire lawsuit, the SEC never once said this claim was false. They had plenty of chances to call Ripple out if this wasn’t true. They could have mentioned it in their initial complaint. They could have questioned it during their investigation. They could have brought it up during settlement talks. But they didn’t.
The image Morgan shared in his tweet showed a Ripple promotional card. It clearly stated “Cross-border payment settlement in seconds, not days.” The card also listed other benefits: faster payments, new market opportunities, real-time tracking, and service that never stops.
Plus Ripple makes the assertion itself
— bill morgan (@Belisarius2020) April 25, 2025
Plus it was a common position between the SEC and Ripple based on evidence in the lawsuit.
Plus the SEC investigated Ripple and sought and obtained enormous disclosure in the lawsuit and never asserted that Ripple’s claims about the speed… https://t.co/TizrHCOrVX pic.twitter.com/7LF0bDwxdN
Morgan believes this silence from the SEC actually proves something. If Ripple was lying about how fast their system works, the SEC would have jumped on it. The fact that they didn’t suggests Ripple was telling the truth all along.
What This Means After the Settlement
This point matters even more now that Ripple and the SEC have reached a settlement. Under their agreement, Ripple only paid $50 million in fines, much less than the $125 million the SEC wanted at first. They also got $75 million back from their escrow account.
Both sides have dropped their appeals. The SEC is now expected to ask for permission to let institutions buy and sell XRP again. This is a big win for Ripple.
The settlement means the SEC isn’t going after Ripple anymore about how they marketed XRP or what they claimed it could do. Morgan is basically saying: if the SEC had proof that Ripple was lying about transaction speeds, they wouldn’t have settled on these terms.
This outcome helps clear up doubts about XRP. Banks and financial companies might feel safer using it now. The legal cloud that was hanging over XRP’s basic functions has lifted.
For people who support XRP, Morgan’s observation backs up what they’ve believed all along – that Ripple’s system really can do what the company says it can do.
Read also: Can XRP Price Hit $3.00 Before Bitcoin Breaks $100k?
Follow us on X (Twitter), CoinMarketCap and Binance Square for more daily crypto updates.
Get all our future calls by joining our FREE Telegram group.
We recommend eToro
Wide range of assets: cryptocurrencies alongside other investment products such as stocks and ETFs.
Copy trading: allows users to copy the trades of leading traders, for free.
User-friendly: eToro’s web-based platform and mobile app are user-friendly and easy to navigate.
