Angel investor Armando Pantoja recently shared his view that holding 10,000 XRP today could lead to a portfolio worth $2.5 million in the future. He compared it to owning 1 Bitcoin or 50 ETH, saying these are the types of crypto assets every financially informed person should be accumulating.
At the current XRP price of about $2.23, building a 10,000-token portfolio would cost around $22,300. That’s still much cheaper than buying one full BTC or even 50 ETH. According to Pantoja, it’s worth it. He believes those who hold this amount could see life-changing gains down the road. He even goes as far as saying that when XRP hits the right price, investors should move their gains into real estate or safe-yield assets to enjoy financial freedom.
He isn’t alone in this belief. Other XRP supporters, like Edoardo Farina from Alpha Lions Academy, have repeated the idea that 10,000 XRP is a smart long-term goal. Their message is simple: accumulate now, be patient, and wait for the price to explode.
Angel Investor Says 10,000 $XRP Portfolio Today Can Turn Into $2.5 Million. #Ripple 🧵🧵🧵 pic.twitter.com/gPxPv89UD5
— TheCryptoBasic (@thecryptobasic) June 10, 2025
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What Would It Take for XRP to Hit That Target?
To reach $2.5 million with 10,000 XRP, the token would need to hit $250 per coin. That’s an 11,111% increase from the current price. This would also mean XRP’s total market cap would have to grow from about $131 billion today to $15 trillion.
That kind of growth would put XRP above the current total crypto market cap and even challenge the size of major global asset classes. While some analysts like Javon Marks believe such a price is possible in this cycle, most agree it’s extremely optimistic. XRP would need a perfect mix of global adoption, utility in payments, regulatory clarity, and massive institutional investment. It’s not something that’s likely to happen in just a few years.
Even Pantoja’s comparisons to Bitcoin and Ethereum rely on big leaps. For Bitcoin to be worth $2.5 million per coin, it would need to more than 20x from its current price. That’s possible, but ARK Invest says it could take until 2030 in a very bullish scenario. Ethereum reaching $50,000 per token, as Pantoja mentions, might not happen until 2040 or later, according to some forecasts.
Read also: Can XRP Price Hit $50 to $100? Here’s the Math
Is This Vision Realistic?
In the short term, the idea of XRP hitting $250 is highly unrealistic. That kind of price would require an explosion of demand and utility that XRP has not yet shown. The market would need to expand several times over, and XRP would have to lead that growth. It’s not impossible – but it’s very unlikely in the next few years.
What is more realistic is XRP slowly building value as Ripple rolls out new partnerships, expands its payment rails, and possibly sees an ETF approved. These steps could push XRP to new highs over time, but not at the scale Pantoja is projecting – not yet.
The idea of holding 10,000 XRP is valid as a long-term play, especially for those who believe in the project. But expecting it to turn into $2.5 million quickly is a stretch. It’s important to separate hope from strategy. Investing with discipline and patience makes more sense than counting on a 100x price spike.
At the end of the day, predictions like this help inspire people, but they also need to be viewed with caution. The crypto market moves fast, but real growth takes time. And in XRP’s case, it will take much more than hype to reach a quarter-million-dollar price tag.
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