XLM price is trading around $0.3577 with a market cap close to $12.9 billion. A new video analysis takes a closer look at how much 12,603 XLM could be worth by 2026.
It focuses on Stellar growing partnerships, real-world use cases, and what different adoption levels could mean for its price.
What you'll learn 👉
XLM Role and Real-World Adoption
Unlike Ripple, which works mainly with banks, Stellar aims at individuals, NGOs, and fintech companies. The network is built for fast and low-cost cross-border payments, especially in developing countries.
Stellar is already seeing real use. The UN’s refugee agency, UNHCR, used Stellar wallets to send aid directly to people in Ukraine.
The Stellar Development Foundation is also helping test Ukraine’s digital hryvnia and supports USDC stablecoin transfers, giving the blockchain a stronger role in global crypto payments.
Possible Value of 12,603 XLM by 2026
If XLM price climbs back to $1, a price it has hit before, 12,603 coins could be worth about $12,603. A push to $2, possible with wider CBDC or institutional adoption, would double that to around $25,206.
A more aggressive run to $5 would value the same amount at $63,015, and a very bullish case of $10 could mean $126,030. On the other hand, if the market weakens and XLM slips to $0.20, the holding would drop to about $2,520.
Read Also: Expert Predicts Stellar (XLM) Spike After Key SEC Approval
Strengths and What Could Limit Growth
Stellar’s focus on financial inclusion and its strong NGO and government ties give it a solid use case. Its existence with stablecoins like USDC also solidifies its position in the payment market.
Despite this, it faces stiff competition from blockchains like Ethereum, Solana, and Cardano. These giant-scale ecosystems would be used to create DeFi or NFT solutions, which could inhibit Stellar’s growth. The next few years will depend on whether Stellar keeps adding government, fintech, and stablecoin partnerships that drive demand for XLM.
By 2026, how much 12,603 XLM is worth will depend on how well Stellar builds on these partnerships and grows adoption worldwide.
Subscribe to our YouTube channel for daily crypto updates, market insights, and expert analysis.
