How Much Could XRP Be Worth if Bitcoin Market Cap Hits $21 Trillion?

What if Bitcoin’s market cap reached $21 trillion by 2030? Coinbase CEO Brian Armstrong believes it could happen. He thinks rising demand from institutions could push BTC to $1 million per coin. He also points to the U.S. looking into a Bitcoin reserve. Other G20 countries might follow the same path.

TheCryptoBasic, reporting from X, noted that Bitcoin already commands more than half of the global crypto market, sitting at a $2.3 trillion market cap today. If Armstrong’s vision materializes, the entire crypto market could expand to nearly $36 trillion. This raises a big question: what would that mean for XRP price?

Estimating XRP Price if Bitcoin Reaches $1 Million

XRP price currently trades at $2.90 with a market cap of $182 billion, representing about 4.6% dominance in the crypto market. If Bitcoin’s price climbed from $110,750 to $1 million, that would be a 764% increase.

Assuming XRP followed the same growth rate while keeping its market share steady, Ripple price could reach around $26.35. That would give XRP a market cap above $1.5 trillion, making it one of the largest assets in the world.

TheCryptoBasic compared this proportional growth to Ethereum as well. ETH holds 14.44% of the market, and under similar projections, its value could climb to $43,350, with a $5.2 trillion valuation.

Why Some Expect XRP to Outperform Bitcoin

Historical performance provides another layer to this discussion. XRP gained 407% over the past year, while BTC price rose just 88% in the same timeframe. That faster growth rate suggests Ripple price could potentially outpace Bitcoin in the long run.

If XRP multiplied its growth relative to Bitcoin by a factor of four, its price could surge beyond $100, with a market cap approaching $6 trillion. While speculative, this idea adds weight to arguments that XRP might not just mirror Bitcoin’s rise, but exceed it in key phases of the next market cycle.

Analyst and AI Projections for XRP Price

Several estimates have been floated by analysts and AI models as posted by TheCryptoBasic. ChatGPT suggests that XRP could trade between $20 and $35 in a conservative case if Bitcoin reached $1 million. More aggressive scenarios suggest $35 to $68, with triple-digit prices possible if adoption and regulation align.

TheCryptoBasic also posted that Google’s Gemini AI projected a potential XRP price between $8 and $42 using simple market cap ratios. Grok AI estimated a base case of $15 to $30, with a bull case pushing Ripple price into the $50 to $100 range.

All of these highlight how wide the spectrum of possible outcomes is, since it depends heavily on adoption, regulation, and institutional involvement.

Factors That Could Shape Ripple Price

Ripple continues to strengthen its ecosystem, which could influence XRP’s value if Bitcoin sets new records. TheCryptoBasic highlighted upcoming XRP ETFs that may attract $5 billion within weeks of launch, echoing Bitcoin’s ETF-driven surge in 2024.

Ripple is growing its payments business. It has partnered with banks like BNY and launched RLUSD, a stablecoin that uses XRP. Around $1 billion worth of XRP is also held in company treasuries in industries such as tech and energy. These real uses give XRP strength beyond speculation.

Read Also: BlackRock to File for Hedera ETF? What It Could Mean for HBAR

Projecting Ripple price under a $21 trillion Bitcoin market cap mixes data with imagination. A proportional growth model places XRP around $26, while historical outperformance hints at triple-digit potential. Analyst and AI outlooks range anywhere from $8 to $100, reflecting both caution and optimism.

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Temitope Olatunji
Temitope Olatunji

Temitope is a seasoned writer with over four years of experience. He specializes in Web3 and FinTech topics and enjoys creating content in these areas. He holds both a bachelor's and master's degree in Linguistics. When not writing, he trades forex and plays video games.

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