If someone is holding some XRP tokens right now, there’s a good chance they’re wondering how much that could be worth in the next year or two. That question becomes even more interesting if the person is holding exactly 5,775 XRP. In the middle of this ongoing bull run and with Ripple continuing to expand its global footprint, more investors are trying to figure out what their holdings could be worth by the time 2026 arrives.
This exact question was tackled in a recent video by the Blockchain Crypto YouTube channel. The analyst behind the video explored different XRP price projections, the potential drivers behind those price moves, and what that would mean for anyone holding a decent stack of XRP tokens today. The breakdown covers everything from legal wins to product expansion and even broader macro trends.
What you'll learn 👉
XRP Current Value and Possible Future Worth
As of the time the video was recorded, the XRP price was sitting around $2.95, with a total market cap of about $185 billion. That puts the current value of 5,775 XRP tokens at roughly $17,036.
The analyst then mapped out different future price scenarios. If Ripple price simply doubles to $5.90, the value of 5,775 tokens would rise to $34,072. A 3X move, pushing XRP price to $8.85, would increase the holding’s worth to $51,108. But if XRP can hit the often-mentioned milestone of $10, then the tokens would be worth about $57,750.
And if the bull market truly goes parabolic, and XRP hits $20, those same tokens could end up being worth $115,500.
The numbers are exciting, but the analyst also made it clear that these are only possibilities. For any of them to happen, certain things need to fall into place for Ripple.
Why XRP Price Could Keep Rising
A big part of the XRP story has always been the legal battle between Ripple and the SEC. In 2023, the court decided that XRP is not a security when traded on public exchanges. That single ruling gave Ripple and XRP more breathing room, removing a cloud that had been hanging over the token for years. The token got re-listed on major exchanges like Coinbase and Kraken, helping bring back a wave of interest from both retail and institutional investors.
The analyst also pointed to Ripple’s On-Demand Liquidity (ODL) product. ODL allows banks and payment firms to use XRP for cross-border transactions without having to pre-fund accounts in foreign countries. As of 2025, Ripple has expanded ODL into several key markets like Asia, Latin America, and the Middle East. These are regions where cross-border transactions are frequent and expensive. And every time ODL is used, XRP moves.
There’s also the possibility that Ripple plays a bigger role in the central bank digital currency (CBDC) space. While XRP itself is not a CBDC, Ripple’s technology could act as a bridge between different national digital currencies. There are already pilot programs testing this idea, and if any of them go national, the XRP ledger could see a big boost in activity.
Ripple also benefits from having a strong reputation in traditional finance. It has built direct relationships with banks, money transfer services, and regulators. That trust, according to the Blockchain Crypto analyst, gives Ripple an edge over other crypto projects still fighting for legitimacy.
Real Utility, Strong Tokenomics, and 2026 Possibilities for Ripple
From a tokenomics angle, XRP has a fixed supply of 100 billion tokens. With each transaction, a tiny amount of XRP is burned. It’s not a fast burn rate, but over time, if network usage continues to rise, the supply could shrink in a meaningful way. This could help support a higher XRP price in the long run.
So what does this all mean for 2026?
In a conservative scenario where XRP only climbs to $5, the 5,775 tokens would be worth $28,875. In a more optimistic case where the token hits $10, that stack would reach $57,750. And if things go extremely well and XRP climbs to $20, those same tokens could end up being worth more than $115,000.
Read Also: Cardano Launches Midnight Airdrop Portal for ADA and XRP Users
Still, the Blockchain Crypto analyst warned that crypto is unpredictable. Regulatory setbacks, tech issues, or broader economic changes could easily delay or stop XRP’s growth. But even with those risks, the analyst believes Ripple’s momentum, combined with growing interest in cross-border digital payments, makes XRP one of the more compelling assets heading into 2026.
If Ripple continues delivering on its roadmap and adoption grows, the future value of those 5,775 XRP tokens could be a lot more exciting than it looks today.
Subscribe to our YouTube channel for daily crypto updates, market insights, and expert analysis.
