Earlier in 2025, Ripple attempted to acquire USDC issuer Circle with a $4 to $5 billion bid, which Circle declined while preparing for its NYSE listing. Ripple’s interest in Circle came from USDC’s strong institutional backing and its massive $61 billion market cap.
At the time, Ripple’s RLUSD stablecoin had grown to $320 million, but it was still far behind both USDC and USDT. Ripple now wants to close this gap by pushing RLUSD through its powerful payment networks and strategic partnerships.
What you'll learn 👉
Ripple’s Broader Vision and the Shift in Global Finance
A crypto analyst on the 24hrsCrypto YouTube channel shared bold views on Ripple’s long-term vision and how XRP could explode in value if RLUSD and USDC integration happens. According to the analyst, Ripple is no longer just a company focused on solving cross-border payments. It is building what it calls the Internet of Value.
He compares this to how Amazon started with books but later expanded to dominate multiple industries. Ripple is aiming for something just as big in the financial world.
He believes the global financial system is going through a once-in-a-century shift. It is similar to how email completely changed communication. Ripple is at the center of this transformation, and the XRP price is set to reflect that over the coming years.
The XRP Price Prediction: A Bold Yet Conservative Estimate
The analyst says that XRP is going to $43 in the next two years. He calls this a conservative estimate and insists that the logic behind it is solid. While some people think XRP could even reach $100 and beyond, he believes it’s better to first focus on the $43 target so people can understand how the mechanics work.
He adds that the crypto market will evolve in a way we’ve never seen before. XRP will not just ride the wave, it will help shape it.
At the heart of his argument is the idea that stablecoins like RLUSD and USDC will reach a combined market cap of $1.5 trillion. That money needs to move across borders, and XRP will be the bridge to make that happen. Stablecoins are great at holding value, but they cannot move that value between countries on their own.
This is where XRP becomes critical. It serves as the pipeline. It adds the liquidity that stablecoins lack. To support this $1.5 trillion market, XRP itself will need a market cap between $2.5 and $3.5 trillion. That kind of value is necessary to prevent slippage and allow smooth cross-border flows.
XRP would also need to handle several foreign exchange corridors. Whether it’s USD to Peso, Euro to Yen, or others, liquidity has to be instant and deep. And XRP is what makes that possible.
How XRP Ledger and AMMs Help Power This
The analyst describes the XRP Ledger as the original decentralized exchange. He says it has been around since 2012 and was ahead of its time. With the introduction of Automated Market Makers on the XRP Ledger, liquidity will become more efficient than traditional order books.
He calls liquidity the secret sauce. Without it, none of the big money transfers, tokenized asset movements, or FX transactions would work. Ripple understands this and is building the infrastructure to deliver it.
As real-world assets become tokenized and new forms of value enter the blockchain, the XRP price will need to reflect the role it plays behind the scenes.
Read Also: Here’s Why Pi Coin Price Will Never Hit $100
Strong Opinions and Pushback Against Doubters
The video also takes a strong stance against Bitcoin. The analyst refers to BTC as a “buy and hope” asset that lacks real utility in financial infrastructure. He highlights how Bitcoin’s current $2.1 trillion market cap doesn’t reflect any actual role in cross-border value movement.
In contrast, he argues that XRP is doing the work. He criticizes those who dismiss XRP’s potential, calling them shortsighted. He insists that people will regret ignoring what Ripple and XRP are building.
He closes by repeating the idea that XRP is not just here to support RLUSD or USDC. It is the backbone of an emerging financial system that includes tokenized assets, derivatives, and global liquidity. This isn’t just hype. It’s utility. And it’s already being used.
Ripple’s On-Demand Liquidity product is growing fast. Clients are beginning to “flip the switch” as the infrastructure reaches maturity. XRP’s role is becoming clearer and more important every day.
Subscribe to our YouTube channel for daily crypto updates, market insights, and expert analysis.
