When global companies manage billions across different currencies, one wrong move in the foreign exchange market can shake their profits. This is why FX hedging has become a key part of how corporate treasuries protect themselves. It serves as a safety net that shields them from sudden swings in exchange rates.
So, what if companies took a different path and used XRP for this same purpose? TheCryptoBasic explored on X, where XRP price could climb to, if corporate treasuries start using it for FX hedging.
What you'll learn 👉
Why FX Hedging Matters for Corporate Treasuries
FX hedging is not for making extra money. It helps protect what a business has already earned. Companies use tools like forwards, options, and swaps. These tools lock in exchange rates for future deals. This helps them plan better and worry less about currency changes.
According to data shared by Milltech, between 2024 and 2025, about 86% of European firms and 82% of North American firms used some form of hedging. The global average stood around 48%. Among the FTSE 350 and major U.S. firms, full-scale hedging programs are common.
Those that skipped hedging learned the hard way nearly 75% faced financial hits in 2024. Forward contracts remain the top tool, used in about 60–70% of programs, while options and swaps account for smaller portions. Despite this, the process is often expensive and complicated, especially for emerging markets.
How Ripple Token Could Fit In
This is where Ripple comes in. RippleNet and the XRP Ledger settle transactions in 3 to 5 seconds. The cost is much lower than traditional systems. For companies dealing with many currencies, this speed and savings can be a big advantage.
TheCryptoBasic explained that if firms decided to hold even 5–10% of their spare cash in XRP, they could use it to settle cross-border transactions instantly. Instead of waiting days for money to move through banks, a company could convert funds into XRP, transfer them, and convert them back into another currency almost immediately.
Nonetheless, should any treasury decide to adopt XRP for this purpose, how this might affect XRP’s market price remains uncertain. So, we asked the AI chatbot Google Gemini for its view.
— TheCryptoBasic (@thecryptobasic) November 5, 2025
According to Gemini, if treasuries began using XRP for even part of the projected $200… pic.twitter.com/IOjaS0hQjt
That short time frame limits exposure to currency swings, which is exactly what FX hedging aims to do. Yet, there’s a catch. XRP’s volatility remains high ranging from 50% to 100% annually compared to 5–15% for major fiat currencies. This means it’s not yet an ideal direct hedge but could still serve as a fast liquidity bridge.
What Could Happen to XRP Price If Treasuries Join In
TheCryptoBasic mentioned data suggesting the potential impact could be enormous. According to analysis shared from Google Gemini, if even a portion of the $200 billion annual FX hedging flows moved through XRP, its market cap could jump from about $153.7 billion to around $1.5 trillion.
That could push XRP’s price to around $25 with its current supply of 59.91 billion tokens. If both institutions and retail investors showed more interest, and spot XRP ETFs were approved, the Ripple token could rise further. In that case, XRP might reach between $90 and $120, raising its market value to about $5.4 trillion to $7.2 trillion.
Read Also: Here’s Why This Analyst Says There’s No Reason to Be Bearish on XRP Price
Ripple’s vision has always centered on speed and cost efficiency in global payments. Whether corporate treasuries adopt XRP for FX hedging or not, the idea sparks a bigger discussion about how blockchain could modernize finance. The traditional FX system moves money slowly and expensively. Ripple’s technology offers a faster, cheaper alternative that could one day reshape treasury management.
TheCryptoBasic’s analysis shows what could happen if companies take that step. The numbers are only estimates, but the idea is strong. Digital assets like XRP could become part of global finance. That would be a big change for the financial world.
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