Ripple might be gearing up for one of its boldest moves yet, buying Circle, the company behind USDC, the world’s second-largest stablecoin with a $61 billion market cap. If this goes through, it could completely shift the stablecoin landscape and have a major effect on XRP. The news was shared by TheCryptoBasic on X, where they also posted predictions from AI models ChatGPT and Grok about how XRP price could react if Ripple seals the deal.
This wouldn’t be Ripple’s first big play this year. Earlier in 2025, they bought Hidden Road, a digital asset brokerage, for $1.25 billion. Now, they’re reportedly in informal talks with both Circle and Coinbase, with offers said to range between $6 billion and $11 billion. But what makes this interesting is the possibility of Ripple controlling its own stablecoin, RLUSD, and Circle’s USDC, a move that could give them serious control over digital dollar liquidity.
Here’s the Possible #XRP Price if #Ripple Successfully Acquires Circle.🧵 pic.twitter.com/ji7Xhhz6Ev
— TheCryptoBasic (@thecryptobasic) May 21, 2025
What you'll learn 👉
What ChatGPT Thinks Could Happen to XRP Price
According to TheCryptoBasic’s post, ChatGPT predicts that if Ripple pulls this off and the integration goes smoothly, XRP could head toward $3.50 to $4.50 in a base-case scenario. That’s assuming the deal closes in the $6 to $8 billion range and Ripple quickly brings USDC into its ecosystem.
But things get even more exciting in ChatGPT’s bullish case. If Ripple also ramps up global adoption of Ripple Payments and both USDC and RLUSD are successfully integrated, XRP price could push as high as $6 to $10. That kind of momentum would come from increased utility and broader use of XRP in settlement systems.
Grok’s Take on the Potential Rally
Grok’s forecast lines up closely with ChatGPT. In its baseline view, XRP could land between $3.50 and $4.50. While Grok points out that stablecoins like USDC don’t directly move XRP’s price, it does say that adding them to Ripple’s network could boost XRP’s volume and usefulness.
If Ripple Payments takes off and XRP keeps its role as a bridge asset for cross-border transfers, Grok says XRP price could hit anywhere from $6 to $8. That’s assuming massive growth in global payment flows.
Read Also: 4 Reasons Why Onyxcoin (XCN) Price Is Still Undervalued
Why Ripple Wants Circle
So why is Ripple after Circle in the first place? It’s all about scale. Owning both RLUSD and USDC would give Ripple a big edge when it comes to stablecoin support and settlement services. That kind of dominance could attract more banks, fintech firms, and payment providers to its ecosystem.
It would also mean Ripple isn’t just using XRP, it’s controlling a large share of digital dollar liquidity. If they play it right, XRP could become more useful and more valuable over time.
Moreso, TheCryptoBasic’s tweet thread sparked a lot of hype on X. It’s clear the market is watching closely to see if Ripple can close the deal. While nothing’s confirmed yet, just the possibility of Ripple owning USDC is already fueling speculation about what this could mean for XRP future.
Follow us on X (Twitter), CoinMarketCap and Binance Square for more daily crypto updates.
Read our recent crypto market updates, news, and technical analysis here.
We recommend eToro
Wide range of assets: cryptocurrencies alongside other investment products such as stocks and ETFs.
Copy trading: allows users to copy the trades of leading traders, for free.
User-friendly: eToro’s web-based platform and mobile app are user-friendly and easy to navigate.
