The idea behind this comparison is simple. It looks at what would happen if XRP total market value grew to half of Bitcoin’s market cap. It’s not a prediction. It’s a “what if” scenario that helps people understand how market cap math works.
At writing, Bitcoin (BTC) remains the largest crypto asset in the market by far. Even considering that it has retreated from its October highs, the Bitcoin price is still hovering at around $87,700, which translates to a market cap nearing $1.75 trillion. That’s far ahead of every other crypto.
The XRP price, by comparison, trades near $1.86 with a market cap of about $113 billion. That puts it around fifth place overall.
What you'll learn 👉
What “Half of Bitcoin’s Market Cap” Actually Means
If XRP were valued at half of Bitcoin’s current market cap, its total valuation would be around $875 billion.
That number sounds huge, but it’s just math. Market cap is calculated by multiplying price by circulating supply. XRP has about 60.6 billion tokens in circulation.
If you divide an $875 billion market cap by 60.6 billion XRP, you get a price of roughly $14.43 per XRP.
That price would be well above Ripple’s XRP old all-time high of $3.84. It would also place XRP ahead of assets like Ethereum, BNB, and USDT in total value.
Holding 5,000 XRP today could translate into substantial gains if XRP grows to half of Bitcoin’s market cap.
— TheCryptoBasic (@thecryptobasic) December 30, 2025
Bitcoin has plunged sharply from its early October peak of $126,198, a level that pushed its market cap above $2.5 trillion. However, amid the broader market downturn,…
What That Means for Someone Holding 5,000 XRP
At today’s price of $1.86, buying 5,000 XRP costs about $9,300.
If XRP were priced at $14.43, that same 5,000 XRP would be worth around $72,150.
That’s where the number comes from. It’s not about timing the market or guessing short-term moves. It’s just a straight comparison between current value and a hypothetical future valuation.
The gain in that scenario would be roughly $64,500 on the original amount.
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Why This Scenario Gets People Talking
These comparisons pop up because Bitcoin sets the ceiling in crypto. When people say “half of Bitcoin,” they’re trying to put scale into perspective.
That said, getting to an $875 billion market cap would require massive adoption, deep liquidity, and sustained demand. Ripple’s XRP would need strong use across payments, settlements, and financial rails on a global level.
Some analysts believe that kind of growth is possible over many years. Some believe it is not feasible in the face of competition and regulatory pressures. Both scenarios co-exist without the ability to predict which is true in advance.
Moreover, this scenario is purely hypothetical. There is no guarantee Ripple’s XRP will ever reach half of Bitcoin’s market cap, or even approach it.
Market caps change. Supply changes. Regulation changes. Investor behavior changes.
Still, this kind of breakdown helps explain why long-term holders think in terms of market value instead of just price alone.
It’s not a promise. It’s a math exercise – and one that shows how powerful scale can be if it ever materializes.
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