
Most cryptos are speculation machines, but the next boom belongs to tokens building the rails for real crypto use in the real world. Three main players stand out as being top global payment coins that could rally hard in the coming years.
Digitap ($TAP), XRP, and Stellar (XLM) are leading the list in the crypto payments industry. They are all pioneers in crypto payment technology. All three tokens already have adoption, utility, and trust. Let’s see how they are revolutionizing the global payments industry with the latest technology and upgrades.
What you'll learn 👉
Digitap: The New Payments Powerhouse

Digitap has a market-ready product that is already attracting an active user base. It’s addressing the needs of global crypto holders with a mobile app available for immediate download. Its goal is to turn crypto into everyday money with all traditional banking features, debit and credit cards, and instant transfers.
So far the presale raised over $700,000 and attracted the attention of both professional investors and retail clients. The token price will rise from $0.0159 in the current round to $0.0194 in the next round. Investor interest shows that markets like the ideas that Digitap is developing.
Digitap sets itself apart with a combination of traditional bank security features and crypto utility. With a token burning mechanism in place, the platform sets itself up to take full advantage of future demand for $TAP.
Offering so many features in the initial stage itself makes it one of the best cryptocurrencies to invest in today.
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XRP: The Crypto Payments Veteran
XRP is a crypto market veteran. It was designed for payments: swift settlement, low cost, and integration with the legacy banks. Ripple’s partnerships and cross-border corridors give XRP an edge in institutional finance.
At present, XRP is trading between $2.80 and $3.00. Analysts believe it could go up to $10 in the coming years. The institutional framework is what makes it so valuable, a feature that many new projects can’t touch.

XRP is already capable of moving money on a large scale. It already has the connections and technology to make big changes happen in the world of global payments. Now that it’s being embraced by investors, it can expand further.
Stellar (XLM): Building Bridges for Payments

Stellar’s main focus in cross-border and micropayments creates strong growth potential. High speed, low cost, and easy accessibility are the main features it brings to the marketplace.
A lot of fintech companies implement a framework behind the scenes for settlement or payment processing. Stellar could be a part of future global payment infrastructure. Crypto analysts predict that it is on the verge of breakout very soon from the current price levels of $0.38 per token.
Scalable features enabled by reliable smart contracts (which are used by the partners) are the core value of XLM. The network facilitates transfers of stablecoins and wallet operations between fiat and crypto.
For token holders, the prospect of increased value is linked to greater use and tapping into areas where payments are still inefficient. Therefore, it is in the list of top global payments coins this year.
Why Digitap Makes Sense Today
XRP and XLM bring an existing infrastructure with widespread acceptance to the table. Digitap emphasizes the common user’s needs with a complete financial product. It offers real spending ability for fiat and crypto, and advanced banking features from day one.
Digitap’s presale success shows that the momentum is on its side. The price will be $0.0194 in the coming presale round. As the next phase in crypto is about utility, backing a project like Digitap early may create great returns.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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