Standard Chartered just cut its XRP price target from $8 to $2.80. That’s a 65% reduction. And if you’ve been holding XRP waiting for a miracle, that forecast should sting. But here is what the smart money already figured out.
While XRP battles to stay above $1.43, one presale at $0.000000184 is building infrastructure that XRP never bothered to create. Pepeto (PEPETO) has raised $7.2 million during one of the worst market conditions in years. And the investors buying right now are not hoping. They are doing math.
What you'll learn 👉
Standard Chartered Downgrades XRP as Institutional Interest Fades
Geoffrey Kendrick, Standard Chartered’s global head of digital assets, first set the $8 XRP target in April 2025. That prediction depended on institutional capital flowing in after the SEC settlement. It never came. Laut 24/7 Wall Street, XRP has dropped 61% from its $3.66 all time high. The token briefly hit $1.16 in early February, its lowest price in 15 months. Kendrick also warned Bitcoin could slide toward $50,000 and Ethereum to $1,400 before stabilizing.
The core problem with XRP is structural. It doesn’t natively support smart contracts. It can’t host dApps or DeFi protocols. It serves as a bridge currency for cross border transactions, but stablecoins can do the same thing with less volatility. According to The Motley Fool, XRP and Dogecoin could underperform the broader crypto market this year because they lack clear near term catalysts.
Best Crypto to Buy Now: How Pepeto Solves What XRP Cannot
As XRP’s price projections collapse, Pepeto is attracting serious attention from those who want real infrastructure at ground floor pricing. While XRP makes headlines with shrinking forecasts, Pepeto is building the tools the meme coin economy actually needs.
The Pepeto ecosystem includes PepetoSwap for instant trades, a cross chain bridge for moving tokens between blockchains, and a coming exchange that only lists verified projects. The working demos are live and presale holders can test them now at pepeto.io. This approach transforms meme coins from disposable speculation into a tradable, bridgeable asset class with real infrastructure behind it.
Investors appear to agree. The project has raised $7.2 million from people who see what XRP holders are starting to realize: the biggest returns in 2026 will not come from large caps with shrinking targets. They will come from micro cap projects with actual products. Created by a Pepe cofounder. Audited by SolidProof and Coinsult. Zero transaction tax. And a Binance listing on the horizon.
The math is simple. XRP at $1.43 needs a market cap of $585 trillion to reach $10,000. That is fantasy. Pepeto at $0.000000184 needs a fraction of SHIB’s $40 billion peak to deliver 100X. That is pattern recognition. Put $10,000 in at this price. If Pepeto reaches 100X after listing, that’s $1,000,000. The 214% staking APY generates $21,400 a year on that same $10,000 while you wait. Staking is the patience reward. The listing multiplier is the main event. 70% of the presale is already filled.
Conclusion
Standard Chartered sees XRP falling further. The institutional wave never showed up. But Pepeto doesn’t need Wall Street’s permission. Working demos. Dual audits. A Pepe cofounder. And a Binance listing ahead at $0.000000184. This is the 100X setup XRP holders wish they had.
Click To Visit Official Website To Buy Pepeto: https://pepeto.io
FAQs
Why did Standard Chartered cut the XRP price target?
XRP dropped 61% from its all time high and institutional demand never materialized after the SEC settlement. Standard Chartered reduced its 2026 target from $8 to $2.80.
Can Pepeto really deliver 100X returns?
SHIB hit $40 billion without products. Pepeto has working demos, dual audits, and a Pepe cofounder at $0.000000184. At 100X, a $10,000 position becomes $1,000,000 with $21,400 per year in staking on top.
What makes Pepeto different from XRP?
XRP serves as a bridge currency but doesn’t support smart contracts or dApps. Pepeto has a complete ecosystem with swap, bridge, and verified exchange demos that holders can test right now.
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