Analyst Warns XRP Holders to Rethink Expectations — Calls Ripple Adoption “Mediocre”

XRP hasn’t seen much excitement this week. The price is hovering around $2.50, moving sideways while Bitcoin, Ethereum and other top-10 assets also cool off from recent rallies. Boring price action usually means sentiment starts shifting, and today, that shift is coming from inside the crypto industry.

A member of the Solana Foundation, known as vibhu, shared a detailed critique about XRP’s real-world performance. And unlike the usual tribal fights online, his message was rooted in data, not hate.

The Analyst’s Argument: XRP Adoption Isn’t Matching the Valuation

The analyst says he wants Ripple and XRP to succeed. But he believes the community often ignores the current numbers in favor of future hopes.

According to him, XRP’s network usage hasn’t materially expanded, despite years of bullish expectations:

He highlighted that active daily accounts still sit around just 25,000 – the same level as three years ago. Meanwhile, Solana averages over 2.5 million daily active accounts. On payment activity, XRP handles roughly 1.5 million transactions per day, while Solana processes about 100 million. And in value transferred, XRP moves around $50–60 billion per month, while Solana’s stablecoin volume alone hit almost $2 trillion in October.

In his words, XRP’s traction so far has been “extremely mediocre” considering how long it has been in the market and the size of its community.

He also pushed back on the usual rebuttal that Solana activity is fake or bot-driven. He said this narrative “can’t be supported with data,” especially since both networks have similarly low fees that could attract bots equally.

It’s Not a Death Sentence – But Patience Has a Cost

He clarified he isn’t rooting against XRP. He even noted that Ripple could still scale massively, especially as regulation improves and institutional banking integrations expand. The community could still be proven right in the long run.

But his final line was aimed directly at long-term holders:

If XRP is truly an investment, how long is it worth waiting for the payoff?

That question stings because it’s honest, and few people inside the XRP community publicly ask it.

XRP has already survived lawsuits, delistings, regulatory uncertainty, and a shifting competition landscape. The fundamentals may still evolve in its favor. But for now, the price is parked near $2.50 because the market seems to be waiting for real adoption to catch up with the narrative.

If vibhu is right, that moment hasn’t arrived yet.

Read also: Crypto Market Crash Ends “Uptober” – What It Means for Bitcoin, XRP, and Altcoins in November

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Petar Jovanović
Petar Jovanović

As the Head of Content at Captainaltcoin, I bring years of experience in the crypto industry. With a strong belief in the potential of the web3 market since 2017, I'm passionate about sharing valuable insights and knowledge. Feel free to connect with me on LinkedIn and let's discuss the exciting world of cryptocurrencies and decentralized technologies!

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