Anticipation is building across the BNB ecosystem as the Fermi Hard Fork mainnet approaches. Scheduled for January 14th, 2026, the upgrade promises major gains in speed and scalability for BNB Chain. Traders are closely watching BNB as it consolidates near $900, with many expecting a breakout once the upgrade goes live.
BNB has been here before. Long periods of sideways trading below key levels have often preceded sharp multi-month rallies. After months of consolidation under $800, the token regained momentum and pushed higher, reinforcing its reputation as a cycle-driven large-cap asset.
At the same time, Digitap ($TAP) is gaining attention as one of the best crypto presales in 2026. The project brings real-world payment utility and cross-border infrastructure that connects TradeFi and DeFi. With its crypto presale priced at $0.0427 and over $4 million raised, many investors are already calling it a potential 100x contender that could outshine BNB.
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BNB Upgrade Fuels Optimism
The BNB ecosystem is gaining attention ahead of the Fermi Hard Fork. The upgrade aims to cut block times from 750 milliseconds to just 250 milliseconds. It also enables flexible data access, allowing users and developers to query specific ledger data without downloading the full chain.
These changes are designed to improve speed, efficiency, and scalability, allowing BNB Chain to support both traditional financial systems and decentralized applications.
BNB/USD 6-Month Chart | Credit: TradingView
From a technical angle, sentiment is turning bullish. BNB continues to trade above its 20-day Exponential Moving Average, a sign that buyers remain in control. Momentum indicators suggest demand is building as traders position for a possible move higher. Many are eyeing a push above the $900 level if the upgrade delivers as expected.
The Relative Strength Index supports this view. RSI is holding above the neutral line and trending toward 70. This shows rising buying pressure, but without clear signs of exhaustion yet. It reflects optimism rather than hype at this stage.
Derivatives and on-chain data tell a similar story. Spot Netflow has turned positive, with more BNB moving onto exchanges. This usually signals traders preparing for short-term price action rather than exiting long-term positions. When combined with improving momentum, it often appears before a breakout attempt.
BNB Spot Inflow/Outflow | Credit: Coinglass
Still, this optimism highlights a bigger contrast. BNB is upgrading its infrastructure to better connect TradFi and DeFi. Digitap already operates in that space today. While BNB prepares its bridge, new ICO crypto Digitap is already enabling real-world payments for merchants, freelancers, and businesses across borders.
Digitap: Borderless Virtual Banking for a Decentralized World
Digitap is positioning itself as a full-stack financial platform that brings traditional banking, global payments, and crypto into one system. Instead of choosing between TradFi and DeFi, users get both. This hybrid design makes Digitap one of the best altcoins to watch in 2026 for investors focused on real usage, not speculation.
Unlike Layer-1 blockchains that rely on developer growth and DeFi cycles, Digitap connects directly to the global payments economy. This is a multi-trillion-dollar market with steady demand. Every transfer, payment, and conversion feeds into a live financial system. That creates a stronger foundation for long-term value.
Digitap treats global banking as borderless by design. Users can hold and manage over 20 fiat currencies alongside crypto in one virtual account. Crypto-to-fiat conversions happen inside the app. There is no need for external banks or exchanges. Money moves freely across borders, not just across platforms.
This matters because billions are still underserved by traditional banks, with the World Bank estimating that about 24% of adults, roughly 1.4 billion people worldwide, remain unbanked. Many cannot access simple accounts or affordable cross-border payments.
Digitap’s virtual banking rails remove those barriers. Regardless of their traditional banking status, anyone can access global accounts, low-fee remittances, and multi-currency support from a single app.
With integrated fiat and crypto wallets, universal payment rails, and globally accepted virtual or physical debit cards, Digitap turns digital assets into everyday money. It supports decentralized ownership while delivering familiar banking tools. That is why Digitap, not a $900 BNB, stands out as the best crypto to buy in 2026 for true TradFi and DeFi hybrids.
BNB at $900 vs $TAP’s Low-Cap Entry
BNB remains a strong Layer-1 asset. The Fermi Hard Fork could improve speed and efficiency, supporting its long-term viability. Still, at nearly $900 per token and a market cap of around $123.7 billion, meaningful upside requires massive capital inflows. Gains are likely to be steady, not explosive. That makes BNB a mature asset, not a breakout play.
Digitap targets a very different market. It is built for everyday users, freelancers, merchants, and the underbanked who want crypto and banking in one place. Its omni-bank platform is already live and seeing early adoption. In just a few weeks, the presale has raised over $4 million with more than 189 million $TAP tokens sold. That level of demand before listing signals real interest.
The upside gap is clear. While BNB’s growth depends largely on network upgrades and other volatility, $TAP is priced at just $0.0427 and backed by real payment utility. With revenue-funded buybacks, staking yields up to 124%, and usage-driven growth, Digitap stands out as a low-cap gem for TradFi-DeFi hybrids in 2026.
Why $TAP is the Best Crypto to Buy in 2026 Over $900 BNB
BNB may see short-term gains from the Fermi Hard Fork, but its price still depends heavily on upgrades and market mood. At nearly $900 and with current price projections, upside tends to be incremental. Even strong momentum signals need perfect execution to translate into major price moves. This limits BNB’s appeal for investors seeking significant returns
Digitap tells a different story. While still in its crypto presale phase at just $0.0427, adoption is already happening. The live platform has already seen over 120,000 active wallets connected, and users are already using Digitap’s global money app to send and receive money across borders in real time, showing real demand even before its launch.
This is why many investors now see $TAP as one of the best cryptocurrencies to invest in 2026, especially for those who want a true TradFi-DeFi hybrid. For smart investors choosing between a mature $900 asset and a growing omni-bank, Digitap clearly takes the lead as the higher potential upside play in 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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