Would you ever pick XRP over Bitcoin if both were on the table? It sounds like a wild choice for some investors, yet that’s exactly what financial commentator Daniel Harris is doing. TheCryptoBasic on X explained why his bet leans toward XRP and his reasoning might make more sense than it seems at first glance.
Harris laid out an example to make his point clear. He asked where a person should put $1,000 in XRP or Bitcoin. At Bitcoin’s $110,000 price, that amount buys only 0.009 BTC. The same $1,000, however, secures around 416.67 XRP at $2.40 each. His comparison wasn’t about brand loyalty but about realistic growth potential in the coming months.
Harris asked which asset is more likely to 2X, 4X, or 10X within 90 days? According to his logic, altcoins like XRP have a better shot. Historically, smaller-cap tokens have gained faster during major bull cycles because they require less capital to move. He sees XRP’s structure and market position as giving it that upper hand.
The Numbers Behind His Argument on XRP Price
The XRP price today gives the token a market cap of about $150 billion. Meanwhile, Bitcoin towers above at $2.2 trillion. Harris pointed out that it’s easier for XRP to grow to $300 billion than for Bitcoin to double its current valuation to $4.4 trillion. His reasoning comes down to scale. Larger assets tend to move slower, while mid-sized ones like the Ripple token can deliver quicker multiples when market conditions turn favorable.
Financial commentator Daniel Harris has argued that XRP offers a far more compelling return potential than Bitcoin, especially for retail investors preparing for the next altseason.
— TheCryptoBasic (@thecryptobasic) November 3, 2025
“My money is on XRP all the way,” he tweeted, when arguing for where to put $1,000 between XRP…
TheCryptoBasic shared that this isn’t the first time Harris has taken a bold stance favoring utility-based projects. He believes the Ripple token still carries untapped potential due to its established network and focus on cross-border payment systems. That combination, in his view, gives the XRP token an edge in speed and real-world use something that could influence future demand.
Why Accessibility Matters for Retail Investors
Harris wasn’t alone in the conversation. His statement came as a reply to Dom Kwok, co-founder of EasyA, who offered a perspective on investor psychology. Kwok noted that many newcomers feel uneasy buying tiny fractions of BTC. Even if fractional ownership makes sense mathematically, it doesn’t feel satisfying emotionally. Buying a few hundred units of XRP or another altcoin, however, gives a stronger sense of ownership.
He added that this perception often pushes new investors toward assets like Ripple rather than Bitcoin. It’s not necessarily about the fundamentals but about affordability and the emotional reward of holding more tokens. Harris agreed, arguing that accessibility fuels participation and participation often drives demand.
Read Also: Central Banks Won’t Use XRP for CBDCs? Analyst Says There’s a Twist
The discussion around Ripple price and XRP’s potential shows how market psychology continues to shape investment choices. As Harris explained, retail players often look for projects that combine strong narratives with realistic upside. Bitcoin remains the foundation of the crypto market, yet its massive valuation leaves limited room for exponential short-term growth.
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