XRP has gone from being written off as a failed project to making one of the strongest comebacks in the crypto space. Once dismissed as “the banker’s coin” and buried under a long SEC lawsuit, the token is now showing definite growth.
Cheeky Crypto, a YouTube channel known for its crypto analysis, believes XRP could be on a path similar to Bitcoin. According to the analyst, for years, XRP lagged behind while Bitcoin price and Ethereum surged. Many labeled it the “banker’s coin” and dismissed it as too centralized.
Then came the lawsuit with the US SEC in 2020, which dragged Ripple through the mud. The XRP price collapsed, exchanges delisted it, and critics predicted the token’s end.
Fast forward to today, and the picture looks very different. XRP trades at levels not seen in years, showing more percentage growth in 2024 than BTC or ETH over the same period. Cheeky Crypto points out that this shift isn’t just luck. Ripple price recovery reflects real changes: regulatory clarity, fresh institutional interest, and an upgraded ledger that continues to speed up transactions.
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Ripple’s Legal Wins Changed Everything
The analyst from the YouTube Crypto channel, mentioned that XRP’s turnaround started once the legal fog lifted. Ripple came out of its SEC clash with an outcome that removed the “security” tag hanging over the XRP token. That ruling alone acted like a massive weight lifted off its shoulders.
Cheeky Crypto explains that regulatory clarity matters as much as technology in crypto. Bitcoin had its moment when it gained recognition as digital gold. XRP is experiencing something similar now that it is no longer tied to constant courtroom drama.
Institutions and Real Utility Back XRP
Ripple has been busy forming relationships with financial giants. One example that caught attention was a partnership with BNY Mellon, America’s oldest bank. According to the commentator from Cheeky Crypto YouTube channel, such moves prove that XRP is not just speculation. Real-world adoption is happening, and when big banks start leaning into Ripple’s network, the token’s credibility strengthens.
The tech is also key. XRP transactions settle in seconds, compared to the long wait times on traditional banking systems. That kind of efficiency creates the potential for XRP to serve as a bridge currency in global payments. Cheeky Crypto emphasizes this utility as the kind of advantage that could push Ripple price growth far beyond where it sits today.
Comparing XRP to Bitcoin
Bitcoin set the standard as the first decentralized currency, but it also has limitations, especially in speed and scalability. XRP was built with cross-border payments in mind, designed to be faster and cheaper from day one.
Cheeky Crypto argues that the BTC price growth story could be mirrored by XRP as adoption continues. While Bitcoin is treated as a store of value, XRP might become the go-to solution for instant settlement across borders. If that happens, the upside could be dramatic.
Other voices in the market have started echoing the same perspective. Comparisons between BTC and XRP focus on growth potential. If Bitcoin price ever pushes toward $500,000, that would be a powerful gain but still a fraction of the multiples some analysts believe are possible with the XRP token.
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The analyst points out that a move from a few dollars to double or triple digits would be transformative. The important part is not whether XRP exactly repeats Bitcoin’s journey but whether it steps into its own role as the next big network that reshapes finance.
XRP’s journey has been anything but smooth. From regulatory setbacks to being mocked as “too centralized,” it looked like an outsider for years. Now the XRP token stands on a stronger foundation, with Ripple price climbing and institutional adoption fueling fresh momentum.
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