Markets rarelyve without a spark, and October might be the month that lights XRP fuse again. If the predictions are right, the next batch of millionaires may be born from Ripple.
XRP is trading around $3.0, but speculation from analysts and key market developments suggest that a major shift could be just ahead.
TheCryptoBasic on X captures the optimism that is building around Ripple price and what could happen in the coming weeks.
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Predictions Of XRP Millionaires Emerging In October
TheCryptoBasic shared insights from well-followed XRP commentators who believe that several key events line up next month. One of them, Kenny Nguyen, stated that “many XRP millionaires will be born in October” once spot XRP ETFs receive approval. His statement was backed by the view that September may remain quiet, but October is shaping up to be a turning point for Ripple.
CryptoBull, another long-time XRP voice, echoed this view by noting that “fireworks” are expected to start in October. These remarks are tied to the U.S. Securities and Exchange Commission’s deadline to rule on a batch of spot XRP ETF applications.
Between October 18 and October 25, several issuers are awaiting the green light. If approval comes, it could set XRP price on a path that reminds many of Bitcoin’s surge after its ETF launch.
Why Spot XRP ETFs Could Change The Game
At least 8 issuers, including Grayscale, Franklin Templeton, WisdomTree, Bitwise, ProShares, Canary Capital, CoinShares, and 21Shares, are lined up for approval. Grayscale, in particular, has applied to convert its $500 million XRP Trust into a spot ETF, with an SEC deadline set for October 18.
Analysts forecast combined inflows of as much as $8 billion in the first year, with some firms expected to bring in $1 billion on their own.
TheCryptoBasic pointed out Bloomberg’s estimate that there is a 90–95% chance of approval by the end of 2025, following Ripple’s legal win and the SEC’s changing tone. If the SEC gives the green light, spot XRP ETFs could begin trading within 24 to 48 hours. That would mirror what happened when Bitcoin ETFs hit the market, leading to immediate trading activity and strong inflows.
Institutional Demand Could Fuel Ripple Price
Ripple’s legal clarity has already opened the door for more institutional interest, but ETFs may take things further. Oliver Michel, CEO of Tokentus Investment AG, shared on the Frankfurt Stock Exchange floor that the most significant upside in crypto is no longer just with Bitcoin.
He pointed to altcoins such as XRP, which he believes could deliver gains of up to 300% if ETFs unlock new demand.
TheCryptoBasic emphasized this point by referencing how XRP is consolidating near $3, waiting for a spark. CME Group’s XRP futures already hit over $1 billion in open interest in just three months.
On top of that, futures-based XRP ETFs have gathered more than $800 million in assets. The missing piece may be spot ETFs, which could pull in new institutional buyers who prefer direct exposure rather than futures contracts.
At least eight issuers, including Grayscale, 21Shares, Bitwise, Franklin Templeton, WisdomTree, ProShares, Canary Capital, and CoinShares, are awaiting approval from the SEC.
— TheCryptoBasic (@thecryptobasic) September 13, 2025
Grayscale leads with a deadline of October 18, seeking to convert its $500 million XRP Trust into a spot…
What XRP Price Levels Could Mean For Holders
Price forecasts for Ripple vary widely, yet October is seen as the month that could provide the clearest direction.
Some analysts project XRP could climb above $10 before the year ends. Others, such as Zach Recor, stretch their outlook further, suggesting XRP could hit $30 by 2026.
If XRP price does hit $10 in October, then Nguyen’s prediction of new millionaires suddenly looks achievable. To illustrate, holders of 100,000 XRP tokens, worth about $300,000 at today’s price, would become millionaires if XRP touches $10.
TheCryptoBasic pointed to data showing only 34,839 accounts currently hold at least 95,000 XRP. Meanwhile, more than 5.5 million retail wallets are holding smaller amounts between 20 and 500 XRP. That gap highlights how only a fraction of investors would cross into millionaire territory if October sparks the surge many are waiting for.
Could October Truly Deliver Millionaires?
October has become a month of high anticipation for Ripple. TheCryptoBasic has amplified this discussion across X, where the optimism is tied to a sequence of ETF deadlines that could bring institutional money into XRP.
The past shows how similar catalysts fueled big moves for Bitcoin, and now attention has shifted to whether XRP is about to follow the same script.
Read Also: Is Now the Best Time to Buy Dogecoin (DOGE)? Major Rally May Be Coming
Ripple price is holding near $3. ETF approval could push it into a new range. If that happens, XRP may truly create millionaires in October for those who stayed patient. The wait for mid-October goes on as the community watches to see if the spark finally ignites.
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