The XRP community is once again on edge as new speculation around the long-running legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC). This time, it’s about whether the entire process is being orchestrated for a much bigger purpose.
What you'll learn 👉
Settlement Was Supposedly Done – So What’s the Holdup?
Crypto influencer Crypto4Life posted a passionate thread on X, calling out the SEC for dragging its feet after months of being told a resolution was near.
As per earlier reports, Ripple and the SEC had agreed to settle for $50 million – far less than the $125 million penalty originally proposed by Judge Analisa Torres. Both sides were apparently ready to drop their appeals, which would finally put an end to the multi-year legal saga.
All that remained was for Judge Torres to sign off on the new terms. It seemed like the last formality.
DO THEY THINK WE’RE STUPID⁉️ 🤔💭
— Crypto4Life (Six8Jay) XRP (@james_six8jay) July 30, 2025
We were told the SEC & #Ripple wanted to settle for $50 million, instead of the $125 million set by Judge Torres.. 👀
We were told both sides were READY to drop their appeals against each other.. 👀
We were told we just needed Judge Torres to…
But here we are – weeks later – and still no official update. Every other major crypto lawsuit the SEC pursued in the past year has been dismissed or settled, including cases involving clearly fraudulent projects. And yet, the Ripple case continues to hang in limbo.
“Do They Think We’re Stupid?”
That’s the question Crypto4Life is asking. In his view, the delay is deliberate, not bureaucratic.
“The SEC is purposely dragging their feet,” he wrote, “and for the first time, I don’t think it’s just the SEC playing this game.”
His theory? Ripple, the SEC, and even figures like Donald Trump might all be in on it – not to suppress XRP, but to stage something massive behind the scenes. “It’s a life-changing thing for those who are positioned accordingly,” he says.
Whether or not you buy into that theory, one thing is clear: there’s more to this delay than meets the eye. XRP has been one of the most discussed digital assets in terms of institutional adoption, tokenized finance, and global liquidity infrastructure. The community isn’t just guessing – they’ve been connecting dots from Ripple’s partnerships to major policy shifts worldwide.
Read also: Why BlackRock, Saudi Arabia, and the IMF Are Quietly Aligning With XRP
XRP Price Still Hovering, But Sentiment Is Heating Up
Despite the legal overhang, XRP is still trading strong at around $3.13, though price action has stalled after hitting $3.55 earlier in July. Many traders believe this consolidation is only temporary, and that a major move could follow once the appeal is formally dropped.
There’s also the August 15th joint status report deadline, where both Ripple and the SEC are expected to update the court on the status of their appeal discussions. Many believe that could be the moment everything changes – for real this time.S
So, we shouldn’t get shaken out?
That’s the message Crypto4Life leaves XRP holders with: “They want weak hands to sell their XRP.”
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