Can Pi Coin Overtake XRP and Become the Number 3 Crypto?

A crypto page dedicated to PI asked a question on X about whether PI Network’s PI can overtake XRP and become the number 3 cryptocurrency in market capitalization. The question seems interesting, and we had to consider it and also look at what it takes for PI coin to overtake Ripple’s darling in a few years from now.

The post by @PiNewsLast24Hrs laid out the numbers and asked the big question: Can PI rise to Rank 3 or even higher?

At first glance, the stats seem far apart. XRP is currently priced around $3.15 with a market cap clos $186 billion. It sits comfortably at number 3 among all cryptocurrencies. Pi coin, on the other hand, is trading around $0.44 with a market cap of roughly $3.39 billion, ranking at 31. But there is more to the story than just numbers.

PI Price Chart

What Makes Pi Network Unique

Pi Network did not come from the same playbook as most other projects. It started in 2019 as a mobile first, community powered crypto that allowed users to mine Pi coins using smartphones. Over the years, it has built a massive following; over 60 million users globally are actively waiting for the network to go fully open and exchange ready.

What separates PI from XRP is that Pi was built for the people, while Ripple is known to be built for banks and institutions. Pi Network is focused on real world utility at the grassroots level, like daily users, local merchants, and app developers. XRP continues to dominate the financial backend of cross border payments.

What Would It Take for PI to Surpass XRP

Let’s look at the math.

Right now, XRP has a circulating supply of about 59 billion tokens, while PI has a circulating supply of around 7.7 billion.

For PI to match XRP’s market cap of around $186 billion with that circulating supply, its price would need to rise to over $24.23 per coin. That is more than 55 times its current price, which means PI would have to surge by over 5,400% without any significant increase in supply.

Pi coin could also unlock more tokens and increase supply to help push up the total market cap, but that usually comes with a tradeoff. If supply rises faster than demand, prices tend to fall.

This kind of rise is not impossible but it would demand massive demand growth, strong real world use cases, a flood of new investors, and big name exchange listings.

Right now, PI is listed on several exchanges like OKX, Bitget, and MEXC, but it is still missing from big platforms like Binance and Coinbase. That is a major roadblock to broader visibility and liquidity. Until it gets listed on those top tier platforms, many retail and institutional investors will likely stay on the sidelines.

Still, Pi Network has been growing. It is rolling out real world features like PiFest events, .pi domain auctions, and a growing number of merchant activities. According to recent updates, over 1.8 million users are already active in the Pi ecosystem. It is clear that Pi Network has a community but what it now needs is momentum.

XRP Is Not Standing Still

While we talk about PI’s potential, it is important to remember that XRP is also expected to grow in the years ahead. Analysts believe Ripple is still expanding its global payment network, especially through bank partnerships and the upcoming launch of Ripple’s stablecoin.

Institutional adoption is also a major factor. As more banks and financial platforms adopt Ripple’s technology, XRP gains legitimacy and long term value. And if regulatory clarity continues to improve, possibly even leading to XRP based ETFs, it could unlock even more growth.

So PI is not just chasing a fixed target. It is trying to catch up with a moving one.

Could Pi Coin Really Overtake XRP

In theory, yes. If PI reaches over $24 per coin, or if it grows both its price and circulating supply in a healthy way, it could challenge XRP’s market cap. But in practice, it would require a series of breakthroughs. Major exchange listings, proven real world utility, and explosive user demand.

Read Also: Shiba Inu (SHIB) Short-Term Price Outlook

And even then, XRP is not likely to slow down. With Ripple expanding globally and gaining traction with banks and payment systems, the number 3 spot may become even harder to touch.

For now, Pi Network’s strength lies in its community, while XRP’s edge comes from its institutional power. It is a battle of people versus systems. And only time will tell which mission makes it to the top.

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Temitope Olatunji
Temitope Olatunji

Temitope is a seasoned writer with over four years of experience. He specializes in Web3 and FinTech topics and enjoys creating content in these areas. He holds both a bachelor's and master's degree in Linguistics. When not writing, he trades forex and plays video games.

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