If you’re wondering how much XRP it would take to become a millionaire, you’re not alone. Many people also think about this and a number of analyst have come forward to express their views. This could be very important for XRP price since it is now clearer that Ripple’s legal battles are behind it and momentum is building again.
A video by the Be Crypto Smart YouTube channel dives deep into this exact topic. It’s not just a price prediction clip. It explores XRP’s technology, partnerships, legal clarity, and how all of that could impact price by the end of 2025. The analysis is bold, clear, and doesn’t try to play both sides.
What you'll learn 👉
XRP Price and the Investment Threshold
As of June 11 2025, when the video was made, XRP trades at $2.29. Based on that price it would take about 436,681 XRP tokens to build a $1 million portfolio right now. That’s the simple math. But the creator goes further to explore what could realistically happen by the end of 2025 and how much XRP you’d need under different price scenarios.
He also explains that in 2017 and early 2018 XRP hit an all time high of $3.84 before getting crushed by the SEC’s lawsuit. When the lawsuit dropped in late 2020 big exchanges like Coinbase and Kraken delisted XRP. While Bitcoin and Ethereum ran wild during the bull market XRP was stuck on the sidelines.
That era is over now. Judge Analisa Torres ruled that XRP sales on public exchanges are not securities. With that decision Ripple is finally out from under the legal shadow. It has paid the fines and moved on. That alone according to the creator clears the path for a major rally.
Ripple’s Growth Partnerships and Use Cases
Ripple didn’t sit still during the lawsuit. The company expanded its infrastructure formed global partnerships and strengthened the XRP Ledger. One of the biggest recent announcements is Ripple’s partnership with Guggenheim where they’re building tokenized commercial paper directly on the XRP Ledger.
Ripple even invested $10 million in that initiative. That’s a big move into real world asset tokenization. The company also continues to push its On Demand Liquidity (ODL) service which uses XRP to settle cross border payments instantly.
ODL eliminates the need for Nostro and Vostro accounts giving banks the ability to send money globally in just 3 to 5 seconds. Since XRP is used only as a bridge and not held long term volatility risk is minimal. This function is already being used not just talked about.
Ripple is also working with central banks like Palau Bhutan and Hong Kong on CBDC trials. It recently launched a new USD backed stablecoin named Rust which could compete with USDC and USDT while improving XRP Ledger’s DeFi ecosystem.
Tokenomics and Future Price Predictions
Ripple’s total supply is capped at 100 billion XRP with about 40 billion locked in escrow. Each month only 1 billion XRP is unlocked and any unused amount is rolled into future months. Plus every XRP transaction burns a tiny amount of the token slowly reducing supply over time. This makes XRP a deflationary asset which is a major point in its long term value.
As for how much XRP you need to become a millionaire it all comes down to the price it could hit. The video breaks it down into three scenarios:
Conservative
Price: $3 to $5
XRP needed: Between 200,000 and 333,333
Moderate to Bullish
Price: $8 to $10
XRP needed: Between 100000 and 125000
Ultra Bullish (with ETF approval)
If XRP gets an ETF like Bitcoin and Ethereum did that could bring in billions of dollars from institutions. With the legal uncertainty gone an XRP ETF is now possible.
The creator gives some examples:
- If XRP hits $7 you would need 142,857 XRP which would cost around $327,000 today
- If it hits $9.50 you’d need 105,263 XRP which is about $241,000 today
- At $12 you’d only need 83,333 XRP which is around $190,000 in current value
Read Also: Cardano Founder Defends $100M ADA-to-Stablecoin Proposal Amid Community Pushback
XRP Is Now About Utility Not Just Hype
One of the strongest messages from the video is that XRP is no longer just about speculation. The ecosystem is real the utility is live and the partnerships are growing.
The creator ends by urging holders to stay focused and patient. There may be corrections ahead but the foundation is solid. In his words “The shackles are off. The engine is built. The fuel is flowing.”
Whether you believe in XRP’s bullish future or not this is one of the most comprehensive breakdowns on the topic. It’s more than just a hype video. It’s a serious look at what XRP could become and how many tokens you might need to hit the millionaire mark.
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