Most people still don’t realize how early they are to the XRP game. In a recent YouTube video posted by Edo Farina, a well-known crypto analyst and XRP advocate, he dives deep into XRP wallet statistics and reveals just how few people actually hold meaningful amounts of XRP.
He walks viewers through the XRP Rich List and explains how surprisingly low the barrier is to become one of the top holders in the ecosystem. If you’ve ever wondered where you stand among XRP investors, this breakdown is for you.
What you'll learn 👉
How Many People Actually Hold XRP?
While there are around 6.4 million XRP wallets on the blockchain, that number doesn’t represent 6.4 million individual people. Many users, including Edo himself, own multiple wallets. He mentions that he personally holds 20 to 25 different XRP addresses, some for cold storage, some for trading, and others just for diversification.
When factoring in inactive, dust (tiny balance) wallets, and exchange-owned wallets, the number of real individual holders drops a lot. Using a ChatGPT analysis, the estimate comes out to around 1.5 to 2 million actual people worldwide holding XRP. Edo even suggests it might be closer to just 1 million.
That’s less than 0.025% of the global population, or about one in every 4,000 people.
What It Takes to Be in the Top 10% of XRP Wallets
Farina notes that as per the current blockchain data, you only need about 2,500 XRP tokens to make it into the top 10% of XRP wallets. At recent prices (around $2 per XRP), that’s roughly $5,000 worth of XRP.
Even though that might not be pocket change, it’s still an amount many investors could accumulate over time. The surprising part is how attainable top-tier status is compared to traditional finance systems, where being in the top 10% of wealth is far more difficult.
Edo challenges the narrative that XRP is some “get rich for everyone” scheme. He argues the elites wouldn’t care if a tiny sliver of the population profits; especially if it’s just a few hundred thousand people earning a couple hundred grand. Most people, he adds, will sell long before XRP ever reaches massive price targets like $100 or $1,000.
Read also: Why XRP Price Could Be Headed to $17 – And Maybe Even Higher
Comparing XRP with Traditional Blockchains
To help visualize how XRP’s ecosystem compares to others, here’s a quick side-by-side:
| Feature | XRP Ledger | Ethereum Blockchain |
|---|---|---|
| Total Wallets | ~6.4 million | Over 250 million |
| Active Individual Users | Estimated 1–2 million | Tens of millions |
| Entry to Top 10% | 2,500 XRP ($5,000) | Varies widely, often tens of thousands |
| Network Fees | Very low (~0.00001 XRP per tx) | Can be high (especially during spikes) |
| Speed of Transactions | 3–5 seconds | ~15 seconds (or more when congested) |
This comparison shows just how nimble and accessible the XRP Ledger is for individual investors, both in terms of cost and opportunity.
Wrapping Up
The video closes with a reminder that very few people are truly committed to holding XRP long-term. Edo emphasizes the importance of self-custody, strategy, and patience. He predicts that only a small percentage of current holders will stick around long enough to see XRP’s full potential realized.
Whether or not XRP reaches astronomical prices in the future is anyone’s guess. But one thing’s clear – owning just 2,500 XRP today already puts you in the top 10%. That’s a powerful insight most people have yet to fully understand.
Read also: How Much Will 2,500 XRP Be Worth By 2026? XRP Price Prediction!
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