Standard Chartered has just made waves by predicting that XRP could surpass Ethereum in market cap by 2028, forecasting a potential 500% surge to $12.50. The bank’s bold call has reignited interest in XRP price prediction, especially as regulatory clarity and institutional demand pick up speed.
Meanwhile, whales are quietly accumulating a new payments-focused altcoin that mirrors XRP’s original mission Remittix. With a presale already crossing $14.4 million, some say this “New XRP” could be next in line.
Ripple’s Hidden Road Acquisition Sparks Institutional Interest
Standard Chartered has just ignited a fresh wave of interest in Ripple’s native token, XRP, setting the stage for what could be one of crypto’s boldest market shifts. In a detailed report, the bank’s head of digital assets research, Geoffrey Kendrick, predicted XRP could soar by 500% and potentially leapfrog Ethereum in market capitalization by 2028.
Kendrick’s thesis revolves around XRP’s evolving role not just as a payments solution, but as a key player in the tokenization of assets worldwide.
With the XRP Ledger (XRPL) already tailored for low-cost, high-speed transfers, Kendrick believes its infrastructure is poised to support massive institutional use. He points out that Ripple’s strategic acquisitions, including the $1.25 billion purchase of Hidden Road, signal a broader push into traditional finance.
These moves strengthen XRP’s foothold in prime brokerage and cross-asset settlement, making it more than just a speculative asset; it’s fast becoming the digital spine of global finance.
Standard Chartered is also betting big on regulatory clarity. Kendrick anticipates that an XRP spot ETF will be approved in Q3 2025, potentially unlocking $4–$8 billion in new inflows during the first 12 months.
This optimism around XRP price prediction is further fueled by the SEC dropping its appeal in the Ripple lawsuit, a development Ripple CEO Brad Garlinghouse says clears the way for XRP’s expansion into institutional corridors.
XRP, with its growing network effect and deeper liquidity, may ultimately emerge as the dominant force. Standard Chartered expects XRP to reach $5.50 in 2025, then push to $8.00 in 2026, before settling around $12.50 in 2028 on the assumption that Bitcoin climbs to $500,000.
And while whales continue to stockpile XRP, they’re also quietly positioning themselves in what many now call the “New XRP” a rising token that shares Ripple’s focus on payments but with a modernized, user-first model.
Early Buyers Position Remittix As A Top Token To Watch
Whales are beginning to pay close attention to a rising contender in the cross-border payment space Remittix. With over $14.5 million raised through its presale and more than 527 million tokens sold at $0.0757 each, the project is making a strong case as the “new XRP.”
What’s driving this surge in interest isn’t just tokenomics, it’s real-world value. Remittix has one goal: fix the broken global payment system that still relies on expensive, sluggish bank wires.
The simplicity of the mission is what sets Remittix apart. From freelancers to families sending remittances, the need for fast, affordable international transactions is universal. Remittix aims to offer crypto-to-fiat conversions that settle in under 24 hours, slashing fees and eliminating red tape.
As XRP edges toward institutional markets and tokenization, Remittix is planting its flag in practical retail adoption.
The project draws inspiration from Ripple’s early days but avoids regulatory baggage. Instead, it’s writing a fresh playbook based on direct utility. Analysts say if adoption continues at this pace, $1 isn’t a stretch, it’s a milestone. With whales already moving in and retail investors looking for the next breakout coin, Remittix could become the modern-day answer to what XRP once was.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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