Scopuly, a popular Stellar wallet platform, says the XLM price is set to explode soon. This view comes as the United States prepares to roll out a wave of crypto-friendly laws that could reshape the future of the space.
Unlike many other tokens, Stellar has always focused on real use cases. It was built for regulated cross-border payments and already ISO 20022-compliant, which means it’s ready to connect with banks, central banks, and payment systems around the world. These technical details may soon become major talking points if the legal changes go through.
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US Laws Could Trigger Real Adoption
According to Scopuly, several major crypto laws are coming together. First is the GENIUS Act, which is expected to be signed by President Trump. This law would be the first federal-level stablecoin framework. It requires 1:1 reserves, full transparency, and clear regulatory guidelines. That means stablecoins like USDC would have legal backing, and Stellar already supports USDC on its network.
Then there’s the CLARITY Act. This bill draws the line between commodities and securities in crypto. That’s important because it finally answers the long-standing question about how different tokens should be classified. With that confusion gone, platforms like Stellar can finally operate with confidence.
🚀 $XLM Set to Explode: U.S. Crypto Laws + ISO 20022 Alignment = Massive Potential 💥🌎
— Scopuly – Stellar Wallet (@scopuly) July 18, 2025
The U.S. is finally giving crypto the green light! 🇺🇸✅ President Trump is about to sign the GENIUS Act — the first federal law for stablecoins, bringing 1:1 reserve mandates, full… pic.twitter.com/4FAoll8Qif
Another bill, the Anti-CBDC Act, pushes back against the idea of a government-controlled digital dollar. That could give more room for private blockchain networks to grow, and Stellar fits that model.
And maybe the biggest shift of all: crypto could be added to 401(k) retirement accounts. This opens the door to trillions of dollars in institutional money. If institutions are looking for compliant, global-ready networks, Stellar may become a top choice.
Stellar’s ISO 20022 Advantage
Scopuly pointed to something many investors overlook: ISO 20022 compliance. This global financial messaging standard is now being adopted by banks and financial systems everywhere. It allows fast, secure, and transparent cross-border payments — exactly what Stellar was built for.
Other blockchains are still trying to meet these standards. Stellar is already there. That gives it a head start as the financial world shifts to this new format. And because Stellar already supports assets like USDC and EURC on its rails, it’s ready to play a big role in the new payment ecosystem.
Analyst Says “XLM Is Set to Explode”
Scopuly’s statement is bold, but it’s not without reason. The team says everything is now falling into place. Legal clarity is coming. Global financial systems are moving toward ISO 20022. Institutions are finally warming up to crypto. And Stellar is one of the few projects positioned to benefit from all of it.
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The XLM price hasn’t reacted much yet, but if the laws are passed and institutions start to move in, we could see a major shift. Scopuly believes Stellar has been quietly building while others chase trends, and now, the market is catching up.
This could be a major turning point for Stellar. Years of development may finally start to pay off. With strong compliance, global reach, and stablecoin support already in place, Stellar may be one of the few tokens that truly benefits from regulatory progress.
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