Mutuum Finance (MUTM) is emerging as one of the most aggressively growing DeFi projects of 2025, with strong market momentum and accelerating investor participation as its presale nears completion. With Phase 6 now 90% filled and the token priced at $0.035, the project has already raised $18,700,000 and attracted over 17,950 holders.
As Phase 7 opens at $0.04, and a launch price of $0.06 further down the line, analysts expect this early-stage valuation window to close rapidly. The broader projection points toward an explosive 11,500% surge within 15 months as the market shifts back into full bull cycle mode, positioning MUTM among the best cryptos to buy now.
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Presale Phase Closing In On Full Subscription
MUTM’s presale progress has been swift. The token’s current price represents a 250% rise from its $0.01 Phase 1 starting rate, signaling sustained investor demand and disciplined phase-based price growth. Once Phase 6 sells out, the transition to $0.04 will immediately lift valuations by 20% before hitting $0.06 on public launch. For early participants, this trajectory already suggests a 400% ROI at launch, but analysts tracking what crypto to invest in believe that long-term upside extends far beyond.
The presale’s structure has created urgency across crypto communities as traders recognize that Phase 6 could close any day. The $0.035 valuation is still below the potential retail listing range projected for early 2026, which will likely coincide with the protocol’s full product launch. This early accumulation phase is what smart money often targets, buying utility-backed assets before large-scale exposure drives prices higher.
Why MUTM Could Replicate Solana’s Early Bull Run
Market analysts often compare MUTM’s setup to Solana’s pre-rally structure between 2020 and 2021. During that period, Solana traded at just $0.50 in May 2020, before exploding to $259 by November 2021, a 51,700% ROI within 18 months. The rally was driven by Solana’s network growth, technical efficiency, and rapidly expanding ecosystem. Mutuum Finance, though in a different niche, mirrors those conditions through its technical readiness, clear roadmap, and functional DeFi mechanisms ready for deployment.
MUTM’s V1 protocol launch is confirmed for Q4 2025 on the Sepolia testnet, introducing the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot. These components are core to its dual lending system, combining automated liquidity with user-directed peer lending. ETH and USDT will serve as the first supported assets, ensuring immediate real-world use at launch. This operational maturity parallels Solana’s early network activation phase that preceded its exponential growth.
If MUTM follows even a fraction of Solana’s performance curve, achieving just 20% of Solana’s 2020–2021 ROI, the price could climb from $0.035 to approximately $4.00 within 15 months, representing an 11,500% increase. Such a move would position Mutuum Finance among the top DeFi protocols by market capitalization, assuming continued adoption and ecosystem expansion throughout 2026.
Fundamentals Driving The Bullish Projection
Several structural and behavioral factors reinforce this aggressive price forecast. First, the ongoing transition of retail capital toward audited and utility-driven DeFi protocols has given Mutuum Finance a stronger foundation compared to typical presale tokens. Its CertiK security audit, scoring 90/100, combined with a $50,000 bug bounty, signals institutional-grade diligence. These layers of verification significantly reduce contract risk, enhancing investor confidence during presale accumulation.
Second, the team’s strategic decision to integrate stablecoin-based operations, particularly USDT, for collateral and lending creates a stable ecosystem backbone. This minimizes exposure to volatility while maintaining high yield potential, a balance that has drawn attention from analysts examining which crypto to buy today for sustainable long-term exposure.
Lastly, the recent introduction of card-based purchases, as announced in an official X post, removes previous entry barriers. Investors can now buy MUTM tokens directly using credit or debit cards, with no purchase limits. This simplified access has opened the project to global participation, speeding up demand velocity in the final presale phase.
As the DeFi sector historically delivers some of the highest ROI windows during early adoption, investors considering what crypto to buy now are unlikely to overlook this window much longer.
Scaling Potential Beyond 2026
For investors who missed early cycles like Solana’s 2020 surge, Mutuum Finance represents a comparable inflection point, an undervalued protocol with verifiable fundamentals and a near-term testnet deployment already scheduled. With under $0.05 entry still available, the coming months could determine who capitalizes on this next-generation DeFi momentum before mass adoption sets in.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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