Demand for faster, cheaper cross-border payments has pushed projects like Digitap ($TAP) and Remittix (RTX) into the spotlight.
Both crypto presales give investors exposure to the crypto payments sector. However, Digitap is increasingly discussed as one of the best cryptos to buy now in this category. Remittix is positioned primarily as a crypto-to-fiat settlement network, while Digitap operates as a broader, full-stack financial platform.
Digitap supports global transfers and extends that utility through integrated features such as in-app wallets and a Visa-linked card, allowing users to hold, manage, and spend funds within a single ecosystem. Time for a deep dive.
What you'll learn 👉
How Digitap’s Omni-Bank Model Strengthens Its Position in Crypto Banking
Digitap positions itself as more than a payments app. The platform is built as a full omni-bank, bringing crypto and traditional financial tools into a unified experience across mobile and web, rather than limiting users to a single transaction flow.
The core utility centers on efficient global money movement. Digitap’s smart routing system evaluates multiple settlement options to identify the fastest and most cost-effective route for each transaction. This includes blockchain networks alongside traditional rails such as SWIFT and local bank transfers, with fees set to remain below 1% and transfers settling in seconds.
The offering extends beyond transfers. Users can manage both fiat and crypto in one interface, access multi-currency account functionality, and store more than 100 supported digital assets. A Visa-linked card further connects the platform to real-world use, allowing funds to be spent directly.
From a growth perspective, this broader functionality supports stronger long-term engagement. Rather than functioning as a one-off transfer tool, Digitap is designed to support ongoing financial activity, positioning the platform for deeper retention and more sustainable expansion.
$TAP’s Utility and Tokenomics Reinforce the Long-Term Investment Case
Digitap’s crypto presale performance has strengthened its position as one of the more notable banking-focused crypto launches. The project has raised over $4.3 million, with Round 3 approximately 75% complete and nearly 200 million $TAP tokens sold.
A staged pricing structure has supported momentum. The $TAP token has increased from an early price of $0.0125 to a current presale price of $0.0439, rewarding early participants while demonstrating sustained demand ahead of public market listings. The team confirmed a projected listing price of $0.14, placing the current price at an estimated 68% discount.
Beyond price action, the token model is structured around long-term utility and sustainability. $TAP operates on a fixed supply of 2 billion tokens and is designed for direct use within the Digitap app ecosystem. In parallel, 50% of platform profits are allocated toward buybacks, burns, and staking rewards, reinforcing scarcity and long-term alignment between platform growth and token value.
This structure gives $TAP a clearer fundamental narrative than many competing presales. Rather than relying purely on speculation, the model links token performance to real usage, platform revenue, and measurable ecosystem expansion.
A Live Product Positions Digitap Among the More Credible Crypto Presales
Unlike many crypto presales that are still in development, Digitap already has a functional platform accessible to users, making it one of the clearer examples of crypto presales with real utility. The project functions as an active financial product rather than a concept dependent on future delivery.
The platform has also demonstrated early traction. More than 100,000 wallets have connected to the ecosystem, indicating growing engagement at the presale stage and suggesting increasing confidence in the platform’s direction.
Digitap’s credibility is further supported by third-party validation. The project has completed security audits with firms including Coinsult and SolidProof, while its financial infrastructure is supported by licensed institutional partners, adding an additional layer of legitimacy.
Remittix Solves Cash-Out, but Stops Short of Full Banking Utility
Remittix has gained attention as a crypto presale focused on simplifying crypto-to-fiat transfers. The platform allows users to send cryptocurrency, with recipients receiving funds directly into their bank accounts, and the conversion handled in the background.
The appeal lies in convenience. Users connect a wallet and initiate a transfer, and Remittix manages the swap and payout process. This approach addresses a real friction point, particularly for individuals sending funds to recipients who are not active crypto users.
However, the scope remains limited. Remittix does not currently offer an integrated environment for managing balances, accessing additional financial tools, or supporting ongoing financial activity. As a result, it functions more as a utility for cash-out rather than a comprehensive digital finance platform like Digitap.
Digitap vs Remittix: Which Banking Crypto Presale Is Better Positioned This Year?
Both Digitap and Remittix are built around real-world challenges in global payments. However, their positioning is not the same. Remittix functions as a useful cash-out tool, while Digitap operates as a broader financial platform with multi-layered utility.
Digitap combines a live product, measurable traction, structured tokenomics, and an expanding ecosystem under one model. This provides a stronger structural foundation than many crypto presales currently competing for attention in the sector.
For investors evaluating which banking-focused crypto presale appears better positioned this year, Digitap increasingly stands out as the more complete and scalable opportunity.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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