Investors seeking the next 100x potential play should take a closer look at crypto presale projects. These small and often overlooked startups represent the next generation of crypto winners. After all, today’s crypto giants all started at the bottom, including Solana (SOL) at $0.22 and Binance Coin (BNB) at $0.15.
However, not all projects are worthy of a spot on the best altcoins to buy. MoonBull (MOBU), for example, has been gaining a lot of attention for its combination of meme coin and clever tokenomics. But it still lives and dies by hype and meme coin sentiment.
Digitap ($TAP), on the other hand, is the world’s first “omni-bank” with a live unified crypto-and-fiat banking app. Based on comparable numbers from its peers, Digitap is one of the best cryptos to buy now, as it could offer a path toward the coveted 100x gains.
Source: Digitap
What you'll learn 👉
Digitap’s Utility Strengthens Its Crypto To Buy Now Case
As the world’s first “omni-bank,” Digitap offers a single account that seamlessly manages multiple fiat currencies and over 100 crypto tokens. Users can send, receive, store, save, swap, and spend both fiat and crypto in one place. A recent partnership with Visa has made it possible for users to spend cash or crypto on its proprietary Digitap card anywhere Visa cards are normally accepted.
An optional no-KYC signup process means users can gain access to a lite version of the app with basic features. This is a move to target the 1.4 billion adults worldwide who are underbanked and unbanked, many of whom live in countries where it is not easy to obtain identification.
Another key market Digitap is eyeing consists of the roughly 800 million families who rely on remittances from a foreign worker. For example, a software engineer from India who landed a job at a FAANG company chooses to send money back to India. Traditional remitters charge on average 6.2%, but Digitap’s app offers options as low as sub-1%.
Source: Digitap
Why Staged Rounds And Burns Could Support $TAP Over Time
Digitap’s structured presale event of its native $TAP continues to run hot, reflecting growing investor belief in its real-world utility. The presale has raised more than $1.9 million to date, with the price of $TAP increasing after each round is sold out. $TAP is currently for sale at $0.0313 and is expected to rise to $0.0326 within a week.
This tiered pricing strategy has given investors who bought the token at $0.0125 during the first round a more than 150% paper profit. The price of the token will continue to increase in each round, and the team recently announced an expected listing price of $0.14.
The total supply of $TAP tokens is fixed at 2 billion, and the project has built-in mechanisms to reward holders and reduce supply over time. Specifically, 50% of all platform profits are used to buy back and burn $TAP tokens, as well as to reward stakers.
Source: Digitap
The 100x Math: Users, Per-User Value, and $6B Target Cap
Digitap’s model of empowering consumers to do more with their money in one app gives it direct exposure to the global payments and banking sector. This is a market that measures transactions in the hundreds of trillions of dollars, implying Digitap could, in theory, 100x in value over time.
Coinbase, an indirect Digitap competitor that offers some overlapping crypto services, boasts 120 million users and is valued at $78 billion. This implies the market values each user at around $650.
Applying a 50% valuation haircut to account for Digitap’s young status, it is reasonable to assume the market would value each Digitap user at $325. To gain 100x, the price of $TAP would need to trade at around $3, implying a $6 billion valuation (based on 2 billion tokens).
At $325 in value per user, Digitap would need to onboard roughly 18.4 million users. This is a very achievable goal in the context of a market size north of 1 billion. Even by stress testing the numbers and assigning a more conservative $250 value per user, Digitap needs to attract 24 million users, which is still an extremely small share of the market.
Source: Digitap
Why A “Grown-Up” Meme Coin May Struggle In A Bear Tape
MoonBull markets itself as a sort of “grown-up” meme coin, promising a roadmap of ecosystem features and utilities to keep users happy after an eventual exchange launch. The team references future tools, integrations, and community governance objectives.
MoonBull’s tokenomics are designed to reward holders and create scarcity over time. The token supply is fixed, and its crypto presale is separated into stages with rising prices after each round. The native $MOBU token undergoes periodic burns and other investor-friendly initiatives that separate it from other meme coins.
Essentially, MoonBull is less about solving a specific problem or financial pain point and more about building a movement that fans can rally around. Where MoonBull falls short as an investment idea is the lack of real-world utility or a live product backing the narrative.
Its upside potential is tied to continued hype, community sentiment, speculative flows, and, perhaps most important, general market sentiment toward meme coins.
Currently, this is perhaps the worst time to launch a new meme coin, especially one with “Bull” in its name. Bitcoin (BTC) and most major altcoins are now trading in a bear market with no immediate signs of relief coming, certainly leaving MoonBull off most lists of crypto to buy now.
Utility Over Memes: Digitap Offers A Clearer 100x Path
Both Digitap and MoonBull are textbook examples of how crypto presale projects can differ in what they offer investors. Digitap is reinventing banking for the crypto age, while MoonBull is reinventing what a meme coin can be.
MoonBull is pitching to investors that meme coins could still offer explosive returns if only they were structured in a different way. Still, at the end of the day, MoonBull is another meme coin with no real value, and its growth profile is purely speculative.
Meanwhile, Digitap’s “omni-bank” model makes it one of the top altcoins to buy, as it provides real utility and tremendous savings to users worldwide. It also offers a credible roadmap to exponential growth; expanding into a market with billions of users is a multi-year endeavor.
Digitap is Live NOW. Learn more about their project here:
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