Ethereum trading below the $3,000 level has pushed investors to reassess speed, cost, and usability across networks. No clear catalyst has yet emerged for the sharp 11% weekly price drop. At the same time, the Digitap ($TAP) crypto presale has introduced Solana support, adding a high-throughput network to its platform.
For payments-focused altcoins to buy like $TAP, this integration can help in terms of speed and cost. SOL is well-known as one of the quickest and most affordable blockchains on the market. Combined with a delivered product, Visa integration, and early bird pricing, the Solana integration positions $TAP as one of the best cryptos to buy this year.
What you'll learn 👉
Ethereum’s Speed Limits And Banking Use Cases
Ethereum remains the dominant smart contract network, but its architecture was not designed for everyday banking. During periods of network congestion, transaction fees rise and confirmation times slow. For payments and transfers, this creates friction that retail users notice immediately. From a price perspective, it’s also performing poorly – showing a loss daily, weekly, monthly, and annually, at $2,915.
Banks and payment platforms require predictable settlement speeds and low operational costs. But Ethereum’s base layer often relies on secondary solutions to achieve this, which adds complexity. While these tools work, they introduce additional steps that slow down onboarding and daily usage.
Ethereum will most likely continue to power the DeFi and NFTs as a primary engine. It is well established with a huge team of developers and multiple projects built on top. It is well integrated into the DeFi market.
But in terms of price and efficiency (as regards payments and banking), it is not the most suitable ecosystem. While the figures are contested, Solana in real-time processes 600 to 700 transactions per second versus Ethereum’s 15 to 30. Solana is also much more affordable in terms of network fees due to its novel proof-of-history consensus mechanism.
Digitap Banking Utility And KYC Structure Support Adoption
Digitap is designed around practical finance. The omni-bank combines crypto management, fiat accounts, and payment tools into one interface. This allows users to send money, convert balances, and manage assets without switching between platforms. The app is already available on iOS and Android for one-step payments and transfers.
It further offers stablecoin support, Visa-compatible card payments, tiered presale price increases, staking APY, and a fluid KYC model. Users can select their compliance tier to match their needs. This is a unique offering from Digitap that caters to the current market environment. Millions of people have been cut off from traditional banking, including expats, remote work professionals, and digital nomads.
Yet it also caters to small and medium-sized enterprises with legal offshore banking, payroll, invoicing, customized plans, and 24/7 support. This open KYC approach allows for swift and friction-free onboarding, expands the total addressable market, and improves the client experience significantly.
Aside from its utility, this market accessibility could be the key to global adoption. For long-term success, crypto presales need real-world traffic facilitated by rapid onboarding. Digitap is available across the globe, 24/7, with no access restrictions.
Digitap’s Solana Integration Brings Speed To Crypto Banking
Digitap has added Solana support to its platform to improve transaction speed and throughput. Solana is known for fast block times and low fees, which make it suitable for high-frequency payments and account activity. By integrating this network, Digitap expands its ability to serve real banking needs without relying on slower settlement layers.
Interestingly, a poll from Digitap’s active user base indicated a strong preference for Solana over Ethereum and Bitcoin, which is why Solana is being implemented. Once active, users will be able to fund the Digitap wallet over Solana, including stablecoins such as USDT and USDC. The end result is faster transfers at a lower cost, something which is critical to a payments network.
This integration strengthens Digitap’s omni-bank structure. Users can access faster crypto transfers while still benefiting from fiat connectivity, card payments, and account services. The goal is to reduce waiting times and transaction friction inside the app, which is essential for everyday use.
Platforms that support fast settlement and low-cost transfers tend to scale more easily as user volume increases. This technical improvement supports Digitap’s case as the best crypto to buy now for those focused on usability rather than speculation alone.
Why Banking Crypto Presales Are Gaining Attention
At Ethereum’s current price and maturity level, it is increasingly viewed as an institutional coin. Moreover, while it powers DeFi, it’s not well-suited for banking or payments. This is why investors looking for altcoins to buy in the payments space are turning to crypto presales like Digitap instead.
It’s the perfect ecosystem for fast banking, especially with its upcoming Solana support. Users can benefit from immediate onboarding, a delivered product, a full range of services, and complete privacy.
Solana integration is the next stage of financial utility for Digitap, as it seeks to set a new standard in global banking. For these reasons, it could easily emerge as the best crypto to buy this year.
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