
Many people might argue that Stellar (XLM) is close to its peak. With a market cap of around $9 billion, it’s easy to assume that most of its gains are behind it. But that’s not how Lee the Captain sees it. In a video on his YouTube channel, he explained exactly why he continues to accumulate XLM and what he believes is coming next for the Stellar price.
According to Lee, Stellar isn’t just another short-term crypto play. It has been around since 2014, created by Jed McCaleb, the same person who co-founded Ripple. While Ripple targets banks and financial institutions, Stellar’s mission is broader: it aims to make cross-border payments accessible for the unbanked and underbanked in developing countries. This, Lee explains, is a mission he strongly believes in.

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Stellar Price and Fundamentals: Why It Still Has Room to Grow
Lee breaks down why he thinks the Stellar price and overall project still have huge potential. First, he highlights Stellar’s technical edge. The network uses the Stellar Consensus Protocol, which confirms transactions in 2 to 5 seconds. It’s extremely fast and energy efficient, with an average transaction fee of just 0.00001 XLM. That’s nearly free, making it ideal for micro-transactions and global transfers.
Even in a sluggish market, Stellar has continued building. Lee points to one major move that caught his attention: Stellar’s investment in MoneyGram. This deal gives Stellar a seat on the company’s board, aligning it with one of the biggest names in remittances. For Lee, this proves the team is focused on real-world adoption, not just crypto hype.
Another big plus is Stellar’s role in supporting USDC. It’s one of the main blockchains where USDC is issued and used. With digital dollars becoming more popular, Stellar gains added relevance and utility, especially when it comes to institutional adoption.
Can Stellar Hit $10? Lee Shares His Long-Term View
Lee doesn’t shy away from the big question: can XLM reach $10? Right now, the Stellar price is around $0.10, so $10 would mean a 100x jump. He admits it’s not likely in the short term, but over a 10-year horizon, it’s possible if crypto adoption continues and Stellar becomes a key player in cross-border payments.
He even does the math. With a circulating supply of around 27 billion tokens, a $10 price would give Stellar a market cap of $270 billion. That’s more than Ethereum’s current valuation. So, while not impossible, it would require mass adoption, strong partnerships, and real-world traction.
Still, Lee sees a favorable risk/reward setup. If XLM drops to $0.05 or $0.03, that’s only a 50% to 70% downside. But if it hits $1 or even $10, that’s a 10x to 100x upside. For him, that math alone makes it worth accumulating.
He also highlights real-world impact projects like Stellar Aid Assist, which helps distribute aid with transparency. Unlike hype coins, Stellar is working with the UN and NGOs to solve real problems. That, Lee says, adds to its long-term credibility and value.
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Conclusion: Accumulating XLM for the Long Haul
Lee the Captain ends his video with a clear message: he’s not buying XLM because he expects it to explode overnight. He’s buying it because he believes in the project’s mission, the team’s actions, and the long-term potential. For investors willing to hold and wait, he sees Stellar as a high-upside, real-impact play in the crypto space.
Whether or not XLM ever hits $10, Lee believes it’s worth holding, and that’s a message many long-term investors may resonate with.
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