{"id":51544,"date":"2022-07-01T14:15:49","date_gmt":"2022-07-01T12:15:49","guid":{"rendered":"https:\/\/captainaltcoin.com\/novi-wallet-review\/"},"modified":"2022-07-01T14:15:58","modified_gmt":"2022-07-01T12:15:58","slug":"novi-wallet-review","status":"publish","type":"post","link":"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/","title":{"rendered":"Novi Wallet Review &#8211; Release Date, Features, Security in Overview"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-right counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">What you&#039;ll learn \ud83d\udc49<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e4cd6b8a8f8\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #2d2d2d;color:#2d2d2d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #2d2d2d;color:#2d2d2d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e4cd6b8a8f8\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#What_is_Facebooks_Novi_wallet\" >What is Facebook&#8217;s Novi wallet?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Novi_Features\" >Novi Features<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#How_to_Use_the_Novi_Wallet\" >How to Use the Novi Wallet<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Step_1_Download_the_Novi_Application\" >Step 1: Download the Novi Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Step_2_Create_a_Novi_Account\" >Step 2: Create a Novi Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Step_3_Verify_your_Identity\" >Step 3: Verify your Identity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Step_4_Set_your_Security_Preferences\" >Step 4 : Set your Security Preferences<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Step_5_Buy_Diem_for_your_Novi_Wallet\" >Step 5: Buy Diem for your Novi Wallet<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#What_is_Diem_Crypto\" >What is Diem Crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#How_Does_Diem_Work\" >How Does Diem Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#How_do_I_buy_Diem\" >How do I buy Diem?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Supported_Cryptocurrencies\" >Supported Cryptocurrencies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Connectivity\" >Connectivity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Recovery_Options\" >Recovery Options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#Competitors\" >Competitors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Facebooks_Novi_wallet\"><\/span>What is Facebook&#8217;s Novi wallet?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new1\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"551\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-1024x551.png\" alt=\"Novi wallet homepage\" class=\"wp-image-48632\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-1024x551.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-300x161.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-767x413.png 767w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-1536x827.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-2048x1102.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-279x150.png 279w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-100x54.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-650x350.png 650w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-homepage-788x424.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Novi Wallet\" href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" data-shortcode=\"true\"><strong>Novi wallet<\/strong><\/a> is a digital wallet that is going to be created and launched by <strong><a href=\"https:\/\/captainaltcoin.com\/facebook-is-looking-into-blockchain-not-creating-its-own-cryptocurrency\/\" target=\"_blank\">Facebook<\/a><\/strong>. In this article, I will take a close look at one of the newest projects planned by the social media phenom, Facebook. Since it has not yet been released, limited information is available for everybody who wants to know more about Novi digital wallet.<\/p>\n\n\n\n<p>However, Facebook as the social media giant they are has provided some pretty useful info about the project. It happens very rarely that a project which has not been launched yet shows this level of conversation in the crypto world. It just shows how powerful Facebook actually is.<\/p>\n\n\n\n<p>The main purpose of the Novi wallet is to easily allow its users to send and receive digital currencies <strong><a href=\"https:\/\/en.wikipedia.org\/wiki\/Diem_(digital_currency)\" target=\"_blank\">Diem<\/a><\/strong>, <strong>DiemUSD<\/strong>, or <strong>XUS <\/strong>(all developed by Facebook).<\/p>\n\n\n\n<p>The potential of Novi has shaken the crypto world. Just try to imagine a single cryptocurrency available to billions of Facebook users. Sounds pretty exciting, doesn\u2019t it?<\/p>\n\n\n\n<p>Novi wallet is the cryptocurrency platform where users can very quickly connect their <strong>credit cards and almost instantly send and receive<\/strong> Diem from anyone. Let\u2019s jump into details so that we can understand how everything works in Novi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Novi_Features\"><\/span>Novi Features<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"448\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-1024x448.png\" alt=\"Receive instant Novi wallet\" class=\"wp-image-48644\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-1024x448.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-300x131.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-766x335.png 766w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-1536x672.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-2048x896.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-343x150.png 343w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-100x44.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-800x350.png 800w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Receive-instant-Novi-wallet-788x344.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>As already mentioned, the main feature of the Novi wallet is to send and receive digital currencies instantly, with lighting speed.<\/p>\n\n\n\n<p>Novi is actually a custodial wallet, which means that you do not have to remember any complex keys or worry about your ongoing security. The Novi wallet allows you to <strong>very simply access your funds using a username and password<\/strong>.<\/p>\n\n\n\n<p>There are a few important things to note if we want to understand key points of the Novi wallet:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>It can be used to send and receive <strong>Diems<\/strong><\/li><li>Literally, anyone can get a Novi wallet following a straightforward <strong><a href=\"https:\/\/www.investopedia.com\/terms\/k\/knowyourclient.asp\" target=\"_blank\">KYC <\/a><\/strong>process<\/li><li>Transfers made through Novi wallet are free-of-charge and instantaneous<\/li><li>Using Novi is considered a safe and secure wallet<\/li><\/ul>\n\n\n\n<p>Novi will be created as a standalone app in the future, and be a part of WhatsApp and Messenger, according to Facebook\u2019s plan. The Novi wallet actually operates like any other popular digital wallet that <strong>protects your digital tokens and is the most secure way to control your crypto funds<\/strong>.<\/p>\n\n\n \r\n <div class=\"rehub_bordered_block rh_listofferitem rh_list_mbl_im_left \">\r\n    <div class=\"rh-flex-center-align rh-flex-justify-center mobileblockdisplay\">\r\n            <div class=\"rh_listcolumn rh_listcolumn_image text-center\">\r\n            <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" target=\"_blank\" rel=\"nofollow sponsored\" class=\"re_track_btn\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"lazyload\" data-skip-lazy=\"\" data-src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/thumbs_dir\/novi-logo-pf33nrz5jjx4cjg6xrwfxk24bk949cq9d7gp519p5e.png\" width=\"90\" height=\"90\" alt=\"Novi\" src=\"https:\/\/captainaltcoin.com\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" \/>                            <\/a>\r\n            <\/div>\r\n        <div class=\"rh_listcolumn rh-flex-grow1 rh_listcolumn_text\">\r\n            <div class=\"font120 fontbold rehub-main-font lineheight20\">Novi<\/div>\r\n            <div class=\"mt10 greycolor font90 lineheight20\"><\/div>\r\n        <\/div>\r\n        <div class=\"rh_listcolumn rh_listcolumn_price text-center\">\r\n            <span class=\"rh_price_wrapper\"><span class=\"price_count rehub-main-color fontbold\"><ins><\/ins><\/span><\/span>\r\n            <div class=\"brand_logo_small\">              \r\n                                 \r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"text-right-align rh_listcolumn_btn\">\r\n            <div class=\"priced_block clearfix\">\r\n                <div>\r\n                    <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n                                                    Visit Now                                            <\/a>\r\n                <\/div>\r\n                                                          \r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n \r\n \n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_the_Novi_Wallet\"><\/span>How to Use the Novi Wallet<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"553\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-1024x553.png\" alt=\"novi signup wallet\" class=\"wp-image-48628\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-1024x553.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-300x162.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-768x415.png 768w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-1536x830.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-2048x1107.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-278x150.png 278w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-100x54.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-648x350.png 648w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/novi-signup-wallet-788x425.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>There are literally two things you need if you want to use Novi: a valid government-issued ID and a smartphone. When you first open the wallet, it will of course be empty so you will need to add some money to it in order to use it. But let\u2019s go through a simple step-by-step guide on how to use Novi, from downloading it to actually buying and receiving money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_1_Download_the_Novi_Application\"><\/span>Step 1: Download the Novi Application<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new2\"\/>\n\n\n\n<p>Downloading the Novi wallet is super quick and easy. All you need to do is to go to the <a href=\"https:\/\/apps.apple.com\/us\/app\/novi\/id1521555776\" target=\"_blank\" rel=\"nofollow\">Apple <\/a>or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.novi.wallet&amp;hl=en&amp;gl=US\" target=\"_blank\" rel=\"nofollow\">Google <\/a>store and download the app from there (if it is already available in your country).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_2_Create_a_Novi_Account\"><\/span>Step 2: Create a Novi Account<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new2\"\/>\n\n\n\n<p>Once you downloaded the app, open it from your smartphone. You will see an option \u201ccreate an account\u201d and after you click on it, you will need to provide the following information:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Full Name<\/li><li>Mailing Address<\/li><li>Email Address<\/li><li>Date of Birth<\/li><\/ul>\n\n\n\n<p>Enter all of the above details in order to complete the application\u2019s registration process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_3_Verify_your_Identity\"><\/span>Step 3: Verify your Identity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new2\"\/>\n\n\n\n<p>As already mentioned above, a valid up-to-date government ID is needed if you want to complete the process of verification in Novi. It can be either a passport, ID, or driver&#8217;s license. By simply following the procedure in the app which consists of <strong>putting some information from the document <\/strong>and uploading a relevant photo (or video) of the document.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"401\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-1024x401.png\" alt=\"Novi wallet security\" class=\"wp-image-48640\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-1024x401.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-300x118.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-768x301.png 768w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-1536x602.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-2048x803.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-383x150.png 383w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-100x39.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-893x350.png 893w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-wallet-security-788x308.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>This step is particularly important since it is increasing security of the whole platform. Security is very important to Novi, their website says \u201c<strong>Security. Our commitment to you<\/strong>\u201d.<\/p>\n\n\n\n<p>The information from your personal documents (as well as transaction history) should be well protected and not available to other third-parties, including Facebook itself.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_4_Set_your_Security_Preferences\"><\/span>Step 4 : Set your Security Preferences<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new2\"\/>\n\n\n\n<p>It is important for you to keep your \u201cregular\u201d wallet safe and secure, isn\u2019t it? Well, the same goes with digital wallets, like Novi. Upon creating your account, the wallet will offer you some security options like including&nbsp; and biometric authentication methods such as facial recognition or fingerprint.<\/p>\n\n\n\n<p>It is worth noting that the simple password is probably the least secure option, while <a href=\"https:\/\/en.wikipedia.org\/wiki\/Multi-factor_authentication\" target=\"_blank\"><strong>two-step verification<\/strong> <\/a>is the most secure one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_5_Buy_Diem_for_your_Novi_Wallet\"><\/span>Step 5: Buy Diem for your Novi Wallet<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator is-style-wide new2\"\/>\n\n\n\n<p>When you complete the first four steps (download the app, create an account, verify and secure it), the only thing left for you to do before actually starting buying Diem is to put funds into your account, or wallet rather. Make sure to connect your credit card, select the amount you want to transfer and the amount will be visible on your wallet in a matter of seconds.<\/p>\n\n\n\n<p>Once you do this, the process of exchanging those funds for Diem is quite simple.<\/p>\n\n\n\n<p>There is a button \u201cbuy cryptocurrency\u201d and once you click on it and then select \u201cbuy Diem\u201d and that&#8217;s pretty much it. Just make sure to insert the number of Diem you would like to buy (DiemUSD is equivalent to USD so <strong>if you buy 100 Diems it will cost you approximately 100 USD<\/strong>).<\/p>\n\n\n\n<p>When a user selects a currency pair, the wallet&#8217;s algorithm finds the best offer and locks in the exchange rate for the duration of the transaction.<\/p>\n\n\n\n<p>It is good to note, at this point, that the views expressed in this article are <strong>NOT to be considered as FINANCIAL SERVICES ADVICE<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Diem_Crypto\"><\/span>What is Diem Crypto?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-1024x577.png\" alt=\"Diem Logo\" class=\"wp-image-48620\" width=\"310\" height=\"175\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-1024x577.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-300x169.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-767x432.png 767w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-1536x865.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-2048x1154.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-266x150.png 266w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-100x56.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-621x350.png 621w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo-788x443.png 788w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-Logo.png 584w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure>\n\n\n\n<p><strong>Diem <\/strong>token was mentioned multiple times in this article so it is fair to now explain it. Diem (previously called \u201c<strong>Libra<\/strong>\u201d) is a blockchain-based payment system and a cryptocurrency developed by the social media giant network in the world, Facebook. It hasn\u2019t officially launched as of now.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-1024x606.png\" alt=\"Diem coin mission\" class=\"wp-image-48648\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-1024x606.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-300x178.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-767x454.png 767w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-1536x909.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-2048x1212.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-540x320.png 540w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-253x150.png 253w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-100x59.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-591x350.png 591w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-coin-mission-788x466.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>What makes Diem different from the majority of other cryptocurrencies is that it is a centralized payment system. Interesting to note here that Diem means \u201cday\u201d which symbolizes Facebook\u2019s plan with this cryptocurrency &#8211; to become a \u201cnew day\u201d of payment systems in the crypto world.<\/p>\n\n\n\n<p>Diem will be supported by the Diem Association of which Novi Financial is a member. That being said, the payment system aims to act independently and not be directly influenced by Novi or any other association member.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_Diem_Work\"><\/span>How Does Diem Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"598\" src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-1024x598.png\" alt=\"Diem features\" class=\"wp-image-48616\" srcset=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-1024x598.png 1024w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-300x175.png 300w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-767x448.png 767w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-1536x898.png 1536w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-2048x1197.png 2048w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-257x150.png 257w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-100x58.png 100w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-599x350.png 599w, https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Diem-features-788x460.png 788w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The best way to understand how Diem cryptocurrency works are to pinpoint some of the important metrics of the system:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Open source<\/strong> &#8211; focused on the open-source community in order to develop a network of financial participants and services that help people access and use the Diem Payment Network.<\/li><li><strong>Scalable<\/strong> &#8211; scale through relevant innovation by adding approved participants and services over time so that more people use its payment function<\/li><li><strong>Secure<\/strong> &#8211; since it is built on blockchain-based technology, Diem tends to make its transactions and users secure and safe. It is a system that encrypts transactions, linking them to one another in a way that prevents fraud and brings an added level of transparency to financial transactions<\/li><li><strong>Fast <\/strong>&#8211; Diem transactions are fast and easy, no matter where you are in the world<\/li><\/ul>\n\n\n\n<p>Unlike most other cryptocurrencies (Bitcoin, <a href=\"https:\/\/captainaltcoin.com\/what-is-ethereum\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethereum<\/a>, <a href=\"https:\/\/captainaltcoin.com\/what-is-litecoin\/\" target=\"_blank\" rel=\"noreferrer noopener\">Litecoin<\/a>, etc.) Diem\u2019s price was originally designed to come from the group of assets it was pegged to. The purpose of this is for Diem to become a near-stablecoin and ensure users\u2019 confidence. This would increase attractivity for merchants.<\/p>\n\n\n \r\n <div class=\"rehub_bordered_block rh_listofferitem rh_list_mbl_im_left \">\r\n    <div class=\"rh-flex-center-align rh-flex-justify-center mobileblockdisplay\">\r\n            <div class=\"rh_listcolumn rh_listcolumn_image text-center\">\r\n            <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" target=\"_blank\" rel=\"nofollow sponsored\" class=\"re_track_btn\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"lazyload\" data-skip-lazy=\"\" data-src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/thumbs_dir\/novi-logo-pf33nrz5jjx4cjg6xrwfxk24bk949cq9d7gp519p5e.png\" width=\"90\" height=\"90\" alt=\"Novi\" src=\"https:\/\/captainaltcoin.com\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" \/>                            <\/a>\r\n            <\/div>\r\n        <div class=\"rh_listcolumn rh-flex-grow1 rh_listcolumn_text\">\r\n            <div class=\"font120 fontbold rehub-main-font lineheight20\">Novi<\/div>\r\n            <div class=\"mt10 greycolor font90 lineheight20\"><\/div>\r\n        <\/div>\r\n        <div class=\"rh_listcolumn rh_listcolumn_price text-center\">\r\n            <span class=\"rh_price_wrapper\"><span class=\"price_count rehub-main-color fontbold\"><ins><\/ins><\/span><\/span>\r\n            <div class=\"brand_logo_small\">              \r\n                                 \r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"text-right-align rh_listcolumn_btn\">\r\n            <div class=\"priced_block clearfix\">\r\n                <div>\r\n                    <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n                                                    Visit Now                                            <\/a>\r\n                <\/div>\r\n                                                          \r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n \r\n \n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_do_I_buy_Diem\"><\/span>How do I buy Diem?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<p>Since Diem hasn\u2019t officially launched, the only place where you will be able to buy this cryptocurrency is the Novi cryptocurrency wallet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Supported_Cryptocurrencies\"><\/span>Supported Cryptocurrencies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<p>The current plan for Novi is to support receiving and sending money in <strong>Diem<\/strong>, <strong>DiemUSD<\/strong>, or <strong>XUS <\/strong>digital currencies. Of course, the goal for Novi is to increase the number of supported cryptocurrencies in the future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Connectivity\"><\/span>Connectivity<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<p>Novi cryptocurrency wallet will initially be a mobile app that will be supported by WhatsApp and Messenger. It is worth noting that the wallet doesn\u2019t have any hardware components and also there won\u2019t be an option to connect it to other cryptocurrency wallets (at least not in the initial launch).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recovery_Options\"><\/span>Recovery Options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<p>There are no clear explanations as of now on how the recovery options are going to be used. However, most likely there will be a \u201cforgot password\u201d option as well as two-step verification.<\/p>\n\n\n\n<p>Furthermore, since Novi will be integrated with WhatsApp and Messenger, users will likely use their existing criteria to log in. That being said, <strong>unless your mobile phone is lost or stolen, you are safe with Novi<\/strong>. If you buy a new phone, you should be able to download the app and by verifying your identity, import your Novi cryptocurrency wallet again.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Competitors\"><\/span>Competitors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n\n<p>Since Novi has not been launched yet, it is not easy to directly compare it to other cryptocurrency wallets. However, we could compare it to some of the already established platforms.<\/p>\n\n\n\n<p>When you look at El Toro and Novi, the similarity is that they are both owned by big corporations as well as the need for users to verify their identity. However, the major difference between El Tor, <a href=\"https:\/\/captainaltcoin.com\/de\/?p=54282\" target=\"_blank\">Metamask, <\/a>or almost any other popular digital wallet and Novi is the number of supported cryptocurrencies. While Novi supports only Diem, El Toro wallet and Metamask support more than 100 cryptocurrencies.<\/p>\n\n\n\n<p>Another major difference between El Toro, <a href=\"https:\/\/captainaltcoin.com\/de\/?p=54282\" target=\"_blank\" rel=\"noreferrer noopener\">Metamask<\/a>, or Trustology wallets and Novi is their purpose. While Novi was developed as a payment facilitator for messaging apps, other cryptocurrency wallets serve only as of the place where you hold, send and receive your crypto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide new1 advgb-dyn-f228e862\"\/>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-c4b636db uagb-faq-icon-row-reverse uagb-faq-layout-grid uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/captainaltcoin.com\\\/de\\\/novi-wallet-review\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"<strong>Can I invest in Novi\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you can. Indirect investment is possible if you buy Libra cryptocurrency or invest directly in Facebook. The chance for fraud will be very low since all Novi users will be required to provide valid, up-to-date ID documents.\"}},{\"@type\":\"Question\",\"name\":\"<strong>Will Novi charge fees\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As of now, with the information available, Novi will not charge any fees. Basically, you will receive the amount that was sent to you. So, don\\u2019t worry about any hidden charges (for now) since Novi actually wants to encourage their users to keep money in their wallet and use it frequently, and excluding fees is one of the ways to do it.\"}},{\"@type\":\"Question\",\"name\":\"<strong>Can businesses use Novi\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Novi is going to support peer-to-peer transactions, as per the information currently available. The current plan for Novi is to support businesses (big or small) to accept Diem online, in-app, and in-store..\"}},{\"@type\":\"Question\",\"name\":\"<strong>Where is Novi available\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As per their website, Novi will be available as a stand-alone app in the App Store and Google Play. You will also be able to use Novi directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.<br><br>If you want to be notified if Novi is going to be available in your country, just sign up for news on the Novi website.\"}},{\"@type\":\"Question\",\"name\":\"<strong>When will Novi be available\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The question we would all want to know the answer to. As of now (October 2021) there is no set release date for Novi. All we are left to do is just wait and hope it will be sooner rather than later.<br><br>If you want to be notified and informed once the app is launched, just sign up for news on the Novi website.\"}},{\"@type\":\"Question\",\"name\":\"<strong>What's the relationship between Novi and Facebook\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Two important points to note here:<br><br>- Novi was developed and created by Facebook Inc.<br>- Novi Financial, a regulated financial company, is a subsidiary of Facebook, Inc.<br>The headquarters of Novi is in Menlo Park, California\"}},{\"@type\":\"Question\",\"name\":\"<strong>Can I use my local currency in Novi\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The answer to this question is simply yes. You can use your local currency (credit card) to buy Diem and vice-versa convert Diem to real money when you want to withdraw.<br><br>The important thing to note here is that Novi uses the Diam payment system so when you put money into your Novi wallet, you will be able to send\\\/use Diem. The real question here is whether Novi will be available in your country.\"}},{\"@type\":\"Question\",\"name\":\"<strong>Can I still use Novi if I don't have a Facebook, WhatsApp, or Messenger account\\u2753<\\\/strong>\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Of course, you can. Facebook\\u2019s plan is to make Novi a standalone app and part of WhatsApp and Messenger in the future.\"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-58f8bd54 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-question\"><strong>Can I invest in Novi\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Yes, you can. Indirect investment is possible if you buy Libra cryptocurrency or invest directly in Facebook. The chance for fraud will be very low since all Novi users will be required to provide valid, up-to-date ID documents.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-c0f839a3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-question\"><strong>Will Novi charge fees\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>As of now, with the information available, Novi will not charge any fees. Basically, you will receive the amount that was sent to you. So, don\u2019t worry about any hidden charges (for now) since Novi actually wants to encourage their users to keep money in their wallet and use it frequently, and excluding fees is one of the ways to do it.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-d0688a56 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Can businesses use Novi\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Novi is going to support peer-to-peer transactions, as per the information currently available. The current plan for Novi is to support businesses (big or small) to accept Diem online, in-app, and in-store..<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-c0aeae30 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Where is Novi available\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>As per their website, Novi will be available as a stand-alone app in the App Store and Google Play. You will also be able to use Novi directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.<br><br>If you want to be notified if Novi is going to be available in your country, just sign up for news on the Novi website.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-88b656ff \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>When will Novi be available\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>The question we would all want to know the answer to. As of now (October 2021) there is no set release date for Novi. All we are left to do is just wait and hope it will be sooner rather than later.<br><br>If you want to be notified and informed once the app is launched, just sign up for news on the Novi website.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-ae190b0a \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>What&#8217;s the relationship between Novi and Facebook\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Two important points to note here:<br><br>&#8211; Novi was developed and created by Facebook Inc.<br>&#8211; Novi Financial, a regulated financial company, is a subsidiary of Facebook, Inc.<br>The headquarters of Novi is in Menlo Park, California<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-882e3ffe \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Can I use my local currency in Novi\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>The answer to this question is simply yes. You can use your local currency (credit card) to buy Diem and vice-versa convert Diem to real money when you want to withdraw.<br><br>The important thing to note here is that Novi uses the Diam payment system so when you put money into your Novi wallet, you will be able to send\/use Diem. The real question here is whether Novi will be available in your country.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-d90a4047 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\"><strong>Can I still use Novi if I don&#8217;t have a Facebook, WhatsApp, or Messenger account\u2753<\/strong><\/span><\/div><div class=\"uagb-faq-content\"><p>Of course, you can. Facebook\u2019s plan is to make Novi a standalone app and part of WhatsApp and Messenger in the future.<\/p><\/div><\/div><\/div>\n\n \r\n <div class=\"rehub_bordered_block rh_listofferitem rh_list_mbl_im_left \">\r\n    <div class=\"rh-flex-center-align rh-flex-justify-center mobileblockdisplay\">\r\n            <div class=\"rh_listcolumn rh_listcolumn_image text-center\">\r\n            <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" target=\"_blank\" rel=\"nofollow sponsored\" class=\"re_track_btn\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"lazyload\" data-skip-lazy=\"\" data-src=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/thumbs_dir\/novi-logo-pf33nrz5jjx4cjg6xrwfxk24bk949cq9d7gp519p5e.png\" width=\"90\" height=\"90\" alt=\"Novi\" src=\"https:\/\/captainaltcoin.com\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" \/>                            <\/a>\r\n            <\/div>\r\n        <div class=\"rh_listcolumn rh-flex-grow1 rh_listcolumn_text\">\r\n            <div class=\"font120 fontbold rehub-main-font lineheight20\">Novi<\/div>\r\n            <div class=\"mt10 greycolor font90 lineheight20\"><\/div>\r\n        <\/div>\r\n        <div class=\"rh_listcolumn rh_listcolumn_price text-center\">\r\n            <span class=\"rh_price_wrapper\"><span class=\"price_count rehub-main-color fontbold\"><ins><\/ins><\/span><\/span>\r\n            <div class=\"brand_logo_small\">              \r\n                                 \r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"text-right-align rh_listcolumn_btn\">\r\n            <div class=\"priced_block clearfix\">\r\n                <div>\r\n                    <a href=\"https:\/\/captainaltcoin.com\/go\/novi-wallet\/\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n                                                    Visit Now                                            <\/a>\r\n                <\/div>\r\n                                                          \r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n \r\n \n\n\n\n<p>Make sure to check out our guides on other cryptocurrency wallets:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/best-bitcoin-wallets\/\" rel=\"noreferrer noopener\">Best bitcoin wallets<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/de\/krypto-wallets\/\" rel=\"noreferrer noopener\">Best cryptocurrency wallets<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/hardware-wallets\/\" target=\"_blank\">Best Hardware Wallets for Bitcoin <\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/de\/dcent-wallet-erfahrung\/\" rel=\"noreferrer noopener\">D\u2019Cent Wallet Review<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/de\/ngrave-wallet-review\/\" rel=\"noreferrer noopener\">Ngrave Wallet Review&nbsp;<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/de\/best-ethereum-classic-etc-wallets\/\" rel=\"noreferrer noopener\">Best ethereum classic wallet<\/a>&nbsp;<\/li><li><a target=\"_blank\" href=\"https:\/\/captainaltcoin.com\/de\/keepkey-wallet-erfahrungen\/\" rel=\"noreferrer noopener\">KeepKey wallet review<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/coolwallet-s-erfahrungen\/\" target=\"_blank\" rel=\"noreferrer noopener\">CoolWallet S review<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/hardware-wallets\/\" target=\"_blank\">Best crypto hardware wallets for DeFi<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/opolo-wallet-review\/\" target=\"_blank\">Opolo Wallet Review \u2013 How Safe Is This Hardware Wallet?<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/safepal-s1-erfahrungen\/\" target=\"_blank\">SafePal S1 Review \u2013 Supported Coins, Price, Firmware Overview<\/a><\/li><li><a href=\"https:\/\/captainaltcoin.com\/de\/ellipal-titan-review\/\" target=\"_blank\">Ellipal Titan Review: Is This the Most Secure Hardware Wallet on the Market?<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>What is Facebook&#8217;s Novi wallet? Novi wallet is a digital wallet that is going to be created and launched by Facebook. In this article, I will take a close look at one of the newest projects planned by the social media phenom, Facebook. Since it has not yet been released, limited information is available for [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":48638,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[141],"tags":[],"offerexpiration":[],"class_list":["post-51544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tagesnachrichten"],"gutentor_comment":0,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Novi Wallet Review 2026 - CaptainAltcoin<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Novi Wallet Review 2026 - CaptainAltcoin\" \/>\n<meta property=\"og:description\" content=\"What is Facebook&#8217;s Novi wallet? Novi wallet is a digital wallet that is going to be created and launched by Facebook. In this article, I will take a close look at one of the newest projects planned by the social media phenom, Facebook. Since it has not yet been released, limited information is available for [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/captainaltcoin.com\/de\/novi-wallet-review\/\" \/>\n<meta property=\"og:site_name\" content=\"CaptainAltcoin\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-01T12:15:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-01T12:15:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/captainaltcoin.com\/wp-content\/uploads\/2021\/10\/Novi-Wallet-Review.png\" \/>\n\t<meta property=\"og:image:width\" content=\"840\" \/>\n\t<meta property=\"og:image:height\" content=\"560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Torsten Hartmann\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"Torsten Hartmann\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"13\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/captainaltcoin.com\\\/de\\\/novi-wallet-review\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/captainaltcoin.com\\\/de\\\/novi-wallet-review\\\/\"},\"author\":{\"name\":\"Torsten Hartmann\",\"@id\":\"https:\\\/\\\/captainaltcoin.com\\\/de\\\/#\\\/schema\\\/person\\\/ede52760e8e2417a8a9b34233a57e8c5\"},\"headline\":\"Novi Wallet Review &#8211; 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